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Who do you go thru for insurance?
Hi all, new ryder here...hopefully my 2013 RS SE 5 will be delivered Tuesday! So i'm looking on how to get this insured...all the quotes I'm getting seem outrageous! 8-900$+ for a year! Who do you go thru and what do you pay if you don't mind me asking. Thanks!
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Very Active Member
INSURANCE
I know it makes a difference where you live.....But ( in Vermont ) I have two Spyders 08 + 11 and just renewed full coverage 100/300/50...$1000 detuct collision , with towing and $3000 coverage on FARKELS....Total for..... " BOTH ".... for 1 year $395............That's with FORE-MOST.........Mike
Last edited by BLUEKNIGHT911; 08-18-2013 at 07:44 PM.
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Very Active Member
Originally Posted by Guesswho
Hi all, new ryder here...hopefully my 2013 RS SE 5 will be delivered Tuesday! So i'm looking on how to get this insured...all the quotes I'm getting seem outrageous! 8-900$+ for a year! Who do you go thru and what do you pay if you don't mind me asking. Thanks!
Almost impossible to respond due to factors such as age, driving record, rating for your specific community, etc. Foremost seems to have great rates for Spyders because they actually seem to understand what they are. Many companies have no clue as to what a Spyder is and how to rate it.
Actually $800-900 seems like a great price.
Penny and Rick have owned many motorcycles starting in 1974 with Hondas, then to Suzukis, Gold Wings and ultimately Spyders.
74 Honda 360T (pair); 78 Suzuki GS 1000 (pair); 82 Honda Aspencade; 84 Honda 400; 87 Yamaha 1100; 99 Honda Valkyrie; 01 Suzuki Burgman(triked); 02 Honda GL 1800(triked); 10 Spyder RTSE; 11 Spyder RTSM; 12 Spyder RTSL (pair); 20 Spyder RTL (current)
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Very Active Member
A GREAT PRICE ????????
Originally Posted by Double Trouble
Almost impossible to respond due to factors such as age, driving record, rating for your specific community, etc. Foremost seems to have great rates for Spyders because they actually seem to understand what they are. Many companies have no clue as to what a Spyder is and how to rate it.
Actually $800-900 seems like a great price.
YO DOUBLE TROUBLE read the post before yours ...........................Mike ..............Maybe you want to revise yours
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I use Markel.
$400/yr for my 2012 SE.
They were the cheapest. I live in RI
2012 RS SE5
Mods:
Oxford Hot Grips
Bad Boy Air Horn
Two Brothers Exhaust
K&N air filter
LED mud flap lights
Tips Kit
Brake Light Modulator
IPS Key Cover
Up/out mirror Extensions
RSS stitched seat cover
Cal Sci touring windshield
5 spoke wheel upgrade
Ram mount Iphone cradle
LED turn signal indicators
Frunk Liner
BRP 12 Volt Outlet
Third brake light
Double Play tail light
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I use Geico, I pay about 400plus a year. Keep in mind there are several factors that will affect your rate.
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I am 25yrs old going through progressive and pay $530/yr. Progressive (for me) was the cheapest by far after checking many options
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Nationwide 2013 RT-S $550 per year
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Originally Posted by Topshotta
I use Geico, I pay about 400plus a year. Keep in mind there are several factors that will affect your rate.
Same for me, I switched from Foremost as I was paying almost $800 a year with them.
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Like others have said....A lot of things factor into your rate!
That being said, I purchased mine thru my local multi-line agent and they placed me with Grange, $252 per year. Full coverage w/ $500 deductible. Being older DOES have a few perks!!!
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I mentioned this a few times on other insurance posts, But it pays to mention it again;
There are a lot of Yahoos out there driving without insurance or minimal insurance.
Which ever insurance company you go with make sure you have UN-insured/Under-insured coverage,
And not just the minimum..
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Well..!!
You know the variables but we use State Farms but we have the house and three cars so they give us a great rate... Good luck and above all welcome to both the roadster world and this site....
2012 RS sm5 , 998cc V-Twin 106hp DIY brake and park brake Classic Black
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Very Active Member
Penny and Rick have owned many motorcycles starting in 1974 with Hondas, then to Suzukis, Gold Wings and ultimately Spyders.
74 Honda 360T (pair); 78 Suzuki GS 1000 (pair); 82 Honda Aspencade; 84 Honda 400; 87 Yamaha 1100; 99 Honda Valkyrie; 01 Suzuki Burgman(triked); 02 Honda GL 1800(triked); 10 Spyder RTSE; 11 Spyder RTSM; 12 Spyder RTSL (pair); 20 Spyder RTL (current)
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Very Active Member
Last edited by BLUEKNIGHT911; 08-19-2013 at 07:23 AM.
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Very Active Member
As mentioned by others, rates will vary because of many factors. I use State Farm for my home, car, and both 's. Each is about $55 per month for full coverage.
Currently Owned: 2019 F3 Limited, 2020 F3 Limited: SOLD BOTH LIMITEDS in October of 2023.
Previously : 2008 GS-SM5 (silver), 2009 RS-SE5 (red), 2010 RT-S Premier Editon #474 (black) 2011 RT A&C SE5 (magnesium) 2014 RTS-SE6 (yellow)
MY FINAL TALLY: 7 Spyders, 15 years, 205,500 miles
IT HAS BEEN A LONG, WONDERFUL, AND FUN RIDE.
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I'm in Alabama and have coverage with progressive and I'm paying just over $500 per year. But I also have a low deductible and probably more coverage than I really need.
Last edited by KEBIE; 08-19-2013 at 07:14 AM.
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American Modern Home Insurance Company...
100/300/100 Liability
Passenger PIP
100/300 sUIM coverage
Comp and Collision with 500 Deductibles...
and $8,000 worth of accessories coverage... ($3,000 was standard...)
$399.00 for this year's renewal
And I've got an at-fault accident on my record...
2010 RT A&C
But none of this means anything until you start comparing rates with other folks who live out by you, have the same bike, are the same age and marital status, and have the same driving record..
Then there can be discounts for home ownership and renewals...
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Very Active Member
I pay $18/month with State Farm in NYS. I'd have to look at my policy to see what all coverage I have. I know that with motorcycles with State Farm you have to have it for full years, not 6 months for example.
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Around $900.00 because I live in MA.
But I have to bring the brochure in for the ins- person because they could not bring the VIN # up so I have to show them a picutre of it. The brochure is in there file for records.
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State Farm - less than $400/yr
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FARMERS AND AAA
Originally Posted by Guesswho
Hi all, new ryder here...hopefully my 2013 RS SE 5 will be delivered Tuesday! So i'm looking on how to get this insured...all the quotes I'm getting seem outrageous! 8-900$+ for a year! Who do you go thru and what do you pay if you don't mind me asking. Thanks!
First of all, welcome to the small group of Montana Spyder ryders. I'm in Stevensville, and have a Spyder buddy in Lolo, but that's about it for West Central Montana. Maybe one more (white) Spyder in this immediate area. I bought mine from JESCO Marine in Kalispell, and he bought his from Taylor Bros. in Great Falls. He and I are meeting up with a Spyder couple from Kalispell, and two more Spyder types from the Northern Idaho Panhandle this coming weekend, to ride Going To The Sun Road, in Glacier Park. I'm insured with Farmers and AAA Premier Road Service (they will provide a flatbed for a Spyder). Welcome, again, to the Spyder roads of Montana! CapNCrunch : =)
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Welcome aboard..Im with geico and i pay 65 a month. plus i have 2 cars with them..that was the cheapest i found plus i live in brookly wich doesnt help.
2012 rss se5
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Progressive with highish limits.... under $400 a year if I reall...with 2 main riders. No discounts...other than MC endorsement and safety course.
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INSURANCE
USAA covers both the 2011 Harley Ultra Glide Limited and the 2012 Spyder Limited for $600 a year, but it is combined with our house and auto policy so we gets some sort of discounts.
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