I don't know if I missed an opportunity because I didn't think I had it in me to pursue it, or if I was already late to the game. Way back in the early days of Internet auctions there was this outfit called Onsale. Ebay hadn't been invented yet I don't think. I remember thinking that there ought to be some way for a buyer to have his money escrowed until he received the product from a seller, but how to set up a system that would work and be fair and protective of both parties? Since I didn't have the brains, or was it drive, to figure out the answer I never pursued the idea. Well, as you all know Paypal came onto the scene and did it. Did I blow a chance to be a super millionaire, or save my health and mind and have a more enjoyable life? I'll never know!