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INSURANCE RECOMMENDATION S
- Thread starter jimmyk4d5
- Start date
BLUEKNIGHT911
Sadly Passed Oct 2024 - RIP
GOOD RATES
Prices are all over the place of this.............I have great coverage and pay $240 per 12 mos. with Dairyland , someone else may pay triple that or more..........Ask Bob D. He will tell you there are sooooooo many variables it can give you a headache...........The best advice is call around and ask for quotes based on your personal facts.....Dairyland , Markel, Foremost, others will chime in.........Mike :bbq:
Prices are all over the place of this.............I have great coverage and pay $240 per 12 mos. with Dairyland , someone else may pay triple that or more..........Ask Bob D. He will tell you there are sooooooo many variables it can give you a headache...........The best advice is call around and ask for quotes based on your personal facts.....Dairyland , Markel, Foremost, others will chime in.........Mike :bbq:
spyder-dude
New member
The issue is finding the insurance companies that properly rate the spyders as not all of them do and some are very expensive.
Check out Utica National Insurance and find a local representive of theirs: http://www.uticanational.com/Insurance/index.aspx
Check out Utica National Insurance and find a local representive of theirs: http://www.uticanational.com/Insurance/index.aspx
Deanna777
Well-known member
I also have a 2014RTS-SE6 and I have Geico and I pay $489.00 twelve month premium, and I have excellent coverage, and other insurance company's that I have checked with can not match the Limits/ and or Deductibles that I have.
Even the Geico insurance agents that I talk to say" that I have excellent coverage on 2014RTS-SE6 Spyder.
I have been with Geico for 4 years, excellent driving record, they are offer MSF, Dual Policy, Mature Rider, Anti-Theft Device, Transfer or Renewal Discounts. I even have Tow +Labor costs. Also, I you live-in the North East states, they do offer Winter Storage Rates from Oct. 1, to April 1, so you can get a kick back from Geico.
I am in my early 50's the spyder is kept outside during the riding months( April to Oct.) 4 years of motorcycle driving experience.
Deanna
Even the Geico insurance agents that I talk to say" that I have excellent coverage on 2014RTS-SE6 Spyder.
I have been with Geico for 4 years, excellent driving record, they are offer MSF, Dual Policy, Mature Rider, Anti-Theft Device, Transfer or Renewal Discounts. I even have Tow +Labor costs. Also, I you live-in the North East states, they do offer Winter Storage Rates from Oct. 1, to April 1, so you can get a kick back from Geico.
I am in my early 50's the spyder is kept outside during the riding months( April to Oct.) 4 years of motorcycle driving experience.
Deanna
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mustangbob
Member
Just renewed yesterday with AAA, 444.00 for 12 months, 250.00 deductibles, 3000.00 extra farkle coverage. 622 trailer covered for replacement cost. My policy states that it is a specialty vehicle/motor cycle. As stated in another post call around, progressive was over 800.00 with higher deductibles. And a few companies charge more for us up here in Michigan due to the no-fault and unlimited lifetime medical coverage
Bob Denman
New member
:dontknow:
You've given us nothing to go on...
kbwitt
New member
It took me 4 phone calls to get under $500.for great coverage. I believe in upping the limits of coverage. Insurance companies all have different rate charges on your location, credit score and age. So if I give you my company name you might not hit their target person and charge you more. $ 439. 00 I got it at Cieco who I never would of called if not for this forum. Was paying over 900.00 were i get my cars. Dairyland quated me 1,400. So shop till you get a good price.
Bob Denman
New member
So far we've got Michigan, Vermont, Virginia, and Arizona throwing prices around in here... and there's really nothing contained in the premiums to indicate how they got to where they are...l :gaah:
Exact garaging location
Age
Marital Status
Driving records and years of experience
Insurance records
credit scores
The presence or absence of multiple policy discounts
(The same for Accident Prevention Courses)
the actual coverages that are chosen
:banghead:
Exact garaging location
Age
Marital Status
Driving records and years of experience
Insurance records
credit scores
The presence or absence of multiple policy discounts
(The same for Accident Prevention Courses)
the actual coverages that are chosen
:banghead:
Wildrice
New member
Insurance
I have State Farm for $357 /yr. I'm sure a lot depends on the level of coverage both collision, uninsured motorist, & liability + driving record. I have $1000 collision, $100 deductible on Comprehensive, & $500K on liability plus a have an additional $3 Mil Umbrella policy which covers 4 vehicles & home for $551/yr.
I have State Farm for $357 /yr. I'm sure a lot depends on the level of coverage both collision, uninsured motorist, & liability + driving record. I have $1000 collision, $100 deductible on Comprehensive, & $500K on liability plus a have an additional $3 Mil Umbrella policy which covers 4 vehicles & home for $551/yr.
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ARtraveler
R.I.P. Dwayne
Prices all over the place. Ratings depend on your personal driving record. Two people on the same block, with the same company could end up with completely different rates.
That said: A State Farm customer since 1965. They have my home, my car, and both :spyder2::ani29:. I am not a bad driver, but have had three accidents with claims on my car, and one with my :spyder2:. My rates did not go up with any claims.
2011 Spyder: $42.00 month/$504 per year.
2014 Spyder: $47.00 month/$564 per year.
AK is famous for poor drivers and people that don't know what insurance is.
That said: A State Farm customer since 1965. They have my home, my car, and both :spyder2::ani29:. I am not a bad driver, but have had three accidents with claims on my car, and one with my :spyder2:. My rates did not go up with any claims.
2011 Spyder: $42.00 month/$504 per year.
2014 Spyder: $47.00 month/$564 per year.
AK is famous for poor drivers and people that don't know what insurance is.
dragonridernj
New member
Foremost via AARP
I just paid $345 in New Jersey for 250/500 and collision / comp with $1000 deductible via Foremost AARP policy
I just paid $345 in New Jersey for 250/500 and collision / comp with $1000 deductible via Foremost AARP policy
Deanna777
Well-known member
Call Geico and ask. Phone # 1-800- 341-9030. Deanna
Well, in some places it has almost nothing to do with your driving record. They are using credit scores now to determine your policy costs, which it total BS, but they can get away with it b/c or reps don't really represent us anymore. Two people can live on the same block and have all the same criteria, age, sex, driving record, but one have a great credit score and the other one has a much lower credit score and the price difference would be great. It's all a scam to me.
Prices
Comparing prices is not really a relevant issue. Being married to a retired insurance agent, I'm told the insurance prices vary by state, coverage, length of coverage and the driving record of the driver.... My wife advises to shop around, call multiple sources, comparing the coverage and length of coverage then make your decision. Simply quoting the best price for an area might give you a starting point, but you will have to do your due diligence and shopping to get the best deal for the state you live in. Good Luck
:doorag::spyder2:
Comparing prices is not really a relevant issue. Being married to a retired insurance agent, I'm told the insurance prices vary by state, coverage, length of coverage and the driving record of the driver.... My wife advises to shop around, call multiple sources, comparing the coverage and length of coverage then make your decision. Simply quoting the best price for an area might give you a starting point, but you will have to do your due diligence and shopping to get the best deal for the state you live in. Good Luck
:doorag::spyder2:
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