BLUEKNIGHT911
Sadly Passed Oct 2024 - RIP
Reading .... ALL ... the posts is very helpful ........ good luck ..... Mike :thumbup:
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What are you paying for insurance? Who are you insured with?
- Thread starter gkamer
- Start date
Reading .... ALL ... the posts is very helpful ........ good luck ..... Mike :thumbup:
porkchop1965
New member
2012....$225/yr....19/mo......State Farm with a $500. deductible
BLUEKNIGHT911
Sadly Passed Oct 2024 - RIP
Is that for full coverage for 12 mos ..... ???? ...... if so Fantastic .... Mike :thumbup:
motoguzziman
New member
Markel was lowest price for me in WI. Full coverage with 500 deductible is a little over 300 per year for a 2020 RT
bigbadbrucie
New member
Also, don’t forget....not ONE of them have said what liability limits the carry. I’m guessing 10/20/5 whereas we have AT LEAST one million inclusive limits. We also have UMP, and I don’t know if they have that.
Do you have private for collision/comprehensive, or all ICBC?
bcer960
Member
I'm with beacon for fire and theft. That's the year round coverage, ICBC from mid Apr till mid Oct.
bigbadbrucie
New member
I was going to suggest Beacon. That’s why I asked.
bcer960
Member
Someday, when this Covid thing is over, we will have to meet up
beerandchips
Member
I did have 300,000 and went to about 800 dollars. I went with Dairyland and lowered to 100,000 and 500 deductable and it is at 268.00 per year. I might adjust that up some but I just couldn't pay more for this thing and ride only during nice weather and drive my car everyday and pay less with it. I know we complain about the cost but when we need it, we need it. Like I wrote, I will probably adjust the limits. We were hit in our car in 2017 and they were VERY underinsured and we got screwed bad!!!
Hope the weather gets good up there in central Illinois for you soon.
Happy riding.
Steve
IdahoMtnSpyder
Active member
Asking what is the right price for insurance is like asking all the other guys how beautiful is my girl friend? You can't trust any of the answers to be the right one! :dontknow:
IdahoMtnSpyder
Active member
Here are some of the variables in quoting an insurance cost for you.
Value of the vehicle.
Cost for potential repairs.
Your zip code.
Your age.
Your marital status.
Your driving record.
Number of miles.
Number of vehicles under the same policy, or company.
Color.
Anti-theft features.
Number and age of other drivers.
Your physical health.
Your past claims history.
Your driver education extent.
And on and on.
Value of the vehicle.
Cost for potential repairs.
Your zip code.
Your age.
Your marital status.
Your driving record.
Number of miles.
Number of vehicles under the same policy, or company.
Color.
Anti-theft features.
Number and age of other drivers.
Your physical health.
Your past claims history.
Your driver education extent.
And on and on.
progressive.. 125.00 a yr. 0 deductible comp and collision.. i also have a atv and a motorcycle on this policy... 220.00 a yr for all three.. but we have been with them for a long time with muliple discounts. this is on a 2020 F3-limited which is sitting on the dealers showroom floor, waiting for a nice day for delivery.. its been there 2 weeks now,, and im getting the itch to ride it, but the weather is ****.
Wmoater
Active member
I take it you don’t own sleds or SXS. We pay $460 a year per new sled for 5 weeks of riding this year. (We own 3) Thats full coverage/ full replacement on summits. SXS is just over $830 full both. Theft and fire covered. Home insurance will not cover them if lost. I trailer it out west all the time. It gets in wreck in trailer your car insurance will not cover it so full coverage and replacement is needed. 1000cc on SXS is a totally different ball game. Add another $200. I have full coverage and replacement with State Farm’s on spyder just under $500. I have 23 policies (life, cars, home, trailers, toys, jewelry and articles) with them so they apply discounts.
BLUEKNIGHT911
Sadly Passed Oct 2024 - RIP
WOW that's the lowest cost for Spyder insurance I've ever heard of by anyone on this site ..... :clap::clap:............. Mike :thumbup:
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