Credit Card Hacked!

[rc51ny]

I've heard of this happening--but never happened to me. Got a call 2 nights ago from the fraud division of my credit card company wanting to know if I recently purchased gas in Georgia. GEORGIA???? I've never even been there. Seems like someone got my credit card number and charged close to $2000 worth of stuff (gas, motels, food etc) on my card. Looks like a lot of ATM activity at a WalMart in that state. Now this is a card I rarely use, and when I buy stuff on the internet I always use paypal.

The more I tell people about this the more I'm finding out that it has happened to others. The credit card company asked if I would allow them to investigate and prosecute if they find the individual. I'm like GO FOR IT! Lock the thief up!

How do things like this even happen? Guess I'm just not smart enough to commit these fraudulent activities!:banghead:

 

[rnet]

Don't know how it happens, but yes it has to me a few times and the card companies catch it. I have never had it cost me anything or never been that amount.:banghead:

 

[ulflyer]

Twice in past couple years for internet orders of "stuff" I just had to have from Amazon and the companies didn't honor Paypal. No more; either paypal, mail with check, or nothing.

 

[Bob Denman]

If anybody wants to steal my identity; they can even have all of the payment books that go along with it! :shocked: :roflblack:

 

[2Paw]

Happened to me once with a card that had never been used and was still laying on my desk. When the credit card company called I suggested that they had a problem and not to send me a new card until they fixed it. I guess they never fixed it because they have never sent me that new card after more than 3 years.

 

[Jeriatric]

Don't know how it happens, but yes it has to me a few times and the card companies catch it. I have never had it cost me anything or never been that amount.:banghead:

It's costing you, and all of us, for sure. :doorag:

Merchants in the United States are losing approximately $190 Billion a year to credit card fraud much of it online. (2009 stat)

 

[boborgera]

Happens a lot, But don't hold your breath, If you think someone is going to jail, The card companies just pass the losses on, [To all credit user's] It's easier than to find and lockup the thieves.....

 

[DR Buck]

Last year a number of Walmart employees were involved in stealing numbers from cards used at their stores. They then placed online, used ATMs and purchased gas. Sounds like the same scenario here. I'd backtrack where you last used the card.

 

[RLM]

Credit Card Hacked

Yes, my card was hacked for almost $3000 at Best Buy. The only place I had used the card was at Best Buy the week before. Contacted Best Buy but they was not interested. Discover removed the charges and open case on it.

 

[Motorcycledave]

Welcome to the club

Some one got my American Express and went wild in Florida with it....
they let me know and I got a new card... this has happened 3 times.
:yikes:

 

[EnjoyingTheRyde]

If you are travelling and intend to use your card make sure you let your card company know the dates and where you are travelling. I forgot to one time and the card was blocked about half way between Maine and Florida and I couldn't get fuel. Called the card company and they opened it back up for me.

 

[ARtraveler]

One way they get your number is that employees steal the # while in their possesion. These days, with the # and the 3 digit security code, they can go to the internet and buy anything. You would think that the shipping address should match up with the billing address as a further verification of the valildity of the sale.

Not sure how they make an atm withdrawal without a pin # though.

We had it happen once. Spouse went on business trip. Did some restaurants in Tennessee. Charges started showing up at Wal-Marts in Georgia and then refunds for cash a day or so later. CC card company called us to verify and they ended up taking off all the charges against us.

I like the idea of notifying your CC company if you are traveling. It would be a bummer to have your card shut off in the middle of a trip. I don't like to carry a lot of cash.

 

[Blue Star]

I have been hit too.

If you are travelling and intend to use your card make sure you let your card company know the dates and where you are travelling. I forgot to one time and the card was blocked about half way between Maine and Florida and I couldn't get fuel. Called the card company and they opened it back up for me.

I learned the had way never give your card to the waitress when paying your bill. I was out of town, and tiered, and did not think first. Was at a Mexican restaurant at the time, and ended up buying groceries for someone in Mexico too. This was with my ATM/VISA card, so had the $350+ dollars held up until the bank refunded it.

:agree: Several years ago I traveled from So Cal to Oregon, Washington, Canada, back down Calif to Las Vegas NV. While in Las Vegas I had to buy a battery, and the credit card company wanted to talk to me. Turned out they knew every place I went to, and wanted to verify that I was in possession of the card. What surprised me was I was only on the road for five days when they wanted to verify this.

 

[Bob Ledford]

Interesting Event Happening

The other day I was doing an on line credit card purchase and I fumble fingered the card number entry. Less then 45 seconds later the CC company security division called me asking if I had tried to make a transaction within the last few minutes and read off everything back to me.

Thinking that I was being scammed he asked if I had purchased fuel 5 days ago and read off the specifics which I answered yes to. We then verified some other security items and rr authorized the purchase.

i was amazed at the speed and professionalism displayed

 

[budro]

It's costing you, and all of us, for sure. :doorag:

Merchants in the United States are losing approximately $190 Billion a year to credit card fraud much of it online. (2009 stat)

Let the merchants be more careful before giving credit.

 

[DR Buck]

I like the idea of notifying your CC company if you are traveling. It would be a bummer to have your card shut off in the middle of a trip. I don't like to carry a lot of cash.

Some years ago I was on company travel to Australia. I had charged $7000 for my plane tickets on my corporate AMEX card. When I got to my hotel in Sydney and gave them my card at check in, it was DENIED :yikes: I had to call them and verify everything about me to them. If they had a way to check DNA over the phone I think they would have. :roflblack: The card had no limit but pushing $10,000 in a little over 3 days had them in a tizzy. All turned out OK though.

 

[pro10is]

Some guy in CA rang up about $8,000 in jewelry on mine years ago. The credit company caught it the same day. Happens every day to someone. My brother in law is a private pilot for a wealthy client and he may be anywhere in the world on any given day. He has to constantly inform his credit card companies where he's going to be or else they'll shut down his cards. They go by your geographical location to catch fraud. If you live in Maine and you just bought gas at your local station and on the same day someone is spending a lot of money on your card in Arizona for instance, that's a red flag.

 

[tofriendscreek]

How bout a different twist? A good many years ago I took a trip to Colorado. I camped so the expenses weren't huge, but I used my credit card for fuel and other stuff. The total charged was right at a $750.

When I got the statement it showed all the various purchases. I looked the bottom line and the balance was zero. I called the CC company and explained I owed the amount and hadn't paid it. She would have nothing to do with it, the balance was paid, end of it. I have no idea how it was "paid" but I never had to pay anything. Weird. It was a great trip.

 

[jerpinoy]

It happened to me too. I was charged from a salon beauty shop in Chicago which I never been there. The best thing is our bank got our backs.

 

[harrypottar]

had it happen to me a few times, I travel for work sometimes so out and about.

Although internet purchases can results in your credit card being stolen its more than likely happening at bar/restaurants.

The waiter/server/bar staff carries a small sized credit card reader, when you give them your card, one swipe of the audio strip they have ALL your info.

It takes less than a second and they have your info, the readers hold thousands of card numbers, they then simple down load them via USB and sell the lists on the internet.

The unit below you can buy for $200, they can sell the lists on an auction site, depending on scan location (major city upperclass restaurants ) the more you can get.

The credit card company loses a lot of money, although you are normally protected the credit card company still ends up paying the retailer.

All my credit cards on the back say "ask for id", about 1% even look at the back now a days, most don't even ask to see the card, swipe, sign and walk away.

harry