I just chose the 2019 Ryker Rally over the 2019 base F3. I test rode the F3 base and the Ryker 900 several times, my dealer said feel free to ride either of his demo’s until my Rally is ready (s/b Sat).
The F3 felt a bit more plush than the Ryker, it also felt larger but didn’t bring anything to the table worth $5,000 more to my needs. I don’t really need the larger engine or additional cargo options and the ground clearance/gvwr capacity are basically the same. The Ryker also felt a bit more stable in turns, maybe just perception coming from 2 wheels.
I bought The Rally, not the standard Ryker, the $1,000 delta between those models was worth it to me for the included upgrades to the suspension, seat pan, bump skid, etc. If the F3 base was $1,500 over the Rally I might have considered it more seriously but I mostly ride 2 lane country roads and rarely go over 65-70 mph unless on the interstate. I also like that the Rykers have shaft drive vs a belt, given the road conditions where I ride.
In the end I could have rationalized either the F3 or the Ryker but I found the Ryker more fun to ride.