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Insurance Cost
Not sure if this has been discussed or not. What are you all paying roughly for insurance? I know it varies in states age and driving record. I'm just looking for a ball park.
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Very Active Member
This is going to be like which oil, how many pounds of air pressure, mpg. All are subject to many variables.
I note you are from Texas. Maybe best to ask for people from there to get an idea of "local" rates from various companies. Lots of factors still involved...age, driving record, etc.
I have four vehicles insured with State Farm in AK. I carry full coverage on all. Current billing says:
2017 Subaru Outback: $89 per mo/$1068 yr.
2015 Kawi Vulcan: $36 per mo/$432 yr.
2014 Spyder RT-S $44 per mo/$528 yr.
2011 Spyder RT A&C $34 per mo/$408 yr.
Last edited by ARtraveler; 02-21-2019 at 05:16 PM.
Currently Owned: 2019 F3 Limited, 2020 F3 Limited: SOLD BOTH LIMITEDS in October of 2023.
Previously : 2008 GS-SM5 (silver), 2009 RS-SE5 (red), 2010 RT-S Premier Editon #474 (black) 2011 RT A&C SE5 (magnesium) 2014 RTS-SE6 (yellow)
MY FINAL TALLY: 7 Spyders, 15 years, 205,500 miles
IT HAS BEEN A LONG, WONDERFUL, AND FUN RIDE.
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Very Active Member
I have the Geico insurance on my 2014RT-SE6 full coverage and I pay $500 a year.
I have been with Geico for 7 years. Zero claims.
I am in Vermont.
Deanna
Current Spyder - 2023 F3 LTD Special Mineral Blue
Red LED NANO Saddlebag Marker Lights with Full Illumination
Sequential Fender LED'S (Amber/Red) with Safety Reflector
Dual Power Plate (12 V & USB ports)
Gremlin Bell
Rear Trunk Organizer (4 holders, 2 Elastic Holders)
Lamonster "Top Cuff" with adjustable drink Holder
SpyderPops Missing Guard Belt
Console Accent Trim (Carbon Fiber Domed Black)
Ultimate F3 Floorboards
Front Fairing Service Access Door Covers (Carbon Fiber Doomed Black)
Sway Bar with Links
Rolo Laser Alignment
Half Cover
A-Arm Daytime Dual Color LED Running Lights with Blinker Module
Hi-Viz DRL and Sequential Mirrors lights
Marinco 12Volt Power Receptacle with polarized leads & slide lock
Show chrome Trunk Shock
Former Spyder - 2014 RTS SE6 Cognac SOLD
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I'm not far from you in The Woodlands and have Geico. With 4 bikes, full coverage on all and myself and wife covered you can see the rates below... note the yearly cost of the Super Duke R in comparison
2019 Ryker Rally - $802/yr
2019 Street Triple R - 802/yr
2018 Super Duke R - $711/yr
2011 V-Star Custom - $397/yr
Yes the STriple and Ryker are exactly the same... down to the penny
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Pennsylvania, full coverage on Ryker Rally $332 yr
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Very Active Member
Ryker -$240 Dairyland
2015 F3- $282 Dairyland.
2015 F3 sm6, Custom Dynamics fender lights.
Sea Doo GTI-SE 90 Jet Ski!!
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I have state farm and pay 332.96 on my RS but also have multi discount for the VW sportswagon, BMW mini, Alfa Romeo, Home owners and Earthquake. On the other hand after all those I am worthless if I drop dead.....
2012 RS sm5 , 998cc V-Twin 106hp DIY brake and park brake Classic Black
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MN quoted my policy 240/yr Ryker 600, 300/yr Ryker Ralley. Have not purchased yet.
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Very Active Member
Dairyland full coverage 14 RT - $249.00 = 12mos. …..
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Insuring my 2011 RTS in New York (Long Island): $286 annual, full coverage with Progressive.
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Very Active Member
Rally model, full coverage with uninsured/underinsured no medical is $400/yr from GEICO. Texas rates are high
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Paying around $330 from Progressive in Illinois.
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Very Active Member
2014 RTL = $253.50 per year.
2005 Windveil Blue Premium Mustang Convertible
2008 Honda GL1800/California Sidecar Trike, SOLD
2014 Platinum Silver Satin Spyder RTL, SOLD
Semper Fi
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Originally Posted by cowdrey11
Not sure if this has been discussed or not. What are you all paying roughly for insurance? I know it varies in states age and driving record. I'm just looking for a ball park.
I quoted from State Farm (have home and auto with them), Progressive (via USAA), and Geico for a Ryker Rally. Geico was far and away the best deal...nicely covered for around $41/mo or $490/yr. I have not purchased my Ryker yet.
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Geico quoted $370 just yesterday for 2016 RT Limited, I have All-State at around $300/yr.
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Very Active Member
Originally Posted by BLUEKNIGHT911
Dairyland full coverage 14 RT - $249.00 = 12mos. …..
If you want to SAVE $$$- Give Dairyland a Chance and get a Quote??? I had progressive and some other company in the beginning and Dairyland was almost Half the Price. (Other factors also determine rates)
2015 F3 sm6, Custom Dynamics fender lights.
Sea Doo GTI-SE 90 Jet Ski!!
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I went with Progressive here in Illinois and am at $21 a month. Not bad at all. Geico wanted to charge ~$40 a month here.
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Very Active Member
I'm with State Farm (my stepson), $435/yr. with $100,000/$300,000
2015 RTL, BajaRon Swaybar, LaMonster LED Headlights and Foglights, LaMonster Spydercuff, LaMonster LED mirror wrap, Magic Mirrors, HMT Brake Light
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Illinois Allstate Insurance 2018 F3 Limited $100,000/$300,000 Full Coverage $314.75 Multiple Policy Discount Good Rider (claim fee) discount
Five more states to go in the Continental USA. Hope to get there soon.
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2015 RT-L , CA, Geico $530 per year. Full coverage.
Tried many many times to get cheaper with no luck. :-(
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Very Active Member
Originally Posted by nchangin
MN quoted my policy 240/yr Ryker 600, 300/yr Ryker Ralley. Have not purchased yet.
Interesting to see that they make a distinction between the 600 and 900 Rally. I wonder if the 900 ACE fell between?
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Originally Posted by Tslepebull
Interesting to see that they make a distinction between the 600 and 900 Rally. I wonder if the 900 ACE fell between?
Good question, comes out to $5 month (for me anyway) difference. They told me they look at MSRP and displacement. 900/10k 900 Ralley 10,900. 1K difference. Same performance engine, I don't see why there would be an upcharge on Ralley.
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Active Member
Think I posted before but $144 with full coverage in NY , but I have 11 bikes insured with Progressive also have defensive driver course and advanced rider Ed course taken.
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Customer Support
Dairyland considers me a new rider (which I am) while Progressive looks at how many years I’ve been driving and just uses that so they were cheaper for me but still $700 yr I think.
2015 Pearl White RTL
Baja Ron Sway Bar
Russell Day Long Seat
Strobe Brake Light
Mirror Mount Turn Signal Indicator
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