-
Registered Users
July 26, 2021
Now I have a 2021Sea to Sky and it is insured with Rider and costs me $666/year
Full coverage 100k,300k,50k with 500 deductible.
-
I pay $99 a year for a 2018 F3-S through Gieco........
-
Originally Posted by Yabbadabbadoo
The comparison between insurance rates is pretty meaningless unless you are also listing the liability limits you are paying for. $50,000 vs $500,000 you are going to be paying different rates.
Agree and to add to that the term “full coverage” is so vague it’s meaningless in terms of making any kind of comparison with some one else’s coverage/premium cost.
-
Active Member
-
Member
I seriously doubt that. Maybe that was for the first month. I'd like to see a copy of that policy.
-
I believe Geico only sells mc policy that is no-tort. I want full tort.
-
Registered Users
August 20, 2021
I use Rider Insurance/Plymouth Rock and pay $ 666 for the year with $ 250 deductible each occurence.
New Jersey has one of the highest insurance rates and property taxes. Bummer.
-
Very Active Member
Originally Posted by Motogordo
August 20, 2021
I use Rider Insurance/Plymouth Rock and pay $ 666 for the year with $ 250 deductible each occurence.
New Jersey has one of the highest insurance rates and property taxes. Bummer.
Come to B.C...... highest gas prices too
2017 RT-S
Bump Skid - Spyderpops
Wrap - Wrapmyspyder
swaybar - Bajaron
Sena 20D & SM10
3 PC Mesh Zippered Lid Net Set - TricLED
A arm LED's - Safety LED's - TricLED
Mirror Sequential turn signals
Glo-riders
LED rear turn signals and reverse lights
Front Grills
Third Brake light
Larson Scanner
Light Up - Sue Hopper
-
Very Active Member
Originally Posted by Glenngo
I believe Geico only sells mc policy that is no-tort. I want full tort.
Geico sells , Auto, Renters, Motorcycle/ATV, Umbrella, Home Owners, Condo, Boat, Collector Auto, Mexico Auto, Mobile home, Landlord, Flood, Business Insurance, Life, Travel, Overseas insurance policies.
I have Geico on my spyder, with full coverage, plus lay up( hibernation) coverage.
Deanna
Current Spyder - 2023 F3 LTD Special Mineral Blue
Red LED NANO Saddlebag Marker Lights with Full Illumination
Sequential Fender LED'S (Amber/Red) with Safety Reflector
Dual Power Plate (12 V & USB ports)
Gremlin Bell
Rear Trunk Organizer (4 holders, 2 Elastic Holders)
Lamonster "Top Cuff" with adjustable drink Holder
SpyderPops Missing Guard Belt
Console Accent Trim (Carbon Fiber Domed Black)
Ultimate F3 Floorboards
Front Fairing Service Access Door Covers (Carbon Fiber Doomed Black)
Sway Bar with Links
Rolo Laser Alignment
Half Cover
A-Arm Daytime Dual Color LED Running Lights with Blinker Module
Hi-Viz DRL and Sequential Mirrors lights
Former Spyder - 2014 RTS SE6 Cognac SOLD
-
Very Active Member
Don't remember my limits, but 2021 Spyder RTL, '78 GL1000 and '76 Yamaha RD400c all covered for $334.82 annual. Tennessee has pretty low rates. I'm using Dairyland because their underwriter doesn't jack my rates up annually like Geico and Progressive's did - because we haven't taken out car loans in two decades.
"Love 'em all.... Let GOD sort 'em out!"
2021 RTL Dark Chalk Metallic with comfort seat
1978 GL1000 w/'75 engine show bike
1976 RD400c
-
Very Active Member
Originally Posted by Deanna777
I have Geico on my spyder, with full coverage, plus lay up( hibernation) coverage.
Deanna
I have often wondered how the insurance works when you put everything in storage over the winter. Is it the full rate for that period or does some type discount figure in over the whole year?
-
Very Active Member
Most companies are now going to year round coverage. Years ago, some companies used to let you just have comp while in storage.
2022 RT Sea To Sky
--------------------------------
-
Very Active Member
Originally Posted by beerandchips
Hello,
Yet, another insurance question. Looking at Dairyland. How are they? I have already priced it. Want to know IF they are a hassle IF you need them? Experiences, etc. please.
Steve
I’m with Dairyland. I have not yet had occasion to actually take “advantage” of my coverage, so I guess that’s a good thing. I’m paying $426 a year for full coverage on my Ryker. It took about close to 10 minutes waiting to actually connect with a live customer service rep, not a big deal for me. I have over 500 roll over minutes on my plan, so I could hang around for a while if need be.
In fact I called them only last night. I am thinking of trading up my Ryker for a Spyder. I asked about the process of changing my Ryker coverage over to the Spyder. The lady told me I could add the Sypder to my current policy for an additional $216 dollars. That would cover both bikes and then if/when I actually pick up the Spyder, I could drop the Ryker and my cost would go back to the original policy only with just the Spyder. She said this way there would be no lapse in coverage for either bike. That is pretty much my entire interaction with the company. I do know from reading posts here back in the day that a lot of other people on the forum have coverage through Dairyland.
Greg Kamer
"It's better to be not riding and wishing you were than be riding and wishing you weren't."
USAF, 20 years, retired
Sheriff's Office, 23 years, retired
2018 Can Am Spyder RT-Limited
-
SpyderLovers Sponsor
PICK UP YOUR PHONE AND CALL 1-800-AMA-JOIN (262-5646)
That is the number for the American Motorcyclist Assoc. They have by far the best motorcycle Ins. out there
and it also comes with FREE towing that will tow whatever you are riding or driving, Bike Car or truck.
They have many great perks for riders as well, like car and bike rental, hotel discounts and much more.
Everyone who rides should check out the AMA.... No I am not a salesman for them just a member for over 45 years.
-
I have Allstate, full coverage like autos, and pay $302/yr.
-
We just switched from Geico to Dairyland for our two 2021 RTL's. For the same coverage for both it was over 200 dollars cheaper. we have 25/50 with 5k in options, towing, and full replacement value for both with a 500 deductible. For both we pay now with Dairyland 543.00 about 47 a month.
-
Registered Users
Sept 8, 2021
The prices for insurance vary by state. That is what makes up the big differences. I live in New Jersey, which has one of the highest insurance rates due to the dense population in a small area.
-
Progressive, 195.00 yr. for 2017 rtl. Check it out.
-
Very Active Member
Originally Posted by EdMat
I have often wondered how the insurance works when you put everything in storage over the winter. Is it the full rate for that period or does some type discount figure in over the whole year?
It is not the full rate, when the spyder is in hibernation( storage).
I also get a special discount( premium is less during the Hibernation storage time). I usually store my spyder from Oct. to April. On the spyder I keep only( this is per insurance) Comp, when in hibernation( storage). It is covered, when in hibernation (Storage).
In April, the 12 month premium goes back to normal, and limits/liabilities and etc. go back to what they were before hibernation( Storage).
I also don't ride year round on the spyder( off topic: I ride my sled from Dec. to Feb depending on the winter weather). Back on topic then I ride my spyder from April.
Deanna
Current Spyder - 2023 F3 LTD Special Mineral Blue
Red LED NANO Saddlebag Marker Lights with Full Illumination
Sequential Fender LED'S (Amber/Red) with Safety Reflector
Dual Power Plate (12 V & USB ports)
Gremlin Bell
Rear Trunk Organizer (4 holders, 2 Elastic Holders)
Lamonster "Top Cuff" with adjustable drink Holder
SpyderPops Missing Guard Belt
Console Accent Trim (Carbon Fiber Domed Black)
Ultimate F3 Floorboards
Front Fairing Service Access Door Covers (Carbon Fiber Doomed Black)
Sway Bar with Links
Rolo Laser Alignment
Half Cover
A-Arm Daytime Dual Color LED Running Lights with Blinker Module
Hi-Viz DRL and Sequential Mirrors lights
Former Spyder - 2014 RTS SE6 Cognac SOLD
-
Active Member
Son has a Harley trike. Me, a 2015 RT. Have full coverage for both covering all three sons, my wife, and me, $454.00/yr, GEICO.
Posting Permissions
- You may not post new threads
- You may not post replies
- You may not post attachments
- You may not edit your posts
-
Forum Rules
|