What does the average Spyder Owner pay for insurance in Canada?

[northernguy10]

what does the average spyder owner pay for insurance here in canada (ontario) is killing me .

 

[Spyderjohn]

You are right. I am 55 with clean record and paying $680.00 with T.D. insurance. they are the cheapest

 

[teadave]

44 and paying $1000.

 

[northernguy10]

Well, I am 40, bought a new RS-R 2011 in July of last year. M2 licence after taking a bike education course (very good course but not necessary) took it to save on insurance. T D from July to Feb 25, 2012, was $1382.00 for full coverage with a $2000.00 deductable. Now after 3700 km T D want $1987.95 for full coverage and a $2000.00 deductable! No tickets, but come-on!!! T D has my house, sled, quad, & 2 trucks.
Anybody know of a better place?

Thanks for letting me rant!

 

[Justin]

Get a hold of Jevco. TD is stupid for beginner riders.

 

[teadave]

mine is with jevco also. first year (september 2010) was $1549. and i had only written my test two days before.
i then took the mc course two weeks later.
no discounts immediately upon passing the course(unlike other insurers), but the second year is $1000. i did some online comparisons, and so far jevco has the best price for me.

 

[GregP]

2011 RTS se5 with complete BRP chrome pkg etc. etc. 65 with clean record. $2500 deductible for both collision and comprehensive. Total premium for the RTS was $ 750.00. Local Insurance Company (AXA General Insurance) unavailable outside of this Province.

Incidentally, the price of the new RT was JUST above the entry point of the next category up from the 2009 RS se5 that I had on the same policy. It had C & C deductibles of $1000 ea. The total premium for the RS was $ 626.00.

The combined premium for both RT and RS was $1376.00 !

I am reasonably happy with both premiums, especially considering the next best that I was able to get locally ranged from $1600 to $2600 each !!!!

Good Luck with your hunt.

Regards....

 

[Campverdefela]

Sorry to see your expense for insurance up North. You guys are getting raped.

 

[Littlebadwolf]

$739 annual for 100k, 100k, 1 Mil, 500 deductible, full comprehension thru AARP (Foremost) for my 09 RS.

 

[SpyderSteve]

My 09 rs is with jevco and i pay less then then $1000.00 a year with $500.00 deductable and full coverage , On my $1000.00 car i pay $1300+ a year for just liability :hun:

 

[northernguy10]

Thanks for all the replies. I will look into Jevco. I talked to my (TD) guy today, he says that his hands are tied.

 

[Questions]

Sad to see you all are paying such high premiums,,here in Quebec, 2 million liability,$250.00 deduct. fully covered,24 hrs roadside ass., they will even rent me a spyder, if i get it stolen or crashed, while paperwork is being processed. for a grand total of $238.00/ yr. Thats for 2011 RSS , I'm 46 yrs old.

 

[ARtraveler]

State Farm: 2010 RTS full coverage $56 month $672 year 2009 Vulcan LT full coverage $43 month $516 year.

 

[Tierhog]

Nationwide multi vehicle
$400 a year
2008 GS
California (in car theft capital... Modesto)

 

[minerdoug]

If you are Veterans, check out Progressive for USAA members, 2011RT Limited for $443/year with $500 ded.:ani29:

 

[SpyderAnn01]

If you are Veterans, check out Progressive for USAA members, 2011RT Limited for $443/year with $500 ded.:ani29:

We have had USAA for 30 years and today we cancelled our motorcycles and Spyder insurance with them and went with Progressive. While we were at our local agents office my husband called USAA as the Progressive quote for the 3 motorcycles and the Spyder was less than half of what USAA charged. They transferred him to their Progressive rep and he was not able to match the price of our local agent.

 

[SPYDERGUY1]

jevco, full meal deal, 525 per year

 

[SPYDERGUY1]

Back in 2008 when I bought my Spyder, I had a hell of a time trying to get insurance, as the SPYDER was not recognized as a motorcycle, come to the rescue the salesman. Jevco was the answer, been with them ever since. Conviently enough , now my current other ins, comp, really want's my business for the spyder as well. POUND SALT, THANK,YOU.

 

[Xendrick]

Believer plus have a dedicated Spyder section on their web site. I think they go through Jevco.

http://www.believerplus.com/

They quoted me $1065 per year for a new RT-S in southern Ontario.

 

[Willo]

Believer plus have a dedicated Spyder section on their web site. I think they go through Jevco.

http://www.believerplus.com/

They quoted me $1065 per year for a new RT-S in southern Ontario.

Today I got a 12-month quote from Geico, not my favorite company, and their quote for a 2011 Spyder RT and a 2008 Harley Heritage Softail was $416.34 total for both bikes. Coverage is $250K/500K Bodily injury, $100K Property damage, comp. and coll. $1000 deductible, towing, Optional bike coverage of $2000.00. To compensate for no Uninsured Motorist, I purchased stacked coverage on my auto policy. Seems like a great rate, what say Y'all?