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  1. #1
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    Default North East Tn Motorcycle Insurance

    Renewal time and my insurance for my 2014 RT Limited is over $1,000 with progressive. Seems very high. What are other peoples experience with a 2014 RT Limited.

    I have no tickets but I did hit an animal with my Goldwing last year and put in a claim for about $2400. I called progressive today and they said that the accident only increased my insurance by $16/year on this bike.

    All my insurance is through Progressive now but motorcycle insurance would not have any impact if I switched this policy.

    I have until September 20th.

    Thanks,

  2. #2
    Active Member MidTNDawg's Avatar
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    Default Your simplest solution is to

    Quote Originally Posted by manttila View Post
    Renewal time and my insurance for my 2014 RT Limited is over $1,000 with progressive. Seems very high. What are other peoples experience with a 2014 RT Limited.

    I have no tickets but I did hit an animal with my Goldwing last year and put in a claim for about $2400. I called progressive today and they said that the accident only increased my insurance by $16/year on this bike.

    All my insurance is through Progressive now but motorcycle insurance would not have any impact if I switched this policy.

    I have until September 20th.

    Thanks,
    call for quotes from other ins. companies. Call several companies / agents. Be forthcoming about your record and that you are shopping rates.
    Doug Barnes
    James 4:17

    all on two wheels. More on four or more. Guess I may need to start multi-coloring for three wheels.

  3. #3
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    Default Ours is a little less

    We have good coverage and a loan which dictates some of the policy.

  4. #4
    RodMyers
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    I had progressive (through USAA), and they were very high.

    I settled on TN Farm Bureau, but your mileage may vary

  5. #5
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    Find yourself an Independent Agent, who RIDES! He'll know where to look!
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black

  6. #6
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    I had Progressive ins. for one spyder and had to go with $1000. deductible. Now have 2 spyders and depending on your age we have AARP/Foremost ins. with 250.00 deductible. And paying about $300.00 less than what you're paying for one. You can also check with Geicko they are pretty reasonable also.

  7. #7
    Active Member klinton's Avatar
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    Default Insurance

    Try American Modern they did me real good. Clean driving record no claims about $375 a year

  8. #8
    Very Active Member bullant12's Avatar
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    Weird. I have both my RT and RS thru Progressive (via USAA) and I pay $780 a year. That includes trailer, accessories and roadside assistance.
    May all your encounters with the law begin with the words: "nice trike!".[/B]
    2015 Can-Am Spyder F3-S SM-6 Can-am Red/Black SM-6 with 2010 Black RT-622 trailer (hitch in the works).

    Previously owned:
    2010 Can-Am Spyder RT SM-5
    2011 Can-Am Spyder RS-S SM-5
    2013 Can-Am Spyder RT-S SM-5

  9. #9
    Very Active Member ARtraveler's Avatar
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    State Farm here. I get full coverage on my 2014 RTS for $57.00 per month. The price is $42.00 per month on my 2011 RT for the same full coverage.

    Rates are going to vary--but this is what I pay. They also insure my car and home.

    Currently Owned: 2019 F3 Limited, 2020 F3 Limited: SOLD BOTH LIMITEDS in October of 2023.

    Previously : 2008 GS-SM5 (silver), 2009 RS-SE5 (red), 2010 RT-S Premier Editon #474 (black) 2011 RT A&C SE5 (magnesium) 2014 RTS-SE6 (yellow)

    MY FINAL TALLY: 7 Spyders, 15 years, 205,500 miles

    IT HAS BEEN A LONG, WONDERFUL, AND FUN RIDE.
    2020 F3L , Magma Red

  10. #10
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    I use American Modern as well...
    Their handling of claims is about as good as I've ever seen...
    (Don't ask me how I know that! )
    Last edited by Bob Denman; 09-08-2014 at 06:07 PM.
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black

  11. #11
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    Quote Originally Posted by manttila View Post
    Renewal time and my insurance for my 2014 RT Limited is over $1,000 with progressive. Seems very high. What are other peoples experience with a 2014 RT Limited.

    I have no tickets but I did hit an animal with my Goldwing last year and put in a claim for about $2400. I called progressive today and they said that the accident only increased my insurance by $16/year on this bike.

    All my insurance is through Progressive now but motorcycle insurance would not have any impact if I switched this policy.

    I have until September 20th.

    Thanks,
    I like Flo but otherwise I have heard nothing good about Progressive and that includes the founder/owner/CEO. As to insurance in Tennessee - I have Farm Bureau and my premiums are about $500 a year full coverage, $100 deductible. I have a 2012 RT.

  12. #12
    Active Member maliamd's Avatar
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    Default

    Geico around $400.00/year.

  13. #13
    Active Member PaSpyderRyder's Avatar
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    Default Progressive Insurance

    Quote Originally Posted by manttila View Post
    Renewal time and my insurance for my 2014 RT Limited is over $1,000 with progressive. Seems very high. What are other peoples experience with a 2014 RT Limited.

    I have no tickets but I did hit an animal with my Goldwing last year and put in a claim for about $2400. I called progressive today and they said that the accident only increased my insurance by $16/year on this bike.

    All my insurance is through Progressive now but motorcycle insurance would not have any impact if I switched this policy.

    I have until September 20th.

    Thanks,

    That is why Progressive lost me as a customer, when I got my 14 they told me the would be 4 more, after it sunk in I said you mean 400 more than what I already paid, when they said yes your insurance is over $1,000 I told them that they were crazy and I would be canceling my insurance with them the next day, I ended up going with Rider Insurance and got it at the price i was paying for my 2011 RT with Progressive.

    No love lost between me and Progressive

    Bob

  14. #14
    Very Active Member Deanna777's Avatar
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    Default

    Quote Originally Posted by maliamd View Post
    Geico around $400.00/year.
    Hi: Sent pm. Deanna




    Current Spyder - 2023 F3 LTD Special Mineral Blue

    Red LED NANO Saddlebag Marker Lights with Full Illumination
    Sequential Fender LED'S (Amber/Red) with Safety Reflector
    Dual Power Plate (12 V & USB ports)
    Gremlin Bell
    Rear Trunk Organizer (4 holders, 2 Elastic Holders)
    Lamonster "Top Cuff" with adjustable drink Holder
    SpyderPops Missing Guard Belt
    Console Accent Trim (Carbon Fiber Domed Black)
    Ultimate F3 Floorboards
    Front Fairing Service Access Door Covers (Carbon Fiber Doomed Black)
    Sway Bar with Links
    Rolo Laser Alignment
    Half Cover
    A-Arm Daytime Dual Color LED Running Lights with Blinker Module
    Hi-Viz DRL and Sequential Mirrors lights


    Former Spyder - 2014 RTS SE6 Cognac SOLD
    2023 F3 LTD Special Series , N/A N/A Mineral Blue

  15. #15
    Very Active Member SPYD3R's Avatar
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    Default $434

    ALL STATE $434 per yr. here in SoCar....

    i jumped from Liberty Mutual (after 40 yrs.) to ALL STATE, and saved over $1200 per yr. on 4 cars and the SPYD3R.... think about jumping to another company...
    Last edited by SPYD3R; 09-08-2014 at 07:31 PM.

  16. #16
    Very Active Member Deanna777's Avatar
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    Default

    Geico $810.00 for a year, and full coverage+ Towing and Labor costs MSF Coarse, Dual Policy( I also have car insurance with Geico) Anti-Theft Device, Transfer or Renewal. An excellent driving record, ZERO accidents. Deanna777




    Current Spyder - 2023 F3 LTD Special Mineral Blue

    Red LED NANO Saddlebag Marker Lights with Full Illumination
    Sequential Fender LED'S (Amber/Red) with Safety Reflector
    Dual Power Plate (12 V & USB ports)
    Gremlin Bell
    Rear Trunk Organizer (4 holders, 2 Elastic Holders)
    Lamonster "Top Cuff" with adjustable drink Holder
    SpyderPops Missing Guard Belt
    Console Accent Trim (Carbon Fiber Domed Black)
    Ultimate F3 Floorboards
    Front Fairing Service Access Door Covers (Carbon Fiber Doomed Black)
    Sway Bar with Links
    Rolo Laser Alignment
    Half Cover
    A-Arm Daytime Dual Color LED Running Lights with Blinker Module
    Hi-Viz DRL and Sequential Mirrors lights


    Former Spyder - 2014 RTS SE6 Cognac SOLD
    2023 F3 LTD Special Series , N/A N/A Mineral Blue

  17. #17
    Very Active Member IdahoMtnSpyder's Avatar
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    Default

    Geico here in Idaho. Just got my renewal notice today! $248 for the next year for my Spyder and 2007 Honda Foreman ATV. MSF, mature rider, and renewal discounts were worth about $27 each. Surprisingly, anti-theft only gives a $1 credit!

    2014 Copper RTS

    Tri-Axis bars, CB, BajaRon sway bar & shock adjusters, SpyderPop's Bumpskid, NBV peg brackets, LED headlights and modulator, Wolo trumpet air horns, trailer hitch, custom trailer harness, high mount turn signals, Custom Dynamics brake light, LED turn signal lights on mirrors, LED strip light for a dash light, garage door opener, LED lights in frunk, trunk, and saddlebags, RAM mounts and cradles for tablet (for GPS) and phone (for music), and Smooth Spyder belt tensioner.
    2014 RTS , Copper! (officially Cognac)

  18. #18
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    Default thanks

    Thanks for all the comments. For TN I am finding that Farm Bureau seems like the best options. Got a quote for all INS and saving a lot of money.

    Goodbye Progressive!

  19. #19
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    Quote Originally Posted by manttila View Post
    Thanks for all the comments. For TN I am finding that Farm Bureau seems like the best options. Got a quote for all INS and saving a lot of money.

    Goodbye Progressive!
    Good choice. BTW their quarterly magazine is a winner. I read it from cover to cover. Pure Americana.

  20. #20
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    Default Switched Today

    Today I switched to Farm Bureau. Basically I insured both motorcycles and 2 cars for the same price as Progressive just for the motorcycles.

    Thanks for everyones help.

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