Trailer Insurance

[RandyP]

I just picked up the new 2014 Rt622 to pull behind 2014 Rt. So I need to get it insured and I am finding out that if I am away from home and the trailer is not hooked to the Rt it is not insured. I was planning on going out west and parking it at the hotel and travel around for a couple of days but if it is not insured I guess I will have to re-think this over.

Has anybody had this issue?

Thanks

 

[jthornton]

I never unhook the trailer when traveling... now I wonder what my $16 insurance policy covers.

JT

 

[Bob Denman]

You need to have a discussion with your insurance agent...

Depending on the State; LIABILITY insurance will extend from the towing vehicle. Physical Damage coverage for it is usually required to be specifically added for the trailer.

 

[jcthorne]

Most homeowner policies cover loss or theft of your belongings while you travel. If you bike and homeowner insurance are with the same company, suggest you have a talk with your agent. I have and am covered. As Bob said, the tow vehicle liability insurance covers while towing.

 

[mastertek2000]

i added full coverage to mine it was only $45 dollars for the year will take it off when home and add it when on trips

 

[Bob Denman]

For $45 for the year; leave it on...
Is the added effort of remembering to put it on; really worth th savings? :dontknow:

 

[RandyP]

i added full coverage to mine it was only $45 dollars for the year will take it off when home and add it when on trips

Who is your carrier?

 

[Yazz]

When we were on trips towing a trailer, we put the trailer in a local storage locker when not using it.

Yeah, it cost a bit, but it was peace of mind.

 

[Wwulf76]

I never unhook the trailer when traveling... now I wonder what my $16 insurance policy covers.

JT

I am impressed. :shocked: Our policy is $95 for a year!! But when you compare to the Spyder insurance that some have to pay, I will keep that bill.

 

[mastertek2000]

Who is your carrier?

Commerce Insurance

 

[jthornton]

I am impressed. :shocked: Our policy is $95 for a year!! But when you compare to the Spyder insurance that some have to pay, I will keep that bill.

Mine is $16 for 6 months so $32 a year. I have $250 deductible comprehensive and collision. The Spyder is $275 a year.

JT