Final Payment - 2012 Spyder RT-S SM5

[Knarfoh]

I made my last payment on my 2012 Spyder today. Sheffield Financial was offering 3.9% financing when I first purchased in April 2012. My stockbroker freaked when I told him I originally wanted the money from my brokerage account. He was right! That account has gone up 25% since that time. Anyway I overpaid on the principal and the Spyder is entirely mine.

Now I'm going to wait and see what experiences those of you who buy the 2014's have to say about your riding experience. Depending on what I read in this FORUM, I will make my next buying decision. 2014 or 2015?

 

[Magdave]

I made my last payment on my 2012 Spyder today. Sheffield Financial was offering 3.9% financing when I first purchased in April 2012. My stockbroker freaked when I told him I originally wanted the money from my brokerage account. He was right! That account has gone up 25% since that time. Anyway I overpaid on the principal and the Spyder is entirely mine.

Now I'm going to wait and see what experiences those of you who buy the 2014's have to say about your riding experience. Depending on what I read in this FORUM, I will make my next buying decision. 2014 or 2015?

After my 2013 experience I will wait till 2015 even though the boss already gave me the green light. I got the 13 because of all the " new and improved" things it had over the 12.:banghead:

 

[Chupaca]

Great..!!

feeling when you make that last payment and you get the title in the mail...congrats..!! Enjoy the ride it will feel different...:thumbup:

 

[Knarfoh]

After my 2013 experience I will wait till 2015 even though the boss already gave me the green light. I got the 13 because of all the " new and improved" things it had over the 12.

Yes, redirecting the heat away from the rider's right leg towards the engine compartment and fuel tank was a very bright idea. I still want to hear it was a college intern who came up with that idea and not an experienced BRP engineer. LOL.

WE ALL GET CAUGHT UP IN THE HYPE AT SOME POINT. But it sounds like we have plenty of forum members willing to take a leap of faith who will guide you and I towards making the best decision in the future.

Read the posts last year about the 2013's. We had posters bubbling with enthusiasm over the new design and the improved Spyder. Forget they only saw one in a picture; or took a 10 minute ride; or read a glossy brochure.

But then there seems to be a lot of happy 2013 owners. So what's up with that? I just don't know what to think. But one thing I do know – don't buy the first year a model is redesigned.

 

[Bob Denman]

It's not what you've got in them; it's what you get OUT of them, that truly matters... :congrats:

 

[murphybrown]

You hit a bullseye with that statement Bob..

It's not what you've got in them; it's what you get OUT of them, that truly matters... :congrats:

I always do daily grateful list (learned that my glass is always 1/2 full when I focus on the positive)...I have a separate grateful list around Ms Spyder...as the cc ad says PRICELESS..:clap::thumbup::yes:

 

[Barlock]

I made my last payment on my 2012 Spyder today ... and the Spyder is entirely mine.

:congrats: I know how you feel. :thumbup:

 

[ARtraveler]

It's a good feeling when its finally "yours". Did the same thing on my latest 2011 last month. Even with a great interest rate, It was costing more money than I was making in savings--so I paid it off.

 

[Knarfoh]

It's a good feeling when its finally "yours". Did the same thing on my latest 2011 last month. Even with a great interest rate, It was costing more money than I was making in savings--so I paid it off.

My interest-bearing checking account probably had an average balance last month between $6000 and $7000. I believe I got $.28 interest. My DODGX is up 26 percent.

 

[Knarfoh]

Proof

This was a 3.9% loan. I was on BRP's website today and saw they mentioned loans for 7.9%

So basically, interest rate has doubled in last year? What are other people finding in today's market?