Hit a deer

[Wmoater]

Well let the good times begin………….. Yep “NO” problems with insurance at all. Go figure that was the easiest part. They agreed to pay in full. NOW……………The dealer started ripping it apart more since it was approved on Saturday this morning and find another $1000 if not more damage that was not recorded in the estimate. State Farm will make a supplement and pay “no problems” the lady says at State Farm’s, but I got a feeling this is going to keep happening. I can’t take the spyder home (its in half the pieces now) They need to take new pictures and the insurance needs to approve the supplement. I wish they would have stripped it down all the way first then they’d know in one or two rounds. But they say they have to strip, get approval, strip and get more approval again. Now its going to be pushed into a corner for weeks till they can get to it. Pieces will get lost, broken or they’ll push it outside into the rain. That’s why I offered to take it home till they start on it to free up their space and guarantee its not left out in the weather. They said 4-5 weeks anyway which is fine but my gut is telling me once the parts come…. Bet they tear into it farther and find more parts…… Then I have to wait again for approval and estimates And the cycle will continue. I am sure it will be completed and done correctly after I keep looking at it. I jsut need to wait and see. I have till next April anyway. Snow coming tomorrow- Friday! Anyone have this happen? Step, approve, step, approve, step approve finished!

 

[IdahoMtnSpyder]

If they find enough additional problems insurance company may well decide to total it. That would be better for you, right?

 

[FrogmanDave]

Sounds like the outcome will go very well for you. Nowhere near totaled.

 

[Wmoater]

State Farm’s said I need close to $14000 more worth of damage to automatically total unless there is something unsafe found like frame damage or unsafe repair decided upon the dealer. I drove it to work and home after the wreck and I didn’t feel anything different. It’s all plastic. The deer contacted from top of frunk up, not a scratch below accept the fender the front legs hit first that started the front over back roll of the deer. I agree frogdave, they aren’t going to total. Just have to wait and see. I’m not really worried about getting it back anytime soon since I won’t ride again for a long while just want to see the final/fixed product.

 

[RayBJ]

Glad it's getting fixed for you! And, nice to know the Spyder can take a licking and keep on ticking.

 

[lokiryker]

I hit a deer with my pick-up around 3 years ago and had about $3000 in repairs that needed to be done. Covered by insurance of course and made a good clip on my dash cam.

I can just imagine hitting one with a trike. If it was a motorcycle you would have dumped it and probably been hurt.

 

[RayBJ]

I hit a deer with my pick-up around 3 years ago and had about $3000 in repairs that needed to be done. Covered by insurance of course and made a good clip on my dash cam.

I can just imagine hitting one with a trike. If it was a motorcycle you would have dumped it and probably been hurt.

t-boned one when on 2 wheels. I went over the bars - missing windshield and superman slid. Bruised hip, dead deer and totaled bike. Glove palms torn open but missed skin, torn jacket & pants.
ATGATT!

 

[Wmoater]

The dealer finally got everything stripped down last Wednesday and State Farm approved everything in 24 hours. The dealer filed for 3 suplimental claims. State Farm said go ahead and rip it apart all the way the first time but the dealer didn’t want to listen and get stung if they totaled it. I see their point but 3 weeks is to long in my opinion. Anyway it’s ripped down to the frame now and ready to go. There is only plastic and lights needed replaced. $7392 is the final appraisal. They can still file for more once it’s starting to repaired. Everything is on order and all the parts will be here next Tuesday accept one piece of plastic under the glovebox around the steering column. 2 weeks till shipped for that part. Sort of need that piece first. Go figure! The brake switch needs replaced not lighting. The shock switch too. Everything from the hood to the seat being replaced including both fogs because they’re scratched up, the windshield and wings, all dash covers, one speaker, plastic wrapping back to seat and glove box and of course the missing mirrored and headlights. The main side panel with the 45 degree push pins some how broke both push pins. Dang when one piece gets jammed back everything stayed together and broke every tab. Anyway quick question for those that have had extensive repairs. I have BEST warranty till 6 of 2023. I asked the dealer this same question, but I thought I’d ask you all too. Is everything still covered under the warranty after repairs. He said yes because it’s an authorized dealer. Does everyone agree? I loaded everything up in my covered trailer and brought it home. Dealer has no space to keep in during the day and I’ll be darned if it sits stripped down outside in the snow. As is I already know it hasn’t been moved for a while. The battery was sluggish and when I put it into gear NO clunk. That means it’s been outside in rain and snow this entire week and the weeks before. Noticed some of my LED fender lights are flickering. When the parts come in I’ll take it up for the day. The Next weekend after fixed I’ll head south into southern Virginia or farther for a weekend ride to beat her up a bit and test everything. I have 30 days after repair for additional repairs.

 

[troop]

My guess would be that if it is deemed repairable by the authorized BRP dealer, and not totaled, that the B.E.S.T. warranty would remain firmly in effect.

 

[Wmoater]

UPDATE:

Just got off the phone with the insurance agent. Good news, I guess for the time being. All the parts ($7000 plus worth) are in except the right fog light. If you read elsewhere, that part was produced and the semi the part is in is missing. Now the part is on backorder and will not be produced for a while. Insurance company gave the “OK” to have the entire spyder taken apart and assembled “with” all the new parts and use the existing cracked fog light till it comes in. As long as it is not turned on, it will pass inspection so they are going to pay for it to be totally fixed, then remove the necessary plastic to install the “new” fog light when it comes in as a supplement. The dealer can get me in one week right now. In another couple weeks it will be pushed back due to all the new SXS, wheelers, bikes etc coming in so now is the time. I am also afraid there will still be parts needed once the entire bike is stripped down so if I wait for the part to come in ( April 27-May 17th) then wait for 3 weeks to get it put back together, then wait another week for more parts to come in it will be mid to late June. The insurance company also said I don’t sign anything till the final labor is done. So this will give me at least 30 days to rip it apart on the road and see any problems, then another 30 days after signing to make sure of things. Been a long process I must admit. I do have to say State Farms has been very easy to work with. I have totaled a couple mountain sleds and never had any problems with them either. So the horror stories have not come true for me “SO FAR” knock on wood. DON’T HIT A DEER and HURT YOUR FOG LIGHTS! That’s my advice!

The saga continues………..

 

[Wmoater]

Well I figured as much……….. The spyder is back together now. I need to wait a week till the LED headlights come in, they were also backordered from my aftermarket dealer. They (dealer) left the cracked fog light on and I will install the headlights myself. BRP just sent me an email this morning. “ Your part production date have been pushed back to July 8th. We apologize for the inconvenience. We will notify you as the date gets closer when this part will be shipped. Thank you for your patience.”

Yep July 8th. I guess I’m driving with a cracked fog light till next summer. By that time it will take 3-4 weeks to get the spyder into the shop once the part arrives and so forth. Might as well wait till fall to fix it. State Farm says I have up to 3 years now to finish the claim. The lady was very understanding and said go ahead and fix and ride. We’ll complete the documents when the final part is installed. So I am hoping to have my Bella back next week. I can deal with a cracked foglight for the time being. Worst it will do is fog up or blow the bulb. I’m planning on putting a thin swipe of hot glue over the crack then clear packing tape over and 2 more strips on outside edges. It should seal fine.

 

[RayBJ]

Glad it's finally ready to ride for you! :clap: Sucks having a $25k 'boat anchor'. :gaah:

 

[Saluda]

What a pain.

 

[Tonylmiller]

Glad you are ok. Same has happened to me in a cage. They come out of nowhere!
Post some pics of you can.

 

[peterRT]

Hi mate", I hit a Fox last December and $3650.00 AU dollars to repair the front trunk, I also got rear disc pads replaced on the spyder while it was getting repaired. When I hit the Fox I was doing 60 mph and the sound was like a shotgun going off. I said I thank God I am on 3 wheels and not 2