Who do you go thru for insurance?

[Guesswho]

Hi all, new ryder here...hopefully my 2013 RS SE 5 will be delivered Tuesday! So i'm looking on how to get this insured...all the quotes I'm getting seem outrageous! 8-900$+ for a year! Who do you go thru and what do you pay if you don't mind me asking. Thanks!

[BLUEKNIGHT911]

I know it makes a difference where you live.....But ( in Vermont ) I have two Spyders 08 + 11 and just renewed full coverage 100/300/50...$1000 detuct collision , with towing and $3000 coverage on FARKELS....Total for..... " BOTH ".... for 1 year $395............That's with FORE-MOST.........Mike

[Pennyrick]

Hi all, new ryder here...hopefully my 2013 RS SE 5 will be delivered Tuesday! So i'm looking on how to get this insured...all the quotes I'm getting seem outrageous! 8-900$+ for a year! Who do you go thru and what do you pay if you don't mind me asking. Thanks!

Almost impossible to respond due to factors such as age, driving record, rating for your specific community, etc. Foremost seems to have great rates for Spyders because they actually seem to understand what they are. Many companies have no clue as to what a Spyder is and how to rate it.

Actually $800-900 seems like a great price.

[BLUEKNIGHT911]

Almost impossible to respond due to factors such as age, driving record, rating for your specific community, etc. Foremost seems to have great rates for Spyders because they actually seem to understand what they are. Many companies have no clue as to what a Spyder is and how to rate it.

Actually $800-900 seems like a great price.

YO DOUBLE TROUBLE read the post before yours ...........................Mike ..............Maybe you want to revise yours

[Spyder ri]

I use Markel.
$400/yr for my 2012 SE.
They were the cheapest. I live in RI



2012 RS SE5
Mods:

Oxford Hot Grips
Bad Boy Air Horn
Two Brothers Exhaust
K&N air filter
LED mud flap lights
Tips Kit
Brake Light Modulator
IPS Key Cover
Up/out mirror Extensions
RSS stitched seat cover
Cal Sci touring windshield
5 spoke wheel upgrade
Ram mount Iphone cradle
LED turn signal indicators
Frunk Liner
BRP 12 Volt Outlet
Third brake light
Double Play tail light

[Topshotta]

I use Geico, I pay about 400plus a year. Keep in mind there are several factors that will affect your rate.

[5PYD3R]

I am 25yrs old going through progressive and pay $530/yr. Progressive (for me) was the cheapest by far after checking many options

[Bogeyjoe]

Nationwide 2013 RT-S $550 per year

[ABQAndy]

I use Geico, I pay about 400plus a year. Keep in mind there are several factors that will affect your rate.

Same for me, I switched from Foremost as I was paying almost $800 a year with them.

[stallion143]

Like others have said....A lot of things factor into your rate!

That being said, I purchased mine thru my local multi-line agent and they placed me with Grange, $252 per year. Full coverage w/ $500 deductible. Being older DOES have a few perks!!!

[boborgera]

I mentioned this a few times on other insurance posts, But it pays to mention it again;
There are a lot of Yahoos out there driving without insurance or minimal insurance.
Which ever insurance company you go with make sure you have UN-insured/Under-insured coverage,
And not just the minimum..

[Chupaca]

You know the variables but we use State Farms but we have the house and three cars so they give us a great rate... Good luck and above all welcome to both the roadster world and this site....

[Pennyrick]

YO DOUBLE TROUBLE read the post before yours ...........................Mike ..............Maybe you want to revise yours

That post wasn't up when I posted. I thought $800 was a great price compared to our premiums but realized our cost is for two Spyders so our individual cost works out to about $380 per Spyder.

Sorry.

[BLUEKNIGHT911]

That post wasn't up when I posted. I thought $800 was a great price compared to our premiums but realized our cost is for two Spyders so our individual cost works out to about $380 per Spyder.

Sorry.

Me too, I didn't see the time of your post ....we were probably typing at the same time.........and my cost is ...$ 197.50 per Spyder...PER YEAR

[ARtraveler]

As mentioned by others, rates will vary because of many factors. I use State Farm for my home, car, and both 's. Each is about $55 per month for full coverage.

[KEBIE]

I'm in Alabama and have coverage with progressive and I'm paying just over $500 per year. But I also have a low deductible and probably more coverage than I really need.

[CyncySpyder]

Call our man & allow him to give you a quote I think you'll be happy you did
I believe he lives in AZ but he covers many different motorcycle insurance companies nation wide
Marc Fisher
1(480) 778-2078

Back in 2010 when we got our first Spyder, we were suggested giving Marc a call from someone here on SpyderLovers, and like others have stated, we're all going to be a little different, but Marc was able to beat my best price by almost half. We've been with Marc for over 3 years now, and each year our price has gotten a little better and we're now paying a little over $400/year for Full Coverage in KY & I'm 42yo Hope this Helps

[Bob Denman]

American Modern Home Insurance Company...
100/300/100 Liability
Passenger PIP
100/300 sUIM coverage
Comp and Collision with 500 Deductibles...
and $8,000 worth of accessories coverage... ($3,000 was standard...)
$399.00 for this year's renewal
And I've got an at-fault accident on my record...

2010 RT A&C
But none of this means anything until you start comparing rates with other folks who live out by you, have the same bike, are the same age and marital status, and have the same driving record..
Then there can be discounts for home ownership and renewals...

[wyliec]

I pay $18/month with State Farm in NYS. I'd have to look at my policy to see what all coverage I have. I know that with motorcycles with State Farm you have to have it for full years, not 6 months for example.

[fyrertuck]

Around $900.00 because I live in MA.

But I have to bring the brochure in for the ins- person because they could not bring the VIN # up so I have to show them a picutre of it. The brochure is in there file for records.

[bigflax925]

State Farm - less than $400/yr

[CapNCrunch]

Hi all, new ryder here...hopefully my 2013 RS SE 5 will be delivered Tuesday! So i'm looking on how to get this insured...all the quotes I'm getting seem outrageous! 8-900$+ for a year! Who do you go thru and what do you pay if you don't mind me asking. Thanks!

First of all, welcome to the small group of Montana Spyder ryders. I'm in Stevensville, and have a Spyder buddy in Lolo, but that's about it for West Central Montana. Maybe one more (white) Spyder in this immediate area. I bought mine from JESCO Marine in Kalispell, and he bought his from Taylor Bros. in Great Falls. He and I are meeting up with a Spyder couple from Kalispell, and two more Spyder types from the Northern Idaho Panhandle this coming weekend, to ride Going To The Sun Road, in Glacier Park. I'm insured with Farmers and AAA Premier Road Service (they will provide a flatbed for a Spyder). Welcome, again, to the Spyder roads of Montana! CapNCrunch : =)

[ScarMace]

Welcome aboard..Im with geico and i pay 65 a month. plus i have 2 cars with them..that was the cheapest i found plus i live in brookly wich doesnt help.



2012 rss se5

[jwulf74]

Progressive with highish limits.... under $400 a year if I reall...with 2 main riders. No discounts...other than MC endorsement and safety course.

[Mrs Gruff]

USAA covers both the 2011 Harley Ultra Glide Limited and the 2012 Spyder Limited for $600 a year, but it is combined with our house and auto policy so we gets some sort of discounts.