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Insurance quote

gkamer

gkamer

Sadly passed away, December '23.
This is a quote I got from Dairyland Insurance which I read about here on the forum. I'm in Washington state. How does it look to you guys? Did I overlook some coverage that I might was to get?

[TABLE="width: 510"]
[TR]
[TD="colspan: 3"]Coverage Detail
[/TD]
[/TR]
[TR]
[TD]Coverages
[/TD]
[TD="colspan: 2"][TABLE="align: center"]
[TR]
[TD]2014 CAN-AM SPYDER RT
1330
[/TD]
[/TR]
[/TABLE]

[/TD]
[/TR]
[TR]
[TD]Limit
[/TD]
[TD]Premium
[/TD]
[/TR]
[TR]
[TD]Bodily Injury
[/TD]
[TD]$100,000/$300,000
[/TD]
[TD]$27.45
[/TD]
[/TR]
[TR]
[TD]Guest Passenger Liability
[/TD]
[TD]Included in Bodily Injury
[/TD]
[TD]$31.41
[/TD]
[/TR]
[TR]
[TD]Property Damage
[/TD]
[TD]$50,000
[/TD]
[TD]$20.61
[/TD]
[/TR]
[TR]
[TD]Underinsured Motorist
Bodily Injury
[/TD]
[TD]$25,000/$50,000
[/TD]
[TD]$94.50
[/TD]
[/TR]
[TR]
[TD]Underinsured Motorist
Property Damage
[/TD]
[TD]$25,000
[/TD]
[TD]$8.82
[/TD]
[/TR]
[TR]
[TD]Medical Payments
[/TD]
[TD]$1,000
[/TD]
[TD]$51.75
[/TD]
[/TR]
[TR]
[TD]Comprehensive Deductible
[/TD]
[TD]$500
[/TD]
[TD]$60.75
[/TD]
[/TR]
[TR]
[TD]Collision Deductible
[/TD]
[TD]$500
[/TD]
[TD]$251.01
[/TD]
[/TR]
[TR]
[TD]Optional Equipment/
Special Equipment
[/TD]
[TD]$5,000
[/TD]
[TD]Included
[/TD]
[/TR]
[TR]
[TD]Physical Damage Plus
[/TD]
[TD]No Coverage
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD]Excursion Diversion
[/TD]
[TD]Yes
[/TD]
[TD]Included
[/TD]
[/TR]
[TR]
[TD]Rental Reimbursement
[/TD]
[TD]$45 ($1,350 max)
[/TD]
[TD]Included
[/TD]
[/TR]
[TR]
[TD]Replacement Cost
[/TD]
[TD]No Coverage
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD]Roadside Assistance
[/TD]
[TD]No Coverage
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD]Total by Motorcycle
[/TD]
[TD="colspan: 2"]$546.30
[/TD]
[/TR]
[TR]
[TD]Total Premium
[/TD]
[TD="colspan: 2"]$546.30
[/TD]
[/TR]
[/TABLE]
 
gkamer said:
This is a quote I got from Dairyland Insurance which I read about here on the forum. I'm in Washington state. How does it look to you guys? Did I overlook some coverage that I might was to get?

[TABLE="width: 510"]
[TR]
[TD="colspan: 3"]Coverage Detail[/TD]
[/TR]
[TR]
[TD]Coverages[/TD]
[TD="colspan: 2"][TABLE="align: center"]
[TR]
[TD]2014 CAN-AM SPYDER RT
1330[/TD]
[/TR]
[/TABLE]
[/TD]
[/TR]
[TR]
[TD]Limit[/TD]
[TD]Premium[/TD]
[/TR]
[TR]
[TD]Bodily Injury[/TD]
[TD]$100,000/$300,000[/TD]
[TD]$27.45[/TD]
[/TR]
[TR]
[TD]Guest Passenger Liability[/TD]
[TD]Included in Bodily Injury[/TD]
[TD]$31.41[/TD]
[/TR]
[TR]
[TD]Property Damage[/TD]
[TD]$50,000[/TD]
[TD]$20.61[/TD]
[/TR]
[TR]
[TD]Underinsured Motorist
Bodily Injury[/TD]
[TD]$25,000/$50,000[/TD]
[TD]$94.50[/TD]
[/TR]
[TR]
[TD]Underinsured Motorist
Property Damage[/TD]
[TD]$25,000[/TD]
[TD]$8.82[/TD]
[/TR]
[TR]
[TD]Medical Payments[/TD]
[TD]$1,000[/TD]
[TD]$51.75[/TD]
[/TR]
[TR]
[TD]Comprehensive Deductible[/TD]
[TD]$500[/TD]
[TD]$60.75[/TD]
[/TR]
[TR]
[TD]Collision Deductible[/TD]
[TD]$500[/TD]
[TD]$251.01[/TD]
[/TR]
[TR]
[TD]Optional Equipment/
Special Equipment[/TD]
[TD]$5,000[/TD]
[TD]Included[/TD]
[/TR]
[TR]
[TD]Physical Damage Plus[/TD]
[TD]No Coverage[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Excursion Diversion[/TD]
[TD]Yes[/TD]
[TD]Included[/TD]
[/TR]
[TR]
[TD]Rental Reimbursement[/TD]
[TD]$45 ($1,350 max)[/TD]
[TD]Included[/TD]
[/TR]
[TR]
[TD]Replacement Cost[/TD]
[TD]No Coverage[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Roadside Assistance[/TD]
[TD]No Coverage[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Total by Motorcycle[/TD]
[TD="colspan: 2"]$546.30[/TD]
[/TR]
[TR]
[TD]Total Premium[/TD]
[TD="colspan: 2"]$546.30[/TD]
[/TR]
[/TABLE]
Click to expand...


I did not get medical coverage I have full medical it saves some $ and did not get uninsured motorists and Guest Passenger Liability but I had to have 250/500 of Bodily Injury for my umbrella policy
 
Last edited:
gkamer said:
This is a quote I got from Dairyland Insurance which I read about here on the forum. I'm in Washington state. How does it look to you guys? Did I overlook some coverage that I might was to get?

[TABLE="width: 510"]
[TR]
[TD="colspan: 3"]Coverage Detail
[/TD]
[/TR]
[TR]
[TD]Coverages
[/TD]
[TD="colspan: 2"]
[TABLE="align: center"]
[TR]
[TD]2014 CAN-AM SPYDER RT
1330
[/TD]
[/TR]
[/TABLE]
[/TD]
[/TR]
[TR]
[TD]Limit
[/TD]
[TD]Premium
[/TD]
[/TR]
[TR]
[TD]Bodily Injury
[/TD]
[TD]$100,000/$300,000
[/TD]
[TD]$27.45
[/TD]
[/TR]
[TR]
[TD]Guest Passenger Liability
[/TD]
[TD]Included in Bodily Injury
[/TD]
[TD]$31.41
[/TD]
[/TR]
[TR]
[TD]Property Damage
[/TD]
[TD]$50,000
[/TD]
[TD]$20.61
[/TD]
[/TR]
[TR]
[TD]Underinsured Motorist
Bodily Injury
[/TD]
[TD]$25,000/$50,000
[/TD]
[TD]$94.50
[/TD]
[/TR]
[TR]
[TD]Underinsured Motorist
Property Damage
[/TD]
[TD]$25,000
[/TD]
[TD]$8.82
[/TD]
[/TR]
[TR]
[TD]Medical Payments
[/TD]
[TD]$1,000
[/TD]
[TD]$51.75
[/TD]
[/TR]
[TR]
[TD]Comprehensive Deductible
[/TD]
[TD]$500
[/TD]
[TD]$60.75
[/TD]
[/TR]
[TR]
[TD]Collision Deductible
[/TD]
[TD]$500
[/TD]
[TD]$251.01
[/TD]
[/TR]
[TR]
[TD]Optional Equipment/
Special Equipment
[/TD]
[TD]$5,000
[/TD]
[TD]Included
[/TD]
[/TR]
[TR]
[TD]Physical Damage Plus
[/TD]
[TD]No Coverage
[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Excursion Diversion
[/TD]
[TD]Yes
[/TD]
[TD]Included
[/TD]
[/TR]
[TR]
[TD]Rental Reimbursement
[/TD]
[TD]$45 ($1,350 max)
[/TD]
[TD]Included
[/TD]
[/TR]
[TR]
[TD]Replacement Cost
[/TD]
[TD]No Coverage
[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Roadside Assistance
[/TD]
[TD]No Coverage
[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Total by Motorcycle
[/TD]
[TD="colspan: 2"]$546.30
[/TD]
[/TR]
[TR]
[TD]Total Premium
[/TD]
[TD="colspan: 2"]$546.30
[/TD]
[/TR]
[/TABLE]
Click to expand...
I don't see Labor Costs or Towing Costs. Does Dairy land offer that?

I would up the Medical Payments also.

I have Geico insurance + I pay $489 for a 12 month premium. This will be my 4th year with Geico. Deanna
 
Last edited:
I would up everything to 250,000-500,000. Up the property damage to 100,000. :thumbup: Tom :spyder:
 
gkamer said:
This is a quote I got from Dairyland Insurance which I read about here on the forum. I'm in Washington state. How does it look to you guys? Did I overlook some coverage that I might was to get?

[TABLE="width: 510"]
[TR]
[TD="colspan: 3"]Coverage Detail[/TD]
[/TR]
[TR]
[TD]Coverages[/TD]
[TD="colspan: 2"][TABLE="align: center"]
[TR]
[TD]2014 CAN-AM SPYDER RT
1330[/TD]
[/TR]
[/TABLE]
[/TD]
[/TR]
[TR]
[TD]Limit[/TD]
[TD]Premium[/TD]
[/TR]
[TR]
[TD]Underinsured Motorist
Bodily Injury[/TD]
[TD]$25,000/$50,000[/TD]
[TD]$94.50[/TD]
[/TR]
[TR]
[TD]Medical Payments[/TD]
[TD]$1,000[/TD]
[TD]$51.75[/TD]
[/TR]
[/TABLE]
Click to expand...
If you have good medical insurance from your job, or wherever, you don't need these.
 
Insurance

Check with MARKEL INS. Their quotes are usually cheaper than others. All they insure are MCs, ATVs, Boats && RVs..:doorag:
 
gkamer said:
This is a quote I got from Dairyland Insurance which I read about here on the forum. I'm in Washington state. How does it look to you guys? Did I overlook some coverage that I might was to get?
Click to expand...

Here's my policy that I have with State Farm in Washington state:

[TABLE="width: 500"]
[TR]
[TD]Liability Coverage[/TD]
[TD]$45.97[/TD]
[/TR]
[TR]
[TD] Bodily Injury Limits[/TD]
[TD][/TD]
[/TR]
[TR]
[TD] Each Person, Each Accident[/TD]
[TD][/TD]
[/TR]
[TR]
[TD] $100,000 $300,000[/TD]
[TD][/TD]
[/TR]
[TR]
[TD] Property Damage Limit[/TD]
[TD][/TD]
[/TR]
[TR]
[TD] Each Accident[/TD]
[TD][/TD]
[/TR]
[TR]
[TD] $100,000[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Comprehensive Coverage - $50 Deductible[/TD]
[TD]$42.53[/TD]
[/TR]
[TR]
[TD]Collision Coverage - $500 Deductible[/TD]
[TD]$135.19[/TD]
[/TR]
[TR]
[TD]Underinsured Motor Vehicle Coverage[/TD]
[TD]$115.70[/TD]
[/TR]
[TR]
[TD] Bodily Injury Limits[/TD]
[TD][/TD]
[/TR]
[TR]
[TD] Each Person, Each Accident[/TD]
[TD][/TD]
[/TR]
[TR]
[TD] $100,000 $300,000[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Underinsured Motor Vehicle Property Damage Coverage[/TD]
[TD]$4.98[/TD]
[/TR]
[TR]
[TD] Limit - Each Accident[/TD]
[TD][/TD]
[/TR]
[TR]
[TD] $100,000[/TD]
[TD][/TD]
[/TR]
[TR]
[TD][/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Annual Premium[/TD]
[TD]$331.37[/TD]
[/TR]
[/TABLE]
 
Give Geico a call, they have : Home Owners, Renters, Condominium, Also, Motorcycle, ATV, RV, Boat, PWC, Personal Umbrella Insurance, and Car, Truck. And they offer Multi-Policy Discounts, Auto-Renewal , Motorcycle Coarse Anti-Theft Discounts.

They also have the very high Limits, and Liability's , the agent that I talk to "Says I have excellent Coverage for my 2014RTS-SE6". Deanna
 
Just got insureance renewal in mail

I just got spyder insurance renewal in mail, and I am paying $465.00 ( 12 month premium) and I have been with GEICO for 5 years. Full coverage+ Towing & Labor Costs. Deanna
 
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