The storage on the RT is second to none and definitely hits it comfort-wise in everything but legroom for me. Highway pegs do a lot to alleviate that issue but the only problem with them is in covering the brake pedal. The second or whatever it takes to move your foot from the highway peg to the brake pedal could mean several dozen to maybe over 100 feet to get stopped depending on your speed. That brings up the ISCI hand brake, which I feel should be there if highway pegs are used. Between that and a BajaRon anti-sway bar the RT could be made near perfect for me. The F3, on the other hand has the footrest postion already there, no hand brake needed although floorboards would allow more room to move my feet around than on pegs which lock your legs into a fixed position. So in adding floorboards, a windshield, saddlebags and maybe a trunk I would be at or above the cost of an RT-S and well above a base RT. Cost-wise yes an RT would fill the bill much better as a two up tourer. My riding is about 75% solo and about 90% local rides within a 40 to 50 mile radius. Long trips two up just do not occur much at all. Maybe an RT would change that and maybe it wouldn't, depends on the wife. For the vast majority of my riding miles an F3 would work just fine, maybe without the floorboards or the trunk. There again, cost will be a major factor in deciding between the two, but only after I demo ride an F3.