What should I offer for this 2009 RS

[CentralCoastCA]

Just for conversation sake, how do I go about buying from a private party if I want my bank to finance? I've always purchased through a dealer.

Credit Unions are the best option. Logistics (i think that was Boeing....), Star Harbor Credit Union, etc. Anyway, credit unions are easy to join and will finance if your credit is good. I believe they will even loan on used vehicles.

[GREY.HOUND]

yeah, I am part of a credit union. I suppose I should call them this week and ask how it works; but any tips from others about the process would help. Do I tell the credit union I'm buying from a private party, then get a check for the agreed amount? What about the paperwork?

[CentralCoastCA]

yeah, I am part of a credit union. I suppose I should call them this week and ask how it works; but any tips from others about the process would help. Do I tell the credit union I'm buying from a private party, then get a check for the agreed amount? What about the paperwork?

That's up to your credit union on how they handle it. Give them a call and tell them you're looking at either private party or dealership, see what they say.

I just bought an RT in May and the credit union paperwork was fairly easy but it was through a dealership. BTW, the interest rates beat the heck out of the bank.

I'm in Santa Barbara County, where are you?

[SpyderAnn01]

I used the same credit union as CentralCoastCA (Barbara) and the rate was awesome. Just give yourself plenty of time to get all of the paperwork done as they aren't using the most up to date systems for processing loans. (Star Harbor Federal Credit Union)

[napper39]

heres this off ebay now. 2013 new rss se5 14849 look it up on ebay.

[ARtraveler]

Just for conversation sake, how do I go about buying from a private party if I want my bank to finance? I've always purchased through a dealer.

Pre-arrange with the bank for financing. Tell them you are buying from the private party. They will arrange the final signing with both you and the seller. They collect the title, the seller gets the check, and you get the . You will be assured you are getting a clean title this way.

[Spyder4Tess]

Pre-arrange with the bank for financing. Tell them you are buying from the private party. They will arrange the final signing with both you and the seller. They collect the title, the seller gets the check, and you get the . You will be assured you are getting a clean title this way.

This approach is the best as long as the two financial institutions work together.

The buyer giving the cash to the seller and waiting for the title and hoping the seller does his work can make you nervous.
I did this and had to wait 5 weeks.

[JerryB]

Hi GREY'

Re: I want my bank to finance? I've always purchased through a dealer.

I would recommend that you to talk to your banker. He should be able to tell you how to go about it.

Fairly simple IMO,

Jerry Baumchen

[Nils888]

Nils, I saw a white RT with a group of motorcycles at the bottom of Cuesta Grade on Southbound Hwy 101, was that you? We were northbound......

We only went as far north as Atascadero then hit Hwy 46 over to Hwy 1- 98 degrees on 101, 68 degrees on Hwy 1, but still a great ride.

We where not on our Spyders.
We got of the freeway at the 46. You guys where just going under the freeway heading toward the beach. We are leaving for Durango in the morning.

[shoes8]

Just for conversation sake, how do I go about buying from a private party if I want my bank to finance? I've always purchased through a dealer.

I did this a couple of times. One bank that I worked with was perfectly fine with securing a loan through them with a private party. The seller and I both went to my bank to sign documents and exchange key/check (convenient because we were only two and half hours apart). This was four years ago.

Then, I wanted to do it again last year. I couldn't get my bank to do it. They said that I had to go through a dealer to purchase. I contacted the local dealer and offered to pay them a fee to provide this service. The first dealer said fine, we will charge you $1500 to do it. They were going to purchase the bike from the seller, complete a dealer service and then sell me the bike. Seller was ticked and wouldn't help pay any of it so I moved on...(seller actually sold seven months later for $2200 less than I was giving them and I only wanted them to pay half of dealer fee). I did talk to my two local dealers here in Ohio and they said they would do that for a fee of $350...of course this was docs only, no dealer purchase, service and then resell. They called it more of a consignment and that was a fee they would charge to process paperwork.

Hope this information helps.

[shoes8]

Local dealer has a 2009 RS SE-5 with just under 20,000 miles. Their asking price is just under $14k. I will probably test ride it this week, they offered. It looks to be in good overall shape and they have been a Spyder dealer for years, maybe since the spyder's inception.
Thanks,
Sean

I know you are in Cali but my brother-in-law has a 2009 Red SE5 with less than 5000 miles on it asking price $10,000 OBO. It is all stock except for a $1000 stereo system...

So, I am sure you can do much better or you could ship his out to you. I shipped one from Florida to Ohio for $450.

[GREY.HOUND]

Thanks for all the replies, I should call my credit union tomorrow. "

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[GREY.HOUND]

Well, called my credit union. Simple process: bring the seller in and they take care of all the paperwork including DMV. No out of state transactions; private or dealer.

[joet82]

The warrenty does depend on when it was initially bought. mine just ran out this month on my 09 as I bought it in june 2010.