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First MC accident

I'm pretty much in the same posture although the insurance company has "totalled" my 2010 RT and has offered $23,500.00. My lawyer is dickering with them in that I had several upgrades such as XM radio, Garmin Zumo 660 GPS, Corbin saddle with armrests, InspectorGadget carrier rack (which I had JUST installed) and a leather luggage carrier from Hotleathers in Daytona. I'm hoping to be able to bump their offer up some more.

Chris

I was assured that anything attached is considered part of the vehicle and they have to include it in the estimated repairs... I didn't have my GPS on it at the time, and I don't have radio on it either. It seems that if they total it, they simply pay it off and I'm no longer obligated to pay on it. That would mean the work and expense of all the mods I did is gone. They will never exceed the value of the vehicle when they total it. I guess I could go after her insurance to reimburse me somehow, but I'm not sure how all that works. Anyway, we'll see... time will tell. I just hope I'm able to somehow get another one if it comes to that.
 
My dilemma is not so much me on whether I'll be riding again. If it were solely up to me, I'd be riding right now. However, I'm pretty banged up. It's my wife where I will have the problem. Although she wasn't on it when my accident happened, I fear she is vehemently against me riding again.

I may need some help from other members who have been confronted with this situation.

Chris

Chris,

Are you having any luck in calming down your wife and replacing the Spyder? You can't blame her for her initial reaction. Hopefully she will accept the accident as part of the risk or downside we all face, realize that ATGATT can help a great deal and eventually be at peace with you riding once again.
 
Chris,

Are you having any luck in calming down your wife and replacing the Spyder? You can't blame her for her initial reaction. Hopefully she will accept the accident as part of the risk or downside we all face, realize that ATGATT can help a great deal and eventually be at peace with you riding once again.

It took my wife 25 years after i had a mishap with my bike to stop asking In caps, Your not going out on the bike are ''you''.
 
It's my wife where I will have the problem. Although she wasn't on it when my accident happened, I fear she is vehemently against me riding again.
I may need some help from other members who have been confronted with this situation.
Chris,
The reason she's scared is because she loves you so much... Once she realizes that you're missing riding, she'll start to come back around. My Missus was right behind me; following me to the dealers when my "incident" happened. After a couple of "pronouncements", she has relented and is now looking forward to the ryding season again! Give her a little time and she may come around on her own... :thumbup:
 
A little update. Today (Wednesday 2-29-12) I received a call from the technician again to let me know she had looked at the MC. In her words "It's pretty beat up." She said that before she declares it a total financial loss, she wants to get the estimate from the shop, and that is going to be a few days in coming. I think the earliest I'll hear the outcome is Monday. She mentioned the wrap and custom decals and assured me that replacement for all of that will be included and she said she told the shop to be sure to include replacement value of all the additional stuff I've done to it. So... time, time is ticking... ticking away....LOL.
 
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