Sudden end to a vacation

[billybovine]

When I hit the dog with my 2013 STL. It certainly did not do as much damage as yours has. But I needed a new front subframe, front trunk bucket and various color matched body panels. The parts came in 2 days. So I hit the dog on a Monday night and I picked up the Spyder from the dealer on Friday. All fixed.

In your case and if I was making the decisions, if the main frame is bent. I would refuse to allow it to be straightened out. Demand a new frame and that would put the cost in into write off area. If the the main frame is not bent and it is just the subframes are. Just make the dealer get new ones. They are cheap enough. Just bolt on with little labour. It just does not make any sense trying to straighten the old ones. Your dealer may not want to straighten stuff out either. They may have discussions with the adjuster on your behalf. But that won't happen until they tear it down.

 

[wingit3611]

I had the same thing happen to me. I called them and said he had missed the main part of the damage. Take picture of it and send to them. I had a estimate from the guy that hit me and they had total it "Progressive". They took the progressive estimate and total it also. Need a second Estimate and pictures. Send them pictures of the damage he missed. Good Luck.

 

[JP58]

As far as I know. Motorcycle dealers are not body shops. They dont have frame straightening equipment. They can only bolt on new stuff. If the frame is bent. I would say it's totaled.

 

[bluewoo]

I worked at a Yamaha Dealership for a year. The Insurance Co (State Farm) made my mechanics do the estimate since they told me "we do not do motor sport equipment". I'd let a spyder dealer write up an estimate and see whats different and take it from there.
Glad everyone is safe.

 

[NDrider]

So glad you two were not hurt bad.

 

[Fatcycledaddy]

opcorn: Sitting here watching these beautiful riding days slip by while my Spyder sits at the Cycle shop waiting for the technician to see what the verdict is.

Setting with it in the garage in the wintertime doesn't bother me, weather is to bad to ride, however missing out on these beautiful days just sucks!:banghead:

 

[canamjhb]

Does your insurance policy have a rental vehicle provision.....?

 

[RapidSpyder]

Does your insurance policy have a rental vehicle provision.....?

I was just wondering the same thing. Who would have a rental if they did?

 

[Fatcycledaddy]

Does your insurance policy have a rental vehicle provision.....?

Unfortunately, no

 

[Mikey]

Well just got word from the insurance company yesterday, they think it is repairable.

Unfortunately the appraiser the insurance company sent out bluntly told me "I know nothing about motorcycles, I normally just do cars". When I pointed out the way the one tire is pushed back an inch, and the while upper body is back about 3/4" on the right and 1/2" on the left, his comment was, "I think they can straighten that".

Has me a little worried!

So I am taking it to the shop and telling those guys to go over it in great detail to make sure and see if they think it is repairable.

Too bad they can't get to it for at least 2 weeks.
Then if they determine it is repairable, it is order the parts, then wait on them, then repair. I think my riding season might be over.

Where and how is going to straighten that frame, if it needs to be done?? I know when I get into a scrap with my snowmobiles the dealer works up a parts list of everything that they can see is messed up and gives that list to the insurance company then he makes the call from there!! If you can get a second opinion on this thing I would do it!! Good luck!! Even if they are going to repair it, with all this virus crap going on they will probably be a while getting all the parts you need, it's got everything screwed up in Maine! Good Luck!!

 

[Fatcycledaddy]

Where and how is going to straighten that frame, if it needs to be done?? I know when I get into a scrap with my snowmobiles the dealer works up a parts list of everything that they can see is messed up and gives that list to the insurance company then he makes the call from there!! If you can get a second opinion on this thing I would do it!! Good luck!! Even if they are going to repair it, with all this virus crap going on they will probably be a while getting all the parts you need, it's got everything screwed up in Maine! Good Luck!!

My understanding is that if the frame is bent, it will be totaled out. I also know how insurance companies are, so I asked the dealer to keep me in the loop on everything.

So we are just setting and waiting for the verdict. ray:

 

[Bangorbob]

Glad you guys are OK. Having lived very close to Door, (Wyoming-36th & Byron Center) actually brother lived there, I am surprised you had to leave the state to find a deer willing to do battle with you. Where is the closest dealer/repair place? Kzoo maybe?

 

[RapidSpyder]

My understanding is that if the frame is bent, it will be totaled out. I also know how insurance companies are, so I asked the dealer to keep me in the loop on everything.

So we are just setting and waiting for the verdict. ray:

Hope that they understand you’re standing to lose prime riding time soon if they drag their feet. If they ride themselves you would think they would be in your corner.

 

[Fatcycledaddy]

Glad you guys are OK. Having lived very close to Door, (Wyoming-36th & Byron Center) actually brother lived there, I am surprised you had to leave the state to find a deer willing to do battle with you. Where is the closest dealer/repair place? Kzoo maybe?

Yes we have dodged many of them close to home and are always looking for them. With this one I had just scanned the roadside to the right, and when I looked back to the left he was in the left lane running full tilt.

I took it to Fox Powersports, they purchased Shaumit Hills and moved to 44th and Clyde park area a few years ago.

 

[Fatcycledaddy]

Hope that they understand you’re standing to lose prime riding time soon if they drag their feet. If they ride themselves you would think they would be in your corner.

They all ride, but right now everyone in the industry around here are completely buried with work. will take 2-3 weeks to get a boat worked on, same for a bike, quad, or side by side. Tis the season.

 

[remus]

I know it doesn't get your bike back sooner but ask the ins. for loss of use. all of a sudden they got real quick when they had to pay that to me for my bike.

 

[Fatcycledaddy]

Hmmmm... at this point the insurance company said $3,700 in damage, and I thought that was a joke, and the appraiser nuts.

The dealer today sent over an estimate at $9,300 and they have not addressed the frame yet, they will get to that tomorrow. I will then send all that over and see what the agent says.

 

[Fatcycledaddy]

Here is an update for all of you.

After five months and almost $12,000.00, my 2015 RT Limited is back, all repaired and looks like new.
As I suspected, the frame was bent and instead of totaling it, they installed a new frame, over $1,000.00 for the new painted frame alone. Several other parts they thought they were going to have replaced were good, so the total was still just under the $12,000.00 mark.

I now have two spyders in my garage, so I am going to sell the 2015.
We purchased the 2020 RT Limited after finding it was going to be a long drawn out process to get the parts for repairs. and we put over 5,000 miles on the 2020 in less than 5 months. LOVE IT!

 

[IdahoMtnSpyder]

The down side of all this is the title will now be branded as Salvage/Rebuilt. That is going to have a negative impact on selling price even if it is as good as new.

 

[Snoking1127]

The down side of all this is the title will now be branded as Salvage/Rebuilt. That is going to have a negative impact on selling price even if it is as good as new.

If the insurance company paid for the repairs, why would it have a salvage brand on the title. Cars are repair and carfax will note accident without a brand on the title.