That explains a lot of the reason why you hit the curb so hard. I think that rather than trying to continue with your original intended trajectory, hitting the brakes hard would have saved your bacon. But, that kind of instinct comes with experience. So sorry that happened to you. And, I hope your insurance company is one of the top-rated ones that pays claims instead of playing games.
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CloverCrawler is down!
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That explains a lot of the reason why you hit the curb so hard. I think that rather than trying to continue with your original intended trajectory, hitting the brakes hard would have saved your bacon. But, that kind of instinct comes with experience. So sorry that happened to you. And, I hope your insurance company is one of the top-rated ones that pays claims instead of playing games.
Deaconmike
Member
Do you have “gap” insurance?I just bought my rt yesterday and I was able to include it in the extended warranty. It covers the difference between what you owe and what the insurance company pays.
CloverHillCrawler
Active member
Nope and that's what I am worried about, is what that difference will be. It will also be the determining factor on whether or not I will get another one.
If I have to come out of pocket too much I think I am done.
If I have to come out of pocket too much I think I am done.
CloverHillCrawler
Active member
Quick update: Went to the doctor all checked out ok but my hip has such a big hematoma in it that even my willy is bruised now, luckily it is just something visible and no pain or loss of function as the wife noticed it 
. Still nothing on the damage assessment on the bike from the dealer.
I spoke with the adjuster yesterday and he is going to do what he can to keep from totaling it but things are what they are. Just waiting on the numbers to come in.
. Still nothing on the damage assessment on the bike from the dealer. I spoke with the adjuster yesterday and he is going to do what he can to keep from totaling it but things are what they are. Just waiting on the numbers to come in.
Spiderfrog
New member
Glad your OK, I have had my Spyder for a little over two months now after years of riding on two wheels I am still getting use to the clearance thing. I find myself drifting to one side of the road or the other and have come very close to side swiping the curb (no cars) especially in left hand turns. Sitting in the middle of the road is not normal on two wheels and the added distance with the Spyder front end is something I have to constantly be aware of at least for now, until I am fully use to the bike. I still reach for the front brake lever during short notice quick braking.
jcthorne
Well-known member
So you will forgo riding on the chance that an accessory item is not in stock? Sorry but that makes little sense. Especially with the large aftermarket availability of parts.
Life is to darn short. Buy the motorcycle.
Valkrocket
Member
Riding a Spyder is a whole new riding curve for us 2-wheelers at first. Ya gotta remember to keep your buggy dead center in your lane and not pick the right or left side(staggered riding) of it like we were taught in riding school. It does take a while, but eventually you will ride right down the middle and enjoy the Hell out of your ride. 50 years here of riding on two wheels, and I have made the adjustment. The brake will become second nature too..... that is one powerful linked brake pedal we have on our Spyders. :thumbup:
Quick update: Went to the doctor all checked out ok but my hip has such a big hematoma in it that even my willy is bruised now, luckily it is just something visible and no pain or loss of function as the wife noticed it
I spoke with the adjuster yesterday and he is going to do what he can to keep from totaling it but things are what they are. Just waiting on the numbers to come in.
CloverCrawler,
Dude! I'm so glad you're here to tell us about it. That was a close call. And, for your sake I'm glad you're willy is still useable! LOL!
Some observations:
1. Don't let the friggin dealer push you around on the ordered accessories. Like some have said, I think you need to keep them on order, and get yourself a new ride to install them on, but, if you decide to not do that, hound their butts until they give you the cancellations, and obligatory refunds.
2. COVID has of course caused a lot of products to experience long backorders, but something that COVID has affected that should make a positive difference for is: The value of used recreational vehicles has increased substantially since the pandemic began. This should result in the insurance company valuing your bike at a much higher dollar rate, which will in turn make paying off your loan more realistic. You couldn't have picked a better time to total a vehicle out, if that winds up being the case. Just know the insurance company is going try to offer as low as they can get away with, so you might have to negotiate with them a higher rate, due to the fact that values have increased.
3. I encourage you to not let this incident put an end to your riding of motorbikes. Instead, consider it a learning experience to make you a better rider. Most of us long term riders have had experiences here and there that have taught us valuable lessons. Lessons that can only be learned by time in the saddle.
4. I appreciate your humility, and it shows in the fact that you are admitting that there were some things that you could've done that would've possibly resulted in not crashing. Most riders would not admit that; even though most of the time, it's true. The very first excuse that most riders throw out is "It's all the cages fault". But, you aren't doing that. I admire you for that.
5. This reminds me of an article I read about 5-6 years ago in Rider Magazine pertaining to motorcycle accidents involving automobiles. The article was about an extensive research that some motorcycle entity (I think it was the AMA, not sure about that) had done. It was an in depth study of all motorcycle accidents that also involved another vehicle, and what actually caused them. The article stated that even though most motorcyclist will say you have to watch out for cars and trucks on the road because they not paying attention, and are actually "out to get us", research actually showed that 72% of the accidents were avoidable, and the chances of the accident happening at all were actually enhanced by rider error. The most common errors we think of are speeding, riding erratically, and dangerous, and such. But, the article spent the most time on the rider error of not knowing and keeping constant awareness of our surroundings, and using the correct protocols of spacing between us and vehicles forward, aft, and each side of us, and approaching, entering, and going through intersections, and the correct protocol for that scenario. It also talked about the rider error of riding at night, which increases the dangers of not being seen. I like the way you're giving some thought to the accident, and what might've been your role in it happening. That's a leap forward toward making your riding safer.
Hang in there. My prayers are for a quick recovery.
Big Lenny
He did that - see post #24
Besides, it seems that the latest 'treatment regime' for 'cracked ribs' (as opposed to 'broken ribs' with loose ends &/or jagged bits floating around freely in there
pps: ) is simply "Damn, breathing IN is gonna be difficult for a while & they'll hurt for 8 weeks... then they won't hurt any more & you'll be fine" :shocked: Been there, done that so often that I know that lot off by heart
These days, the Doc just checks them out & then says "Cracked ribs again, you know the drill! What else do you want me to do?!?" There again, unlike many, I do have a direct hotline & priority booking deal with the medics... :banghead: . :bdh:
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CloverHillCrawler
Active member
Thanks to all for all of the good thoughts. Damage estimate came in today 10K+ range 
.... waiting on the hammer to drop from the insurance company and keeping my fingers crossed they will not total it.
I also had some more results come back in and apparently even though the curb did nothing to my hip my own body is tearing it apart. My osteoarthritis has worsened and I now have a deformed right femur and lateral osteophytes in the hip socket.
Guess I will find out the prognosis for the crawler tomorrow.
PS: Motorcycle Dave if your reading this I already went by and grabbed my Tackform mount off the Crawler when I went to get my tools out of the cowl just in case they total it. There was no way I was letting them take that!
.... waiting on the hammer to drop from the insurance company and keeping my fingers crossed they will not total it.I also had some more results come back in and apparently even though the curb did nothing to my hip my own body is tearing it apart. My osteoarthritis has worsened and I now have a deformed right femur and lateral osteophytes in the hip socket.
Guess I will find out the prognosis for the crawler tomorrow.
PS: Motorcycle Dave if your reading this I already went by and grabbed my Tackform mount off the Crawler when I went to get my tools out of the cowl just in case they total it. There was no way I was letting them take that!
CloverHillCrawler
Active member
I love that Blue and White setup of your F-3S a lot more than my Black One. If I could of gotten a 2020 or 2021 in that color I would of.
If they total it I may be looking for something like that. As cool as the solid black looked, It was a hell of a job to keep it clean. Every bit of pollen was showing on it this spring.
One thing I will not have to worry about if mine sits out at the dealership if they do not total it and it needs to be worked on. I already put 3 coats of citrus guys butter wax on it over the last month and a half to prep it for the summer sun even though I primarily keep her in the garage.
CloverHillCrawler
Active member
Okay , the verdict is in. The CloverCrawler will be able to live on! Insurance has authorized the dealership to make repairs and they were ordering parts as I was on the phone with them.
I have already been warned about the delay on parts but they said they will try to get me back on the road as fast as possible. I'll use this thread to document the progress made and what issues if any that I have along the way.
I have already been warned about the delay on parts but they said they will try to get me back on the road as fast as possible. I'll use this thread to document the progress made and what issues if any that I have along the way.
CloverHillCrawler
Active member
Well this has certainly been a better week for me! I stopped by to check on the CloverCrawler yesterday and had some news that made a great week even better.
The frame and other parts arrived and she is scheduled to be worked on next week. :yes: After my ordeal with the passenger seat kit, I thought there was no way that the parts would get here as quick as they did.
The frame and other parts arrived and she is scheduled to be worked on next week. :yes: After my ordeal with the passenger seat kit, I thought there was no way that the parts would get here as quick as they did.
CloverHillCrawler
Active member
Well I guess I spoke too soon, I was forwarded an email from the insurance company requesting a status on the Crawler this week.
Dealer Response...Waiting on parts.
Dealer Response...Waiting on parts.
IGETAROUND
Active member
CloverHillCrawler is down
CloverHillCrawler,
Some other things to consider your insurance paying for is a new helmet at a minimum, new protective gear if it is damaged also. You should not be out of pocket for any of that, should be covered under accessory coverage on your policy. Late to this thread, but as others have said glad your above ground to tell the story.
You might consider a headlight modulator along with a brake light modulator; they go a long way to increasing your being visible to other motorists of all types.
Al in Kazoo
CloverHillCrawler,
Some other things to consider your insurance paying for is a new helmet at a minimum, new protective gear if it is damaged also. You should not be out of pocket for any of that, should be covered under accessory coverage on your policy. Late to this thread, but as others have said glad your above ground to tell the story.
You might consider a headlight modulator along with a brake light modulator; they go a long way to increasing your being visible to other motorists of all types.
Al in Kazoo
CloverHillCrawler
Active member
I already have a new helmet and gear compensated by insurance, I just need the Crawler back so I can use it. hyea:
I was plenty visible from the front and sides. I have the new led upgrades on the headlights and led fog lights as well as the frunk accent light and led turn signal/side markers all which were on.
The only way I could be more lit was to have a handheld spotlight pointed directly into the truck. I do want to get the tricleds for the bars going along the rear wheel that act as turn/brake signals for more rear visibility. Some of the people that know me have come up behind me at night have said the rear visibility on it is really lacking at the moment with only the tag light/brake light being visible on the back especially with a solid black Spyder.
hyea: I was plenty visible from the front and sides. I have the new led upgrades on the headlights and led fog lights as well as the frunk accent light and led turn signal/side markers all which were on.
The only way I could be more lit was to have a handheld spotlight pointed directly into the truck. I do want to get the tricleds for the bars going along the rear wheel that act as turn/brake signals for more rear visibility. Some of the people that know me have come up behind me at night have said the rear visibility on it is really lacking at the moment with only the tag light/brake light being visible on the back especially with a solid black Spyder.
The eye doesn't see the whole picture. Your brain fills it in based on what it has seen in the past. In addition your eye catches movement more readily than a stationary object. No matter how many lights you have on the front of your bike it still can appear stationary to the traffic around you. The headlight flasher gives an artifical movement effect thus making you more visible. I have one on my bike and people will tell me that my headlight is flashing. thus telling me I am seen.
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