Spyder Phantom, #000177 Is Dead

[Some Guy]

Do not call his insurance company, DO NOT MAKE A STATEMENT.
Go to your doctor if you have not already.

-- There is only one person to trust, and that is your doctor.

-- Hope you feel better, and thank god you did not get killed.

:agree:

How are you feeling today?

 

[retread]

Good that you're okay. As great as Spyders are, they're still just "stuff", and can be replaced. Will pray that all works out well for you.

john

 

[FANG]

Glad to hear you are okay. Will keep you in my prayers for a qwik return to Spyder ryding

 

[Firefly]

Don't sweat or worry about the whole insurance thing as some have stated. Depending on what State you live in - things are different for you. Here in Michigan we pay $$$$ for our no-fault car insurance - but there are many benefits that we have - including medical care for the rest of your life (pertaining to the injury sustained in the wreck).

As far as I know, in Michigan, you would be taken care of by your own insurance company - and then your insurance company goes after his. Been awhile since I've been through all that.

The end user shouldn't have to worry or have much involvement in the whole thing. I don't think you'll have a problem getting 100% of the repairs covered, or a new replacement bike.


Good luck - and don't stress too much over it - you've already made it through the hard part!

 

[TonyMac]

What a scary tale. Glad to hear you are alright.

As a fellow Texan who braves the highways everyday, I salute you! When you get back in the saddle we'll have to organize a San Antonio area get together of some kind.

Take care. Tony

 

[RoadHammer]

Thank god you were on a spyder.

hope it all works out for you.

 

[rkteck]

When my wife was hurt in a car accident, the insurance company would not settle anything with the car until she was completly healed from her injuries. Plus they would not pay for any of the medical costs until everything was settled which required us to get an attorney . We had to work up a contract with the doctor to refer payment until the settlement and could not get a replacement car until everything was finalized. What a scam....works for the attorneys, doctors and the insurance company but screws the driver.

 

[RubyRed]

Wow! You must have had someone watching over you that day!
So glad that you werent hurt badly or killed.

Take Care!

 

[jnt]

Wow :gaah: glad you are mostly ok! Stricken rides can be replaced.

Someone suggested to me when the SUV attacked that I deal with MY insurance company, and let them deal with his - I've known my agent for 30-some years; never heard of his. Just a suggestion.

Oh, and don't settle until you are SURE everything is right. My case is still running after nearly 3 years.

 

[nater1]

This nice how everyone is giving him advice, and concerned

I would like to tell everyone thank you for him about providing personnel advice. Nice job people. We all need to look out for each other through our common bond.

 

[Zerocool]

Glad you weren't seriously injured. :2thumbs:

 

[Bimjo]

Dude! Whatever you do, don't ever piss off your guardian angel!

Glad this incident turned out as well as it did. Always makes me cringe to read stuff like this.

 

[CheeseCake]

Glad to hear your OK!
:2thumbs:
I travel on I-10 from Houston to San Antonio all the time...
lots of crazy drivers....
I have seen people doing 50 in the fast lane... and then someone going 100 passing on the shoulder.... pulling a trailer! (hunting season)



CC

 

[WackyDan]

The only thing that saved the cage drivers life is that I'm a semi-retired cop and didn't want to go to jail for beating his butt.

An interesting side note, the Trooper thinks he has the whole crash on video. I'll go talk to the Sergeant tomorrow and see if I can get a copy.

I had the ryde towed to my house, here's a pic of the damage:



I could barely get it in the garage, it will not roll.

You were exceptionally lucky. Looks like a glancing blow. Imagine if he'd hit you further behind, or was angled in at you several more degrees. Still a testament to the Spyder.

 

[WackyDan]

See, if you would just have been riding at around 110mph, this would have never happened!

No, seriously, it's great that you were not hurt bad or even killed. Now you have the long road ahead of trying to get the insurance company to give you replacement cost rather than low blue book. They give you the run around until you either give in or hire an attorney. It's the insurance way.

Hopefully he has a reputable insurance company that will step up to the plate and do right by you.

Sorry about making light of it in my first sentence. I try to do that in life but really do know that this was no laughing matter. Please don't take any offense.

Best of luck!

Or go after his employer pending any knowledge of just how long his shift was.

 

[irish2themax]

:cus: cagers!! Glad you're okay. Could have been worse...he could have been driving his train!! Oh yeah...he was just a conductor.

 

[bone crusher]

Do not call his insurance company, DO NOT MAKE A STATEMENT.
Go to your doctor if you have not already.

You will not be dealing with his agent. Agent do not handle claims.

You will get a telephone call soon from a guy wanting to be your friend ( how you doing pal ), he is a insurance investigator, and he will be recording your telephone call for court. Even if nothing every goes on with injury you could have sustained tell him you do not want to make a statement at this time. Tell him you are getting into your doctor. If he asks how your doing tell him you do not want to talk about that. If he wants to know tell him to talk to your doctor when he writes a report. Your doctor will never talk to him any how. Keep a log of everything that goes on.

Next you will get a second call from a guy who is a insurance appraise, and he deals only in auto repair claim. Tell him where it can be viewed, and then stay away from him also. If he does not call you with in a day call him ask what are we doing about your ride. Remember do not get to upset when they drag their feet getting your bike repaired. In most states they have 60 days, and trust me it will take that long. If you do not like a offer the make you, tell them what you want. Lets say $12,000, and you keep the bike which you will part out making a extra 5-6 thousand dollars. That is what they will do with your bike. Give you lets say $12,000, and sell it for $4000 to a used part wholesale.

Go through his insurance only not yours. His insurance will provide a nice deal on the bike , and not harm your insurance rating as well.

Lets say you did get hurt at all make sure you follow your doctors orders, and get better. If you hurt do not be a tough guy. It does no good. If you hurt at all talk to your doctor about it, and no one else. There is only one person to trust, and that is your doctor.

You will be getting letters from a dozen Lawyers also. Throw those in a pile for starting a camp fire. If you feel some damage to yourself happen that can take time to heal, and may never be right again you have a statue on limitation which varies state to state so you will want to look that up on the web.

You can settle all property damage yourself, and any medical claims with out a lawyer. If you start getting screwed then you will have to get a lawyer but do not hire the first one you talk to. Use each one you interview to learn what is really going on. Lawyers are in the biz to screw people even their own client.

Hope you feel better, and thank god you did not get killed.

Nater,

Insurance is different from state to state. If you're that concerned, just get an attorney from the get-go. Many states require you to file with your insurance for any bodily harm...it's called PIP...even if it is caused by someone else! Some states have med pay...they're all different.

I'm a crash reconstruction specialist and I assure you that there is no single process that works for insurance companies following a crash...state laws can be quite different!