I was approached by Discount ESP -they offer 2-5 yr plans after factory warranty (mine is 2014 RTS) the quote was 924$ (2yr) to 1444$ for 5yr.An additional option is a $400 wheel and tire coverage. Pay in full for discount or installments are additional.If one needs this insurance it's not out of this world. I did not opt for coverage. It's not my thing but the policy seems legit and has some benefits.