Who do you go thru for insurance?

[bigflax925]

State Farm - less than $400/yr

 

[CapNCrunch]

FARMERS AND AAA

Hi all, new ryder here...hopefully my 2013 RS SE 5 will be delivered Tuesday! So i'm looking on how to get this insured...all the quotes I'm getting seem outrageous! 8-900$+ for a year! Who do you go thru and what do you pay if you don't mind me asking. Thanks!

First of all, welcome to the small group of Montana Spyder ryders. I'm in Stevensville, and have a Spyder buddy in Lolo, but that's about it for West Central Montana. Maybe one more (white) Spyder in this immediate area. I bought mine from JESCO Marine in Kalispell, and he bought his from Taylor Bros. in Great Falls. He and I are meeting up with a Spyder couple from Kalispell, and two more Spyder types from the Northern Idaho Panhandle this coming weekend, to ride Going To The Sun Road, in Glacier Park. I'm insured with Farmers and AAA Premier Road Service (they will provide a flatbed for a Spyder). Welcome, again, to the Spyder roads of Montana! CapNCrunch : =)

 

[ScarMace]

Welcome aboard..Im with geico and i pay 65 a month. plus i have 2 cars with them..that was the cheapest i found plus i live in brookly wich doesnt help.



2012 rss se5

 

[jwulf74]

Progressive with highish limits.... under $400 a year if I reall...with 2 main riders. No discounts...other than MC endorsement and safety course.

 

[Mrs Gruff]

INSURANCE

USAA covers both the 2011 Harley Ultra Glide Limited and the 2012 Spyder Limited for $600 a year, but it is combined with our house and auto policy so we gets some sort of discounts.

 

[Daisyjoe]

I pay $45/mo for the 2010 RS and $48/mo for the 2013 RTS. I have State Farm. I also have my home and auto insured thru them.

 

[Magdave]

USAA covers both the 2011 Harley Ultra Glide Limited and the 2012 Spyder Limited for $600 a year, but it is combined with our house and auto policy so we gets some sort of discounts.

Usaa does not do motorcycle insurance they pass it off to Progressive.

 

[bamaspyder1]

$605 per year Foremost in Alabama...CONGRATS on the new :spyder2:

 

[Dan McNally]

$650 for GEICO. What they charge is determined by driving record, age, and where you live.

 

[Yfactor]

Have State Farm and pay just over $1000/yr for RT LE, RS and Harley. Have full coverage on all three with $250 deductible. This includes towing (rollback) and roadside assistance.

 

[SNOOPY]

I can't believe you all pay so little? I have my home, life, 5 cars and been w the same agent for 30 years and pay about $900 a year...that's saying that each person here is talking per year?

I just left an email w my agent that I thought the rate was really high from what I'm hearing and ill see how she responds back.:banghead:

 

[atitude2]

:doorag:

Progressive with highish limits.... under $400 a year if I reall...with 2 main riders. No discounts...other than MC endorsement and safety course.

I went through AARP which goes through Foremost and for 2 spyders with 500. deductible each runs about 750.00 per year.

 

[WV Spyder Ryder]

Dairyland Cycle Ins. $355 a year full coverage 100/300 can't remember the deductible. Wayne county WV. is a higher rated area.

 

[captblack]

Full coverage with Allstate (includes total replacement cost) - $215 / year. I also have my Vulcan 900 on the same policy which gives me over $500 in discounts.

 

[SNOOPY]

Full coverage with Allstate (includes total replacement cost) - $215 / year. I also have my Vulcan 900 on the same policy which gives me over $500 in discounts.

A year? I have a full policy w/ Allstate also and it's almost 4 times that and have a good driving record. :banghead:

 

[johnwinslow]

355.00, formost, 2011 rts, I live in maine so we are considered seasonal,

 

[Cleg]

Insurance cost factor

As mentioned by others, rates will vary because of many factors. I use State Farm for my home, car, and both :ani29:'s. Each :spyder2: is about $55 per month for full coverage.

One of the many factors to consider is your credit history...amazing isn't it...pay your bills and the rates MAY go down. Have a lower credit score and you will pay more. I have fought them for years on car, home and bike...almost no way to win in this darn business:banghead:

 

[rock]

rider insurance...www.ridewithrider.com... 800-595-6393...we pay less than 300.00 a year for full coverage...they only insure motorcycles...you can get a quote on the phone

 

[captblack]

A year? I have a full policy w/ Allstate also and it's almost 4 times that and have a good driving record. :banghead:

Yes, just got my new policy today. I live in SE Georgia and it says I am a safe rider. Part of the discounts may be that they also insure my house, truck and trailers.

Whatever it is, I ain't arguing with them ...

 

[Ex-Rocket]

I had my Insurance with Dairyland but they went up when renewal time came around to right at $500 for a year. I shopped around and now have Geico and its now $329 a year. So you have to shop around for the best rates but you got to remember to get quoted apples for apples. Of course I guess it does help that I'm 63 and have a good credit score and a clean driving record.