Wouldn't this, potentially, fall under home owners insurance? Since it was a faulty foundation that caused the damage .... just wondering.
Thankfully, not - my homeowners deductible is four times what my motorcycle insurance deductible is!
Sorry to hear about the damage to your Spyder. I'm rethinking buying a skid plate for my Spyder now.
I wonder if this would have happened without the bumpskid? It seems there is somewhat of a radius to the bottom of the nose, that maybe would have been enough to guide up over the hump, instead of snagging it like it did with the blunt edge of the bumpskid...Devil's advocate I guess, and a non-bumpskid owner. Just wondering out loud.... No disrespect meant either way
Through the years, while riding back roads, some in very poor shape, the bump skid has protected my frunk from serious damage I've bottomed out, numerous times, sometimes, pretty darn hard. This was a fluke that I wasn't expecting because I have been in and out of the garage many, many times, and the settling of the asphalt has been slow, and therefore, not that noticeable to me. If this had been anywhere but my home, I'd have been paying better attention and seen the problem.
I dropped my Spyder off (without appointment) at the dealership, yesterday, around 11AM. The tech looked at it and said he saw three parts, right off, that would cost over $700 - so I contacted GEICO and said I'd be using the insurance. At 3 PM, the GEICO adjuster called - said he'd been to the dealership, looked at all the broken parts, because the dealership had already pulled it apart and completed the estimate, approved the claim and left a check for the entire amount, minus my deductible, with the dealership. Later, I got a call from the head tech, Ryan Bortner, giving me his update. He ordered the parts, yesterday, as soon as GEICO approved the repairs.
Total damages, with tax is just over $1,500 that includes three hours labor.
As a plus, the new wheels that I won - and which sort of caused this whole mess - look great!
