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  1. #1
    Registered Users Spacetrucker's Avatar
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    Default What is the best ins company for spyders?

    Looking for the best ins for the Spyder .let me know. Thanks

  2. #2
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    Look to the Companies that actually specialize in insurance PowerSports equipment...
    Next: Check with your State's insurance Department to see which ones are racking up fewer complaints...
    Then... start calling and getting rates!
    Happy Hunting!
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black

  3. #3
    Very Active Member Chupaca's Avatar
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    Default Have to agree..!!

    You just heard from the man that knows..!!
    Gene and Ilana De Laney
    Mt. Helix, California

    ​2012 RS sm5
    2012 RS sm5 , 998cc V-Twin 106hp DIY brake and park brake Classic Black

  4. #4
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    Foremost seems to be the best for me,,,,,,,,,,,,been with them over 10 years with 3 different motorcycles

  5. #5
    Active Member muleman1's Avatar
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    We went through AARP which happens to be Foremost. My wife and I are very novice riders (still riding on permits), and AARP/Foremost beat Progressive (even though I have boat insurance with them) and two other companies.
    "....never joke with mules or cooks...they have no sense of humor."

  6. #6
    SpyderLovers Sponsor Motorcycledave's Avatar
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    Default The one that pays claims

    The best ins. company is......the one that will pay your claim
    with out giving you a bad time, or canceling your ins. or raising
    your premiums, one that has a real agent you can talk to in person.

  7. #7
    SpyderLovers Sponsor Motorcycledave's Avatar
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    Default The one that pays claims

    The best ins. company is......the one that will pay your claim
    with out giving you a bad time, or canceling your ins. or raising
    your premiums, one that has a real agent you can talk to in person.

  8. #8
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    Default

    (Since it got double-posted posted...)
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black

  9. #9
    Very Active Member ARtraveler's Avatar
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    Quote Originally Posted by Motorcycledave View Post
    The best ins. company is......the one that will pay your claim
    with out giving you a bad time, or canceling your ins. or raising
    your premiums, one that has a real agent you can talk to in person.
    This is also my outlook on insurance. I like a real agent that knows who I am and I can talk to when needed. Rates are the result of your personal history with accidents, etc. and IMO: only one of the factors involved in the whole insurance process.

    I have had the same company since 1965 and they have insured my cars, motorcycles, and my homes. They have always come through when needed and I have never felt hassled or cheated. I have moved all over the country, the agents have changed, but the company has not. State Farm

    Currently Owned: 2019 F3 Limited, 2020 F3 Limited: SOLD BOTH LIMITEDS in October of 2023.

    Previously : 2008 GS-SM5 (silver), 2009 RS-SE5 (red), 2010 RT-S Premier Editon #474 (black) 2011 RT A&C SE5 (magnesium) 2014 RTS-SE6 (yellow)

    MY FINAL TALLY: 7 Spyders, 15 years, 205,500 miles

    IT HAS BEEN A LONG, WONDERFUL, AND FUN RIDE.
    2020 F3L , Magma Red

  10. #10
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    Quote Originally Posted by akspyderman View Post
    This is also my outlook on insurance. I like a real agent that knows who I am and I can talk to when needed. Rates are the result of your personal history with accidents, etc. and IMO: only one of the factors involved in the whole insurance process.

    I have had the same company since 1965 and they have insured my cars, motorcycles, and my homes. They have always come through when needed and I have never felt hassled or cheated. I have moved all over the country, the agents have changed, but the company has not. State Farm
    I totally agree.

  11. #11
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    Foremost for me..I've had them for over 20 years with 2 wheelers and when they set the rate for the Spyder's 3 they had no statistics to go by...Initial rate was $760 for a year with a $250 deductible....Just got a renewal bill...$410 for a full year.

  12. #12
    Registered Users EllijaySpyder's Avatar
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    Our Insurance agent priced and checked service and Foremost was the winner.



    2013 RT-Limited Pearl White Chocolate Seat
    RT-622 Trailer
    Baker Air Wings
    Diamond R Arm Rests
    12 V power outlet in Frunk
    BRPTravel Cover
    Spyderpops Bump Skid, Belt Rock Guard
    Utopia Driver backrest
    RT Cup Holder/Accessory Mount
    ISCI tall flag Holder
    Custom Dynamics Run-Brake-Turn LED HMT Light
    Custom Dynamics GEN2c Brake Light Strobe/Flasher
    Tricled LED Flag Light, R/V Mirror Turn Signals

  13. #13
    MOgang Member GloryRyders's Avatar
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    with several of the above posts about Foremost..............also with the first post from Bob................he's the man that should know!


    Spyder: 2011 RT Limited w/ RT-622 trailer
    Mods: ESI Brightsides, RT Rear Brightsides, HMT Brake Light, Scuff Guards, Utopia Backrest, Chrome, and more Chrome, Pearl White Rear View Mirrors, Rear Fender, and Dashboard, Black Rear Wheel and Belt Assy, SpyderPops Heat Shields & Bump Skid, Elka Stage 1+ Shocks, 2012 SF Graphics, Silver Carbonfiber Dash, Corbin Arm Rests, Baker A.W., BRP Vented WindShield. BR's Sway Bar, Tricled White Halo Lights, BadBoy Air Horn, Spyder Legs Floor Boards

  14. #14
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    I use American Modern Home for mine...
    100/300/100 liability
    Comp & collision with $500 deductibles
    Accessory coverage bumped up to $8000
    The premium is under $500
    And I DO have an at-fault accident that they took care of quickly and with no problems!
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black

  15. #15
    Very Active Member AbNormy's Avatar
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    Default Re: What is the best ins company for spyders?

    Dairlyand Gold both 12 RT and 92R100r with Velorex $469 annual.

    From Deep in the Hart of Texas!
    2012 RT A&C bought new 42312 sold July 2018 56k miles currently driving a 2014 RTSE6 LTD bought October 2018 w 6800 miles nicely farkled
    2014 RT SE6 LTD , White

  16. #16
    Very Active Member ARCTIC's Avatar
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    I've got State Farm.
    250/500/100 liability
    $500 deductible

    Premium of $194.72
    2017 Chevrolet Camaro SS convertible. 2017 GMC Sierra cc diesel. 2017 Arctic cat RR 137 ES

  17. #17
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    Please bear in mind that premiums are NOT the soul consideration that should be reviewed when making a choice...
    (But it is undeniably important!)
    Do you have an agent to call, or will this be a 1-800-"good luck" deal?
    How do they handle claims?
    Do the claims folks in the office give you complete contact information, and do they return your calls in a reasonable time-frame?
    If you have an Agent; do they call you back with accurate answers to your questions?
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black

  18. #18
    Very Active Member ARCTIC's Avatar
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    Quote Originally Posted by Bob Denman View Post
    Please bear in mind that premiums are NOT the soul consideration ould be reviewed when making a choice...
    (But it is undeniably important!)
    Do you have an agent to call, or will this be a 1-800-"good luck" deal?
    How do they handle claims?
    Do the claims folks in the office give you complete contact information, and do they return your calls in a reasonable time-frame?
    If you have an Agent; do they call you back with accurate answers to your questions?
    I agree completely with Bob. I'm with my current insurance agent because I can email or call him and he lives right here in my community. Last claim I had, I took the estimate in and he sent me out the door with a check. Another HUGE benefit is the fact that my local body shop is a preferred repair facility so i'm able to get one quote and fix it right there
    2017 Chevrolet Camaro SS convertible. 2017 GMC Sierra cc diesel. 2017 Arctic cat RR 137 ES

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