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Thread: Insured

  1. #1
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    Default Insured

    So if the Spyder isn't call a cycle, what do insurance company's call it when purchasing insurance coverage??

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    Quote Originally Posted by michaels cycle View Post
    So if the Spyder isn't call a cycle, what do insurance company's call it when purchasing insurance coverage??
    motorcycle insurance in NY

    My insurance (21st century/AIG) when I started in Dec last year started at 457, 6 months later it dropped to 440. Now the december renewal they want almost 800! Must be they are rapeing people to get out of thier financial problems

    My agent shopped around and found it for 400! even lower than last time

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    Almost every insurance company should have it listed under motorcycles, and they will ask you if it is a trike. I still have trouble answering that question.

    Insurance prices are really interesting as well. Allstate wanted $940 for my 1st Spyder, and State Farm wanted $760. I went with State Farm, but then they cancelled my policy because I did not have an automobile insured with them. They sent me a refund and gave me 1 month to find new insurance. I ended up going with Progressive, and have both of the Spyders insured for $1200 per year.

  4. #4
    Very Active Member Sarge707's Avatar
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    Foremost for $482 here in CT.
    Remember your credit score, driving history, and age have a lot to do with the amount?

    2015 F3 sm6, Custom Dynamics fender lights.

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  5. #5
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    Default spyder insurance

    I PAY $ 1400.00 A YEAR PERFECT RECORD

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    I use progressive and only pay 31 a month. I think they have it listed as a roadster..

  7. #7
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    Quote Originally Posted by qstick7 View Post
    I PAY $ 1400.00 A YEAR PERFECT RECORD
    you need to get out there for some qoutes

  8. #8
    Doru the Destroyer-Spyder Photo Investigator
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    Quote Originally Posted by brutus450 View Post
    you need to get out there for some qoutes
    He's paying Can $.....

  9. #9
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    Quote Originally Posted by docdoru View Post
    He's paying Can $.....
    I know but exxhange rate now is almost equal to each other

  10. #10
    Very Active Member retread's Avatar
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    When you get insurance, make SURE they list it as a sport touring bike, NOT a sport bike--- unless you enjoy paying crotch rocket prices for insurance.

    john

  11. #11
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    I RECEIVED 10 QUOTES RANGED FROM 1400 TO 2300, MAYBE SOME CDN. RIDERS CAN HELP

  12. #12
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    A lot of companies did not even have the Spyder listed so they would not insure it. The best quote I could find was $1200 per year. C0-operators found that agent for me. I am a new licensed motorcycle driver this year as well.

  13. #13
    Active Member ozzie's Avatar
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    Marc saved me 750. per year. I was paying 1200.00 with progressive and now 450. with marc same coverage.

    Call Marc Fischer at:

    Fischer Specialty Insurance
    Marc B. Fischer
    Marc@Bikersins.com
    7373 N Scottsdale Rd. Ste C-100
    Scottsdale, AZ 85253
    tel: 877.537.2555
    fax: 480.889.0831
    09 Phanthom

  14. #14
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    Quote Originally Posted by spydrn View Post
    I use progressive and only pay 31 a month. I think they have it listed as a roadster..
    they listed mine as a sportbike at 900 a year

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    Esurance 100-300-50 on an 09 SE5 $321.00/yr. I am 66 no tickets but some collision damage on my motor home that totaled 6k. You might want to check with them.

  16. #16
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    I pay $1200 a year with state farm. I had motorcycle insurance with them since 1977 and no claims. What a rip off when you see how much the owners in the USA pay.

  17. #17
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    Default Progressive

    Progressive -- $594 per year in Northern VA

  18. #18
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    Default Insurance

    Foremost thru AARP in Florida.....

    $365.00/yr

  19. #19
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    Quote Originally Posted by copper View Post
    Foremost thru AARP in Florida.....

    $365.00/yr
    A buck a day for insurance, not bad.
    Do they adjust for leap year?

  20. #20
    Active Member sledhead's Avatar
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    $399 a year w/ Allstate.

  21. #21
    RT-S PE#0060 Gordy's Avatar
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    1666,00 no accidents tickets or claims rated on a 5 month period for rts

  22. #22
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    Quote Originally Posted by Gordy View Post
    1666,00 no accidents tickets or claims rated on a 5 month period for rts
    Same here, that's about $10 a day!!

  23. #23
    RT-S PE#0060 Gordy's Avatar
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    spyryder you asked my location before and I didnt get back to you its neepawa

  24. #24
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    We pay $340 for a GS , max liability and $500 deductable on collision in MN.
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  25. #25
    Very Active Member Sopher's Avatar
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    Commerce Insurance is the carrier I have now. $1117 with a $1000 deductable. The agent says its due to the COST of the RT-s. An that its in Massachusetts. If I went to a $500 ded, that's an additional $452 !! PLus I have only had my MC license 3 years. at 6yrs its supposed to drop.


    I am still thinking of Progressive, but I don't like the ratings they get for claims.
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