WTF?

[Dan McNally]

Man, what a way to start the day - I have a new set of front wheels - was going to put them on my RT this morning. Mama left for work and I decided to move the RT over to her side of the garage where I would have room to work. I backed out, and started to pull in to the other side of the garage - I wasn't going very fast - but, suddenly, I stopped like I'd hit a brick wall. Actually, it was a concrete wall. The asphalt driveway had settled, just enough so that my bump skid hit the concrete floor of the garage - and "CRACK"

This is not a good way to start the day! :banghead: In fact, it :cus: :cus: :cus: nojoke

 

[tjmonty32]

Man, sorry to hear that. pps:

 

[HayRog]

OUCH !! That really sucks - sorry.

 

[jerpinoy]

Sorry ouchhhh

 

[Dan McNally]

Bob Denman - What To Do?

Now, I need to decide whether to eat it, or call the insurance company (GEICO) and put in a claim - I don't know what this would do to my rates - Bob D., do you have an opinion on whether to claim or not claim with insurance?

 

[Bob Denman]

:shocked: I'm sorry to hear that you were bit by the low ground-clearance... :banghead:
What is your deductible, and how much is the repair bill? :dontknow:

I'm not familiar with West Virginia's DMV and Insurance laws, so it would be best to give your Agent a quick call, and ask what ramifications might come with a claim.
Good Luck!

 

[nightshift357]

Dammmm!!!!

Sent from my SM-G925V using Tapatalk

 

[Tango]

Now that sucks. :cus: Tom :spyder:

 

[PrairieSpyder]

Dang! :sour: I hate it when that happens!

 

[Bob Denman]

Tough to know exactly what parts are needed, but based on the photos, the one item is more than $300, and depending upon how it ripped out any fasteners, it will go a bunch higher than that.

Am I incorrect in believing the bumpskid only being anchored to the frunk assembly had to distribute the impact loads into the plastic? Shame the bump skid is not braced against the frame in some way. Then any impact would be into something solid.

But it is... :thumbup:


...unless you decide to NOT drill the two holes to complete the mounting of it! nojoke

 

[Dan McNally]

:shocked: I'm sorry to hear that you were bit by the low ground-clearance... :banghead:
What is your deductible, and how much is the repair bill? :dontknow:

I'm not familiar with West Virginia's DMV and Insurance laws, so it would be best to give your Agent a quick call, and ask what ramifications might come with a claim.
Good Luck!

Thanks, Bob.

My deductible is $250 - I haven't taken it to the dealer's yet, but I gat a "WAG" (a 'wild-assed guess") from someone who is familiar with this sort of thing of around $500 - without having pulled it apart to see what damage might be hidden.

I guess I'll call the GEICO and ask what a claim would do to my rates. Since it is paid for, at least I don't have a title holder making demands.

This falls under the heading "How to really screw up your day!" :banghead:

 

[Bob Denman]

Don't let it screw up your whole day...

After all: nobody got hurt!
It's just something mechanical, that can be easily fixed. nojoke
And it DID show you where the driveway had settled. That might have saved you from something even more expensive! :clap:

 

[Ron2andia]

Sorry to hear that happened... Hope you get it squared away soon...

 

[ARtraveler]

Life can be cruel sometimes. Let us know what you decide. Sounds like money is going to be paid out regardless.

 

[TomB985]

Oh MAN...sorry to hear about that. You must have quite a lip into your driveway.

We just got our first Spyder two weeks ago, and I made note of the low ground clearance rather quickly. I can see a curb screwing up my day if I forgot about the low hanging nose.

 

[irvin48]

you can still put your wheels on. that might make you feel better.
then post pics of them so we can be envious. irv

 

[jaherbst]

Wow that asphalt must of sunk a long way. You should have at least 3-4 inches of clearance. I would be watching for sink holes next in front of my driveway. :joke:

Jack

 

[Chupaca]

Bummer...

Yeah that framework the bumpskid is attached to is not that study. It is a :cus: up way to start your day..:banghead: hope it all works out...

 

[Dan McNally]

I filed a claim with GEICO - an adjuster is coming over to the house - Friday if he can get free, otherwise, between 8 and 8:30 on Monday morning, for sure.

He said I can wait until the dealership tears it down and comes up with a total - if it isn't too much, I can simply cancel the claim and pay out of pocket, and not have to worry about my rates going up.

He said they have a very complex algorithm they run to determine how much rates may go up for an "at fault" claim, based on cost of repairs, driving record, how long someone has been insured with them (33 years, to date!) , and a bunch of other things.

I much prefer boring days to days with this kind of "excitement!"

 

[Bob Denman]

Good luck!! :thumbup: