Nice surprise from my insurance agent.

[LittleJohn]

Just a quick note to give some kudos where they belong.

When I got my Spyder back in the beginning of July, I shopped around quite a few places for insurance.
Turns out Nationwide was just getting into the business of insuring motorcycles, and I already had my home and auto with them, so they gave me a very good quote.
I paid for a full year and was fat dumb and happy.

I just got a bill in the mail a couple weeks back for an additional $296 dollars for that policy. Seems when I was quoted, the Spyder wasnt in the underwriters system yet, so they quoted it at a Sport Touring rate. They have since classified it in their system as a Sport Street (read crotch rocket) and wanted more money. Not acceptable!
I contacted my agent, who vowed to get it straightened out. I finally called back this morning since it had been a week or so since I last talked to him. He said they wouldnt budge, but being a man of his word, he honored his quote to me and is paying the $296 out of his pocket for this years policy. He did say that I should expect the higher rate when I renew next year, but I can accept that, as I was never promised this rate for more than a year.

It was nice to see some integrity in a business that is usually a take it or leave it kind of deal.

 

[jwfranklin]

Back when I got my Rune, my bike was orginally classified as a cruiser. The underwriter classified it as a Sport bike. And the rate was almost double what it was on either of my Boss Hoss's, which were classified as cruisers. My agent checked several websites that said the Rune is a cruiser, called the local Honda Dealer, who told him it was a cruiser. But he couldn't get them to reclassify, they asked for a picture of the bike. I knew they had seen them on the web, as they commented on the size of the exhaust. By this time I had installed a windshield and a new seat, I feel that made it look more like a cruiser. I emailed the picture, the next day it was classified as a cruiser. I am wondering how the Spyder will be rated. I beleive the reason my agent went to bat for me is they also insure my 2 trucks, my car, and 4 motorcycles and my house.

Wayne