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Active Member
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Very Active Member
If you are a new driver then Intact is your best bet. That is who my wife is with for her F3. If you have more than 8 years of driving experience then give Dalton Timmis a call. They have a company that insures more seasoned riders for a lot cheaper. By the way, call Dalton Timmis anyways, they will find you the cheapest insurance for everything. They did for us. We saved about $600 when we got quotes for the cars, home and bikes. Talk to Mark Hedley.
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Very Active Member
Yep, $139 a month seems a bit high. Mine is $47 for the 2014 RT-S.
Best advice is to shop around and see what is available. My carrier insures my home, my car, and both --so I am subject to some discounts.
Lots of factors involved in pricing--so its going to be between you and the insurance carrier you choose.
Currently Owned: 2019 F3 Limited, 2020 F3 Limited: SOLD BOTH LIMITEDS in October of 2023.
Previously : 2008 GS-SM5 (silver), 2009 RS-SE5 (red), 2010 RT-S Premier Editon #474 (black) 2011 RT A&C SE5 (magnesium) 2014 RTS-SE6 (yellow)
MY FINAL TALLY: 7 Spyders, 15 years, 205,500 miles
IT HAS BEEN A LONG, WONDERFUL, AND FUN RIDE.
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I have had a motorcycle license since 1963 but have not ridden in the last 30 years, My insurance for a 2015 RT Limited is $998.00 with Certas, former State Farm. My Deductable and Comp are $500.00 each. I'd give them a try!!!
Terry
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Wow , did they offer some lubricant when they stuck it to you ? Perhaps age, driving record, accidents may be a factor ? If not keep looking for another broker. Perhaps consider combined insurance. When I got my spyder the only insurance company that would insure them was 300 miles away. Now my insurance company recognize's them and my rate dropped in half. Pay's to shop around. Insurance in ontario and BC has been a cash grab by the Government for years. good luck.
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Check your credit rating......it has a lot to do with insurance costs.
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Active Member
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Know the feeling
I had both bikes insured through Primmum for years. Very good "mature rider" coverage. TD Insurance bought them out. Got my renewal from TD in December for close to $ 2,400.
Called and asked why? Seems TD doesn't want the motorcycle trade. Transferred over to Intac and saved $ 900.
Good luck on your search. I firmly believe we Ontario riders are being gouged big time.
2013 ST-S
2002 BMW R1150RT
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Very Active Member
I use Blue Circle Insurance. http://gobluecircle.com/
I was a new rider 3 years ago and the first year was $600, I'm now at $550.
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Active Member
Originally Posted by Holub
I was given a quote of $1,500 from TD Insurance last spring. Went to Intact and it was just over $800. This is for a 2015 RT-S with Full insurance including collision and vehicle replacement.
And this is including an accident in 2014 where I wrote off a new 2014 Triumph Trophy SE.
Norm
...Not All Who Wander Are Lost" - Bilbo Baggins
2015 RT-S SE6 Special Series
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Insurance
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Registered Users
$876 full coverage with riders plus
2011 RTS SE5, Seal floorboards, Bajaron sway bar & links, Nuvi GPS
2008 GS BRP backrest/sportrack, touring windshield, foglights, trunk liner, (Sold)
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