Accident

[Vader]

UPDATE

I wentand checked the location where the accident occured finding it was 160feet from where the other driver had turned onto the road we were on. Plenty of distance to see what was in front of him.
I also retrieved a copy of the accident report which was spot on.
I had already contacted my insurance company the day of the accident,and earlier today(with the help of a friend)contacted the company of the other vehicle. We informed them that the Spyder would be at an Authorized Dealership/Repair facility. And about 30 minutes ago a truck and trailer picked it up.
While waiting for the truck, I thought about removing the Battery Tender pigtail and attempted to unlock and raise the seat. Seems the seat is all pushed foward as well.
And so it goes. Thanks again everone for the kind words.

 

[tplayer49]

Really glad you are OK. Insist on a Spyder Dealership doing the repairs . . . and if they argue, ask them how they expect on non-Spyder shop to do things like connecting to the BUDS system when doing the alignment that is always critical after an accident. Also tell them that you will not sign any release until a qualified Spyder mechanic signs off on all the repairs as being done, properly, if they insist on a non-Spyder certified mechanic.

Hey... this is great advice. I pasted it in my notes. Hope I never have to use it.... but thankx.


Joe

 

[Bob Denman]

V,
thanks for the update! :thumbup:Are you handling this under your collision coverage, and then have them subrogate, or are you letting the other party's insurance take care of it?
If you go directly through the OTHER Company; you won't have to wait for the subrogation process to be completed, before you get back your collision deductible...
(Just a thought...)

 

[Bfromla]

First off..Thanks all for the kind words.
To address the phone/texting issue. It was odd that the driver asked one of the homeowners to use their phone. Was it an attempt to show he did not have one when in reality he did? And I feel if I were injured I would absolutely have looked into the cell phone/texting issue. But removing that from the equation, having a dog in the car that takes your attention away from driving, in my opinion, is just as bad. And as a dog owner I make that statement based on my own personal habits when my dog is in the vehicle. Namely he is restrainedwith a harness that is tethered to a seatbelt.
More pressing is the hope that the adjuster who comes understand the complex nature of the Spyder as well as the hope that they will not balk at the idea of a certified Spyder repair shop/dealer doing the repairs.

To add new laws are coming out that have texting driving relate to DUI fines and charges each state different but keep in mind


Sent from my iPad using Tapatalk

 

[Vader]

V,
thanks for the update! :thumbup:Are you handling this under your collision coverage, and then have them subrogate, or are you letting the other party's insurance take care of it?
If you go directly through the OTHER Company; you won't have to wait for the subrogation process to be completed, before you get back your collision deductible...
(Just a thought...)

I have notified my insurance company and informed them I will be filing a claim under the OTHER drivers company, which I began earlier today.
Thanks for the heads up. Believe it or not, when I called my company about an hour after the accident, they said they HAD to inform me that A) I could file under my insurance and B) I can file under the OTHER parties insurance and not have to dish out the initial deductible payment, then wait to recoup that.

So far, so good...

 

[MouthPiece]

This is probably late in responding, but if you have a gps with all the necessary set up items for it, remove if you can. Additionally, any mods that you may be able to remove off your spyder, get them now.

Chris

 

[Vader]

This is probably late in responding, but if you have a gps with all the necessary set up items for it, remove if you can. Additionally, any mods that you may be able to remove off your spyder, get them now.

Chris

Thanks Chris..with the exception of the Battery Tender Pigtail, I really hadn't owned it long enough to do anything else, lol.

 

[Bob Denman]

I have notified my insurance company and informed them I will be filing a claim under the OTHER drivers company, which I began earlier today.
Thanks for the heads up. Believe it or not, when I called my company about an hour after the accident, they said they HAD to inform me that A) I could file under my insurance and B) I can file under the OTHER parties insurance and not have to dish out the initial deductible payment, then wait to recoup that.

So far, so good...

:thumbup: It's good to know that they gave you the choices... :clap:

 

[Vader]

:thumbup: It's good to know that they gave you the choices... :clap:

Bob, my wife informed me a few years back a gentleman backed into our car. It was the same then as well. Use our insurance and payout the deductible up front..or file under their insurance (which happens to be the same company as the vehicle that hit my Spyder) and not have to pay a dime.

 

[Bob Denman]

The other guys have been in touch with you? :dontknow:
As long as everything is progressing along at a nice rate; going directly through them is usually a wise choice...
If you could... please PM me with the companies that are on both sides of this one...
(idle curiosity...)

 

[Vader]

At a snails pace

The estimate is done, still waiting to get a copy but not a big issue. The owner of the vehicle that hit me is MIA. Numerous attempts to contact them by THEIR own insurance carrier have gone unanswered. I was informed today that their carrier will try again,that they will speak to the service department and get a copy of the estimate from the dealer where the Spyder is now and if the owner fails to contact them that they will be forced to just go by the accident report which is totaly in my favor.

 

[ARtraveler]

The estimate is done, still waiting to get a copy but not a big issue. The owner of the vehicle that hit me is MIA. Numerous attempts to contact them by THEIR own insurance carrier have gone unanswered. I was informed today that their carrier will try again,that they will speak to the service department and get a copy of the estimate from the dealer where the Spyder is now and if the owner fails to contact them that they will be forced to just go by the accident report which is totaly in my favor.

Thank you for the update. Interesting, some of the drama that sometimes takes place after the fact. :yikes:

 

[Bob Denman]

Glad to hear that they're willing to proceed without the statement from their own driver... :2thumbs:

 

[Vader]

Well it wasnt easy.It took four calls,with no noe from their insurance carrier calling me back.But finally todat i was speaking with a representative who actually knew what their job descriptions was. Frustrating but she is making things happen. I had to fax/upload the accident report,for the second time,because her team had no report sent to them from the rep we spoke to on Tuesday. She also contacted the service depatment and requested the estimate,AND she contacted the agent who deals with the owner directly and requested they try contacting the owner because they have a close more personal relationship with them. I figure if you want results, call call call...
I will post more as i get it, thanks again

 

[Vader]

And just like that...

Just received a call from the other owners insurance company,the person who i spoke to earlier.They FINALLY got a call abck from the policy holder who confirmed everything on the accident report and are accepting full liabilty.Next step is for the estimate to be sent to the insurance company where it will be reviewed and then begins the repair process. I plane on posting some photos from the day I bought it,the day of the accident and the day I get it back.

 

[SNOOPY]

Don't accept the bike back until everything is EXACTLY how you want it, won't happen after you sign off.

 

[Bob Denman]

Is the bike a total loss, or is the estimate looking as if it's going to be repaired? :dontknow:

 

[Vader]

Don't accept the bike back until everything is EXACTLY how you want it, won't happen after you sign off.

Absolutely

 

[Vader]

Is the bike a total loss, or is the estimate looking as if it's going to be repaired? :dontknow:

I am waiting to see the estimate. I did not receive a copy yet.

 

[IdahoMtnSpyder]

Sometimes in cases like this if an insurance company is dragging their feet all one has to do is suggest they are going to contact the state insurance commission. That will usually stimulate action as there are few things more distasteful to an ins. co. than answering questions from the commission.