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  1. #1
    Active Member ViperWolf's Avatar
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    Default How's the insurance rates coming in for the new F3 owners

    Curious as to how the insurance premiums are for the early F3 owners?

    Thanks

    ViperWolf (work ryde & play ryde)
    2014 ST-S SE5 Cognac

  2. #2
    Active Member Jharpo's Avatar
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    Cool Up a Little

    My insurance premium increased with my F3S by $47 a year over my 2013 ST Limited. I can live with that.

  3. #3
    Very Active Member BLUEKNIGHT911's Avatar
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    Default WELLLLLLLLLLLLLLLLLLLLLLLL!!!

    Quote Originally Posted by Jharpo View Post
    My insurance premium increased with my F3S by $47 a year over my 2013 ST Limited. I can live with that.
    Don't forget you are now insuring a 2015 vs. a 2013 ..........your 15 is probably worth more than the 13..................JMHO.....Mike

  4. #4
    Registered Users Tom in NM's Avatar
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    Default Effectily the same . . .

    . . . $15.00 increase from my 2013 ST-S purchased 12/31/2013.

    Tom
    2008 GS SE5 -> 2013 STS SE5 -> 2015 F3-S SE6 . . . Still riding & smiling.

  5. #5
    Very Active Member vondalyn's Avatar
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    Default

    I changed my coverage to include full replacement (pays MSRP on the F3 rather than the depreciated value), and my annual payment is something like $565 for the F3 and my husband's Vstar.
    2015 F3 , Pearl White

  6. #6
    Active Member Retired 2012's Avatar
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    Default

    My rate only went up $3.06 a month over the cost of my 2012 V-Star 1300 which I had bought as new 9 months ago.
    So for it costing twice as much and being a 2015, I think it's a good deal. USAA insurance has been pretty good to me over the last 25 years,
    but of course I haven't had any major claims......Knock on Wood, lets hope it stays that way.
    2015 F3-S Pearl White SM6 with a 7 Jurock custom windshield, Smooth-Spyder backrest, Shad saddle bags, RT sway bar, Elka stage 2 shocks in front and stage 2 with hyd. adjuster in the rear. Lamonster's LED fog lights, TricLed headlights, TricLed Safety LED package.
    2015 F3S , Black & White

  7. #7
    Registered Users
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    Default F-3S added to policy

    I kept my 2011 Suzuki 650 Burgman & added the 2015 Spyder F-3 =+ $330 per year with Geico -not too bad for S. Ca!

  8. #8
    Very Active Member one2doo's Avatar
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    Default

    248.00 a year with Foremost and 1000.00 deductable.

  9. #9
    Registered Users Genet's Avatar
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    Default Ins rates

    I'm here in central Florida,I insured my F3 and the net effect was 46.00 per year over the 2013 STS I traded in.
    hope this helps
    Gene T

  10. #10
    Very Active Member ARtraveler's Avatar
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    Default

    It is starting to look like the insurance companies are getting the brand figured out. The quotes seem to be pretty close now, compared to being all over the board.

    No F3 here.

    When I bought the 2014 RT last year, my insurance went up $72 from what I was paying on the 2011 RT. Both carry full coverage-even though paid for.

    Currently Owned: 2019 F3 Limited, 2020 F3 Limited: SOLD BOTH LIMITEDS in October of 2023.

    Previously : 2008 GS-SM5 (silver), 2009 RS-SE5 (red), 2010 RT-S Premier Editon #474 (black) 2011 RT A&C SE5 (magnesium) 2014 RTS-SE6 (yellow)

    MY FINAL TALLY: 7 Spyders, 15 years, 205,500 miles

    IT HAS BEEN A LONG, WONDERFUL, AND FUN RIDE.
    2020 F3L , Magma Red

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