Key or no key that is the question...

[MakoShark2]

Ride all year here but we're in lockdown so the Spyder is getting more time in the garage than usual.

I leave it with the parking brake off (wheels choked) and plenty of fuel (not overfilling it).

Also I leave the key in the ignition... Think I've read somewhere it was recommended but not sure why...

Any one knows why? Or why shouldn't I do it?

Thanks.

[Little Blue]

I remove my Spyder Key anytime I'm away from it. So for me, I never leave the Key in, especially my Garage.
That's my .02. .....

[canamjhb]

I can't think of any good reason to leave the key in the ignition. But, I can think of at least one good reason to remove it.... Jim

[Possible]

Peggy's 2013 STS stays in the ignition any time it's in the garage. Don't have to go locate the key if necessary that way.

[ARtraveler]

I leave the keys in the ignition when the bikes are in the garage. Have had no electrical issues because of it.

We have an attached garage with the main living room on the other side of the wall. And everything is well insured.

Keys in are for garage parking only. When we are out and about, the keys go with us. One reason I never purchased the IPS key set up.

However...one night in Fairbanks AK, at a very busy hotel, we forgot the key in the 2009 GS. It was parked in the front row of the parking lot. The key and the bike were still there in the morning. Don't think I would get away with that in a lot of cities in the lower 48 though...if they could figure out how to start it. Some of them are not to smart.

[bigbadbrucie]

Ride all year here but we're in lockdown so the Spyder is getting more time in the garage than usual.

I leave it with the parking brake off (wheels choked) and plenty of fuel (not overfilling it).

Also I leave the key in the ignition... Think I've read somewhere it was recommended but not sure why...

Any one knows why? Or why shouldn't I do it?

Thanks.

I’ve never heard that you should leave the key in the ignition, even if it is parked in the garage. Too easy for a thief. Mine is ALWAYS parked in the garage (unless I’m on an outing) but is parked in the garage if I’m not riding it. I leave the key in the “key house” along with my car keys and my house key whenever not needed. That way I ALWAYS know where they are. jmho

[bigbadbrucie]

I leave the keys in the ignition when the bikes are in the garage. And everything is well insured.

Are you sure? Have you talked to your insurance broker? Does your Insurance Company know?

[MONK]

I leave the keys in the ignition when the bikes are in the garage. And everything is well insured.

Are you sure? Have you talked to your insurance broker? Does your Insurance Company know?

I'm going to side w/bigbadbrucie on this one. Most insurance companies (although maybe not all) have a stipulation that they won't cover a stolen vehicle if the keys are left in it. Maybe there's an exception if it's left in a locked garage. If it were me, I'd check w/the insurance company ASAP. OTOH, it's not my bike nor is my my wallet.

[ARtraveler]

The discussion has started.

I knew I would hear from some of you.

I did add an extra two paragraphs after I posted up.

[ButterSmooth]

I leave the key in, in the garage. From what I can measure, there is no current drain. Around here I think the Spyder could be left at the end of the driveway idling overnight, and it would still be there in the morning.

[Possible]

Whenever the vehicles are in the garage, the keys are in the ignition. Been doing it that way for 20 years and not going to
stop now. I figure if somebody is in the garage, they're in the house. No biggie.

Of course I have left the garage door open all night at times, plus left the keys in the ignition in the driveway. Nothing ever
happened. But I do try not to make that a habit.

[Possible]

I leave the key in, in the garage. From what I can measure, there is no current drain. Around here I think the Spyder could be left at the end of the driveway idling overnight, and it would still be there in the morning.

I've also measured and there was no current drain. The only time I ever found any current drain was immediately after shut down, and
it makes that humming noise. When the noise stops the current drain stops.

[wyliec]

I'm going to side w/bigbadbrucie on this one. Most insurance companies (although maybe not all) have a stipulation that they won't cover a stolen vehicle if the keys are left in it. Maybe there's an exception if it's left in a locked garage. If it were me, I'd check w/the insurance company ASAP. OTOH, it's not my bike nor is my my wallet.

If your Spyder is stolen b/c you left the key in the ignition, would you really tell the insurance company you left the key in the ignition?

[Possible]

Generally the following is true unless your insurance company explicitly states otherwise: "Comprehensive (or Other than Collision) coverage explicitly covers Theft or Larceny, without any “ifs”."

OTOH if they prove you left the key in the car as part of a fraud scheme, i.e. have the car stolen to collect the insurance, then no pay, and possible legal issues.

[Little Blue]

Seems like a lot of different thoughts about Key in or Removed. As I posted #2, I put my Spyder Key in Safe Place. Insurance Company likes us to to do the Right thing. Your Spyder, do as you wish. Have a great day. .......

[Bfromla]

Least cover key with IPS from Lamonster https://www.lamonstergarage.com/can-...ver-lamonster/

[MONK]

Generally the following is true unless your insurance company explicitly states otherwise: "Comprehensive (or Other than Collision) coverage explicitly covers Theft or Larceny, without any “ifs”."

OTOH if they prove you left the key in the car as part of a fraud scheme, i.e. have the car stolen to collect the insurance, then no pay, and possible legal issues.

If MY insurance company finds out the key was left in the ignition, they'll deny the claim. How would they know? Well, if the vehicle was recovered (as most are) WITH the key, you can bet the question will be asked. As I stated above, it's not my bike nor my key so I don't really care what others do. I still think it would be wise to check with YOUR insurance company for clarification. You know, or not.

[RayBJ]

"Honest officer. The key was on a hook in the garage. The thief must have found it and took the bike."

[JayBros]

Peggy's 2013 STS stays in the ignition any time it's in the garage.

As does mine and has been so since Day 1. Garage is always locked.

[bigbadbrucie]

I’ve heard enough of how honest/dishonest, smart......people think they are. All I was doing was suggesting to check with Insurance, not to hear how dishonest, smarter than the law some people think they are. jmho

[Peteoz]

....back to the OP’s original question...... I leave my key in the ignition when the F3 is at home in the garage and I have not experienced any issues in 5 years, Mako.

Pete

[IdahoMtnSpyder]

I just looked at my Geico policy. There is no mention of key in the exclusions section of the comprehensive coverage, which is what covers theft. I leave the key in my Spyder in my garage all the time. But I did notice there is an exclusion for damage caused by freezing. I guess that means I better keep the anti-freeze up to snuff in my vehicles!

[wyliec]

I just looked at my Geico policy. There is no mention of key in the exclusions section of the comprehensive coverage, which is what covers theft. I leave the key in my Spyder in my garage all the time. But I did notice there is an exclusion for damage caused by freezing. I guess that means I better keep the anti-freeze up to snuff in my vehicles!

I never would have thought that the insurance would be more interested in having a cracked block than leaving a key in an unattended vehicle. In any case, all the years I had my Spyder, the key was left in the ignition with the IPS, whether in the garage or not. A lot of times I’d just forget it was there.

[IdahoMtnSpyder]

Not that it has bearing on how things are today, but about 18 years ago I had an unlocked Acura stolen from my driveway and subsequently wrecked. The thief found the valet key in the console box. The presence of the key in an unlocked car was never discussed in the claims process.

[ARtraveler]

Please don't get to excited about this thread. Everyone is voicing an opinion and not trying to start an argument.

I consider this thread a harmless discussion. At least were talking to each other.

Regardless, this is just someones opinion and it does not matter what side of the fence your on.

After many years, many of us are not going to change our ways. It's been good for 20 plus years, why change out now. My insurance is good with whatever I do.

And, my house is protected.