4) if any of the above happens most insurance companies can refuse to pay for the loss. FACTI don't leave my key in my ignition for 3 reasons'
1; Theft, All thieves aren't stupid, they'll know to press the mode button.
2; Some wise guy will take the key and toss it .
3; If your bike is stolen with the key in you might be responsible for any damages caused by the thief. [attractive nuisance]
I have found that you have to train yourself. Make your shut-off ritual into a routine. You know...shut off Spyder, open trunk, put key in pocket, put helmet in trunk. After performing the ritual faithfully for a while, it will become habit. My last step is always checking my pocket for the key before I walk away, going through a mental checklist in my mind. Like catching the football, you cannot start thinking ahead until the ball is in your hands. Old codgers like me need these aids just for the simple stuff in life, anyway.![]()
:thumbup: Been there, done that! There is an emergency release on Nancy's Spyder for a reason. I usually take off my helmet, open the trunk, grab the key, put it in my pocket, then put the helmet in the trunk. The RT is easier, since the key is needed to close the rear luggage, so I do that the very last thing, before I walk away.You might want to do this before closing the trunk, unless you have an emergency release for the trunk.
I have found that you have to train yourself. Make your shut-off ritual into a routine. You know...shut off Spyder, open trunk, put key in pocket, put helmet in trunk. After performing the ritual faithfully for a while, it will become habit. My last step is always checking my pocket for the key before I walk away, going through a mental checklist in my mind. Like catching the football, you cannot start thinking ahead until the ball is in your hands. Old codgers like me need these aids just for the simple stuff in life, anyway.![]()
4) if any of the above happens most insurance companies can refuse to pay for the loss. FACT
That's a myth. I looked this up online some time ago and checked various policies.
As long as your car insurance company's policy doesn't stray too far from a standard ISO policy form, you will be covered for the theft of your car. Theft is a covered peril regardless of whether you made it easier for the theft to occur, in this case leaving your keys in the ignition and the doors unlock
:agree:If you like leaving your key in the iggy .... IPS is the way to go.