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Are There Still People Out There Who Don't Think Helmets Are Necessary?

where do the insurance co's stand?

Seems to me the insurance companies would benefit more if motorists died in crashes than if they were injured - simply because a funeral costs less than surgery, rehab and long term care.
So I where a helmet just to pi$$ off the insurance co's! ;)
 
cstall said:
Seems to me the insurance companies would benefit more if motorists died in crashes than if they were injured - simply because a funeral costs less than surgery, rehab and long term care.
So I where a helmet just to pi$$ off the insurance co's! ;)
Click to expand...

Oh, they don't care if you die, it's being reduced to a brocolli that they don't want to see. That would cost them a lifetime of care.
 
Helmets

In 1960 I started drag racing with my motorcycle and never wore a helmet. Back then no one heard of wearing a helmet at all.
Then it started to be mandatory that one must wear a helmet or no racing. Then came all leather outfit which I thought was unnecessary until I seen a fellow drag racer lose it and slid on the blacktop. Then that opened my eyes and now I always wear a helmet whenever i am on my spyder.
My wife worked at a rehab place and seen many bikers come in with head injurys. She said the same thing that she will not ride on the back without a helmet. But it is ones personal choice not to wear one. On the news was many accidents which resulted in death without a helmet.
 
bone crusher said:
It really just comes down to a money issue. Not wearing a helmet costs more when there is a problem. If this is known, should the rest of us have to cover the cost of people who choose not to wear a helmet?
Click to expand...

Then what about smokers vs non?
Car drivers vs motorcycle riders. Even with a helmet , the medical bills will be more for a MC rider--- so just ban them.

Look, you want to live in a SOCIETY... Then you pay the price for it. You can pretend all you want to want to be an isolationist .... But it's a mythical dream my friend. Other people pay money in for many things you do that they don't... Why the need to compare and point fingers and claim someone else is costing YOU money by their habits?

Either you're part of our society or not and taking away another's rights... Especially based on how much money you THINK it will cost you is just wrong.
 
I was gonna make a comment here, but I've seen this type of debate on other forums before, so I'm just gonna...:popcorn::popcorn:

bone crusher said:
It really just comes down to a money issue. Not wearing a helmet costs more when there is a problem. If this is known, should the rest of us have to cover the cost of people who choose not to wear a helmet?
Click to expand...

Firefly said:
Then what about smokers vs non?
Car drivers vs motorcycle riders. Even with a helmet , the medical bills will be more for a MC rider--- so just ban them.

Look, you want to live in a SOCIETY... Then you pay the price for it. You can pretend all you want to want to be an isolationist .... But it's a mythical dream my friend. Other people pay money in for many things you do that they don't... Why the need to compare and point fingers and claim someone else is costing YOU money by their habits?

Either you're part of our society or not and taking away another's rights... Especially based on how much money you THINK it will cost you is just wrong.
Click to expand...
 
no hell mutt

i guess i'll weigh in here since arntufun is chicken:roflblack: . i don't own a helmet. i've been riding since i was twenty. that's 34 years. i'm still here. if you want to wear a lid, wear it. don't tell me what to do.
statistically i'm entering the last twenty years of my life. i've lasted this long, i imagine i'll last awhile longer. ps i smoke too.:yikes:,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, oh yes he did !!!.......................... smokem if you got em:yikes:
 
Kratos said:
I want to mention something separate from the life-or-death angle.....

When I rode at 70mph with my visor up and no gloves (only did that once), I was hit by several bugs and a couple of 2 inch sized moths. On top of that the rocks from cars ahead of me were also stinging my hands and face. Everytime something hit me (no matter how small), it was very painful. Even a little drizzle of rain at that speed feels like golf balls on the skin. So how are the no-helmet/glove riders handling that pain....??? It's very distracting....
Click to expand...
Windshield? doesn't help the hands but it would have to go through the windshield on my RT to hit my face or head I am short :yes:
 
Arr MiHardies said:
If you don't wear a helmet, you deserve what's coming if and when there is an accident. But the people close to you don't deserve it. If you love the people around you, you'll wear a helmet. If you don't care enough to save yourself for yourself, care enough to save yourself for them.

To those who still have their fathers in their life, tell them you love them today.
Click to expand...


Your dad deserved to die and didnt love you???
Well thought out argument...
 
flipper.jpgIMG_3268.jpgIMG_3269.jpg

You wear a helmet because you never know what will happen.

A year ago if you asked me "if you high-sided off a Spyder at 80 MPH would you live?" I would answer "no".
My Helmet proved me wrong and saved my life.

If you choose to wear one piece of gear make it a helmet (Full Face):
- Protects against 50+ mph rocks
- Protects against dirt/sand/bugs
- Provides visibility in rain and sunlight
- Reduces road noise for long trips
- Provides neck protection when you hit the pavement
- Makes you look cool / badass with a reflective shield on the front ;)

I think a lot of people who just take a quick trip around the block don't use them. But riders that actually do get out and ride for distance, in the rain, on highways, on trips longer than 5 minutes realize that Helmets provide for a better riding experience (see rock protection,etc listed above)

There are soo many styles to choose from I'm sure you can find something that will meet your needs.


* I think state laws requiring helmet use is almost a different debate.
 
If it were a PERSONAL choice, I MIGHT agree

The way I see it, it isn't a personal choice!
YOU pay insurance and I pay insurance. It is a POOL of funds that is collected to pay for injuries.

YOU have an accident with no helmet and have a severe Head Injury. So EVERYONE'S insurance goes up to feed the pool of needed finances.

I have an accident and dont need as much money to recover......our insurance does not need as much money. Insurance goes up less or the funds are available.

It MIGHT be alright if you choose to not collect insurance if the head injury is due to your own.....Should I go out on a limb and say.......Stupidity.

I think it should be MY choice if MY money should cover YOUR choice to not wear a helmet.
 
Here are the issues I have.

1. I have personally seen helmets that were pretty beat up as examples of what can happen when you take a spill. I have also heard of someone who has died from a loss of control after a bug hit them in the face. Also, I have had a bug splat me where my eye would be had I not had my full face on. If you want to argue that a decapitation can occur with a FF helmet, I'd have to say "So can winning the lottery". However, it is rare enough that I wouldn't worry about it. Bottom line, you are safer with a FF helmet than a do rag.

2. Choice. With choice comes responsibility. What about those that have no insurance? If you die, NP. If you don't, somebody picks up the tab. As such, when you live with Mom & Dad and they can be held liable for your tab, they might make some rules you don't like. I can see the argument that "I want my freedom". HOWEVER, I can also see the retort "Then be responsible for yourself". After all, if you go to the hospital and cannot pay, they can't simply wheel you to the curb. If they can, then you are responsible for yourself and thus, the choice i 100% yours. That I am 40yo but living under Mom & Dad's roof makes me subject to their meddling should they choose. When I move out, I can have hookers over every night as long as I can afford it. Do I wish the govt had less meddling in my life? Of course. Do I wish the govt tried to "help" me less? Definitely. Do I like it when NYC banned trans fats? Sure. Am I willing to give up the govt assistance and be willing to be wheeled to the curb if I cannot pay the hospital when I weigh 800#? Yes.
 
StriperKing said:
OOPS, sorry. Please let me make it up to you, lol. Seriously my bad for assuming but love your point of view.
Click to expand...

Thank you. It is a persons choice to be safe or not be safe. What some people feel is safe may not be what others feel is safe. I have received a lot of comments about being in full gear on 90 degree days, that is my choice, it is how I feel safe and I like my skin. The people in flip flops and shorts and a brain bowl, feel confident in their abilities and feel safe like that, who am I to judge or comment on it. Personal responsibility, I have an 8 and 14 year old waiting at home for me and they need their mom to come home safely.

PS.... I updated my avatar again to avoid the whole guy/girl thing. :yes:
 
madozier said:
If your argument is strictly premium cost then you should look at all the accident statistics.
Men statistically are more likely to crash than women.
You city folk are responsible for 69% of crashes which cost us dumb ole country boys and girls.

Here is a report you can sink your teeth into.

http://www-nrd.nhtsa.dot.gov/pubs/811208.pdf[URL
Click to expand...

Good point. I think that you are condoning that if you are will to pay more for insurance, you can choose not to wear a lid! Perhaps helmet and no helmet pool of funds. If you choose to live in the City, you have higher premiums :).
Like the "I smoke too" statement. That is OK, but not next to me in my work place. Legislation to give me the choice to have clean air is not a bad thing. That is why we VOTE for the government to make decisions for the good of the majority. Thank you to our troops for allowing that to be our right.
 
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