Motorcycle Insurances

[Bob Denman]

There's a saying:
"If you think that insurance is expensive: try not having enough of it, when things go wrong..." :shocked:
Get some prices on bumping your coverage up. nojoke
If you own a house; how would you like to have to give it to somebody else? :dontknow:
Particularly because the Court Judgement exceeded your policy's limits? :banghead:

 

[UCLA F3S]

I have Markel American(Bikeline) for about $650 full coverage on the 2014 RTL including the RT622 trailer. Never had to make a claim.


Sent from my iPhone using Tapatalk

X2 on Markel. Both my wife and I insured with two Spyders...approximately $1,200 bucks per year ($100/month). Neither of us have M1 endorsements. I can live with this premium. :thumbup:

 

[Leeallen1111]

USAA has Progressive under write for motorcycles, boats, RVs, ATVs, and airplanes in Virginia. I pay $600 for year round full coverage with Reductions for the APEX trike class and good drivers discount


Sent from my iPhone using Tapatalk

 

[Mr. Pickels]

Statefarm

Honestly, I am curious about the motorcycle insurance pay, and how successful these motorcycle insurance. Tell me what you think. This is what I gathered:


1) USAA. Currently, I’ve been with USAA for quite some time. I finally got a motorcycle insurance for $600 a year, and that is with a motorcycle license. They also put “ABS” as a variable factor for the lower cost. I am at full coverage. The truth is USAA has been really good to me. I’ve been in 3 car accidents. 2 out of 3 have not been at my fault. They expedite really quick.


2) Progressive Insurance. (What I have gathered): When I asked for Progressive Insurance, they informed me it would cost me $2100 a year without a motorcycle license. If I had a motorcycle license than it would cost me $1800 a year. I couldn’t believe the price to this. This is what I gathered in the forums:


a. Some had to pay a $1100 a year, but they went to lizard. They were able to get it at $330 a year for full coverage.

b. Discounts. There are multi-discounts and motorcycle license discounts.

c. Progressive will also pay the impound fees and will pay the lost of the motorcycle

3) Geiko. (Need information). Annual Premium if you have two motorcycles for $900. 100/300/50, on my 2007 ATV and my 2014 RT. The total for both is $274/yr, $223 of it for the Spyder.


Anti theft discount is $3 and safety training discount and mature rider are $29 each.

4) Rider Insurance. Cheaper than Progressive Insurance. Some paid $700 a year.


5) Dairyland. Their online broker is Parker Stevens agency is manned and ran by total morons. They made a number of mistakes on the policy (even my name) and almost caused a cancellation by not getting all required info to the home office. (They do give an ABS discount). In the end I was talking with Corp and demanded that I become a "house" account, removing me from any contact with Parker Stevens.Dairyland. The cost depending on the driver about $400


7) Statefarm. (Need more information)


I would like to know besides the cost. Your experience, and their customer service.

I am pricing out a new RT so not sure about rate. However, I have been with Statefarm for eons! You get what you pay for IMO. Great local and prompt customer service is awesome...ya know when someone you actually know picks up the phone to help you lol Suggest to at least check them out. They represented a family member in a disputed accident and were like junk yard dogs...

 

[Knarfoh]

So who here has had an accident that was their fault? And what was the dollar amount of the claim.

Not stolen motorcycle; not damaging your own trike or motorcycle; etc. but where you caused physical damage to property or person.


Sent from my iPad using Tapatalk HD

 

[bcer960]

So who here has had an accident that was their fault? And what was the dollar amount of the claim.

Not stolen motorcycle; not damaging your own trike or motorcycle; etc. but where you caused physical damage to property or person.

On a motorcycle/trike.... no

To a motorcycle/trike.....no

 

[Bob Denman]

So who here has had an accident that was their fault? And what was the dollar amount of the claim.

Not stolen motorcycle; not damaging your own trike or motorcycle; etc. but where you caused physical damage to property or person.

My experiences have been well-documented and discussed already... pps:

 

[Gumpdog]

Honestly, I am curious about the motorcycle insurance pay, and how successful these motorcycle insurance. Tell me what you think. This is what I gathered:


1) USAA. Currently, I’ve been with USAA for quite some time. I finally got a motorcycle insurance for $600 a year, and that is with a motorcycle license. They also put “ABS” as a variable factor for the lower cost. I am at full coverage. The truth is USAA has been really good to me. I’ve been in 3 car accidents. 2 out of 3 have not been at my fault. They expedite really quick.


2) Progressive Insurance. (What I have gathered): When I asked for Progressive Insurance, they informed me it would cost me $2100 a year without a motorcycle license. If I had a motorcycle license than it would cost me $1800 a year. I couldn’t believe the price to this. This is what I gathered in the forums:


a. Some had to pay a $1100 a year, but they went to lizard. They were able to get it at $330 a year for full coverage.

b. Discounts. There are multi-discounts and motorcycle license discounts.

c. Progressive will also pay the impound fees and will pay the lost of the motorcycle

3) Geiko. (Need information). Annual Premium if you have two motorcycles for $900. 100/300/50, on my 2007 ATV and my 2014 RT. The total for both is $274/yr, $223 of it for the Spyder.


Anti theft discount is $3 and safety training discount and mature rider are $29 each.

4) Rider Insurance. Cheaper than Progressive Insurance. Some paid $700 a year.


5) [FONT=&quot]Dairyland. Their online broker is Parker Stevens agency is manned and ran by total morons. They made a number of mistakes on the policy (even my name) and almost caused a cancellation by not getting all required info to the home office. (They do give an ABS discount). In the end I was talking with Corp and demanded that I become a "house" account, removing me from any contact with Parker Stevens.[/FONT][FONT=&quot] [/FONT][FONT=&quot]Dairyland. The cost depending on the driver about $400[/FONT]

[FONT=&quot] [/FONT]
[FONT=&quot]7) Statefarm. (Need more information)[/FONT]

[FONT=&quot] [/FONT]
[FONT=&quot]I would like to know besides the cost. Your experience, and their customer service.[/FONT]

State Farm has offered me the lowest cost on my 2016 f3 but my insurance went up considerably from my 13 rts

Sent from my SAMSUNG-SM-G890A using Tapatalk

 

[Bob Denman]

Of course it went up: you're insuring a newer bike that's worth a whole lot more... :thumbup:

 

[ARtraveler]

State Farm....for my RS is $374.00 a year, but I have a lot with them. Four cars the spyder and the house...:yikes: they better give me a good deal....:lecturef_smilie:

State Farm here also. One car, two :ani29::spyder2:, and the house. No matter what the mishap, they always come through and pay the claims. A happy customer since 1965. :yes: