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Thread: Insurance Cost

  1. #1
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    Default Insurance Cost

    Not sure if this has been discussed or not. What are you all paying roughly for insurance? I know it varies in states age and driving record. I'm just looking for a ball park.

  2. #2
    Very Active Member ARtraveler's Avatar
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    This is going to be like which oil, how many pounds of air pressure, mpg. All are subject to many variables.

    I note you are from Texas. Maybe best to ask for people from there to get an idea of "local" rates from various companies. Lots of factors still involved...age, driving record, etc.

    I have four vehicles insured with State Farm in AK. I carry full coverage on all. Current billing says:

    2017 Subaru Outback: $89 per mo/$1068 yr.
    2015 Kawi Vulcan: $36 per mo/$432 yr.
    2014 Spyder RT-S $44 per mo/$528 yr.
    2011 Spyder RT A&C $34 per mo/$408 yr.
    Last edited by ARtraveler; 02-21-2019 at 05:16 PM.

    Currently Owned: 2019 F3 Limited, 2020 F3 Limited: SOLD BOTH LIMITEDS in October of 2023.

    Previously : 2008 GS-SM5 (silver), 2009 RS-SE5 (red), 2010 RT-S Premier Editon #474 (black) 2011 RT A&C SE5 (magnesium) 2014 RTS-SE6 (yellow)

    MY FINAL TALLY: 7 Spyders, 15 years, 205,500 miles

    IT HAS BEEN A LONG, WONDERFUL, AND FUN RIDE.
    2020 F3L , Magma Red

  3. #3
    Very Active Member Deanna777's Avatar
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    I have the Geico insurance on my 2014RT-SE6 full coverage and I pay $500 a year.

    I have been with Geico for 7 years. Zero claims.

    I am in Vermont.

    Deanna




    Current Spyder - 2023 F3 LTD Special Mineral Blue

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    Former Spyder - 2014 RTS SE6 Cognac SOLD

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    I'm not far from you in The Woodlands and have Geico. With 4 bikes, full coverage on all and myself and wife covered you can see the rates below... note the yearly cost of the Super Duke R in comparison

    2019 Ryker Rally - $802/yr
    2019 Street Triple R - 802/yr
    2018 Super Duke R - $711/yr
    2011 V-Star Custom - $397/yr

    Yes the STriple and Ryker are exactly the same... down to the penny

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    Pennsylvania, full coverage on Ryker Rally $332 yr

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    Very Active Member Sarge707's Avatar
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    Ryker -$240 Dairyland
    2015 F3- $282 Dairyland.

    2015 F3 sm6, Custom Dynamics fender lights.

    Sea Doo GTI-SE 90 Jet Ski!!

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    Very Active Member Chupaca's Avatar
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    I have state farm and pay 332.96 on my RS but also have multi discount for the VW sportswagon, BMW mini, Alfa Romeo, Home owners and Earthquake. On the other hand after all those I am worthless if I drop dead.....
    Gene and Ilana De Laney
    Mt. Helix, California

    ​2012 RS sm5
    2012 RS sm5 , 998cc V-Twin 106hp DIY brake and park brake Classic Black

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    MN quoted my policy 240/yr Ryker 600, 300/yr Ryker Ralley. Have not purchased yet.

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    Very Active Member BLUEKNIGHT911's Avatar
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    Dairyland full coverage 14 RT - $249.00 = 12mos. …..

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    Insuring my 2011 RTS in New York (Long Island): $286 annual, full coverage with Progressive.

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  12. #12
    Very Active Member Tslepebull's Avatar
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    Rally model, full coverage with uninsured/underinsured no medical is $400/yr from GEICO. Texas rates are high
    2019 Ryler Rally , Shock Yellow

  13. #13
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    Paying around $330 from Progressive in Illinois.

  14. #14
    Very Active Member canamjhb's Avatar
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    2014 RTL = $253.50 per year.
    2005 Windveil Blue Premium Mustang Convertible
    2008 Honda GL1800/California Sidecar Trike, SOLD
    2014 Platinum Silver Satin Spyder RTL, SOLD
    Semper Fi


  15. #15
    Member seanyradar's Avatar
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    Quote Originally Posted by cowdrey11 View Post
    Not sure if this has been discussed or not. What are you all paying roughly for insurance? I know it varies in states age and driving record. I'm just looking for a ball park.
    I quoted from State Farm (have home and auto with them), Progressive (via USAA), and Geico for a Ryker Rally. Geico was far and away the best deal...nicely covered for around $41/mo or $490/yr. I have not purchased my Ryker yet.


    I've run a full marathon (26.2 miles) in all 50 Sates.

  16. #16
    Active Member Tyris's Avatar
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    Geico quoted $370 just yesterday for 2016 RT Limited, I have All-State at around $300/yr.
    2016 RT Limited - Hicklin Powersport (Des Moines, IA)

    BaJaRon Swaybar, Custom Painted (Sue Hopper), Dashmount, Dongle - BRP, FOBO Tire Monitoring System, Lidlox, Magic Mirror Mounts , Safety Light Package,
    Wide-Vu Mirrors, Hopnel Saddlebag Liners, Saddlebag Nets, F$ Tall Boy Windshield (without Vent)

    Odds & Ends
    Ron Bandy Motorcycle Driving Course - ronbandy.com
    1000A Battery Pack, Air Pack, Black Dymond Detailer
    2016 RT Limited , Black

  17. #17
    Very Active Member Sarge707's Avatar
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    Quote Originally Posted by BLUEKNIGHT911 View Post
    Dairyland full coverage 14 RT - $249.00 = 12mos. …..
    If you want to SAVE $$$- Give Dairyland a Chance and get a Quote??? I had progressive and some other company in the beginning and Dairyland was almost Half the Price. (Other factors also determine rates)

    2015 F3 sm6, Custom Dynamics fender lights.

    Sea Doo GTI-SE 90 Jet Ski!!

  18. #18
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    I went with Progressive here in Illinois and am at $21 a month. Not bad at all. Geico wanted to charge ~$40 a month here.

  19. #19
    Very Active Member SpyderConvert's Avatar
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    I'm with State Farm (my stepson), $435/yr. with $100,000/$300,000
    2015 RTL, BajaRon Swaybar, LaMonster LED Headlights and Foglights, LaMonster Spydercuff, LaMonster LED mirror wrap, Magic Mirrors, HMT Brake Light
    2015 RT Ltd. , $" extension Black

  20. #20
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    Illinois Allstate Insurance 2018 F3 Limited $100,000/$300,000 Full Coverage $314.75 Multiple Policy Discount Good Rider (claim fee) discount
    Five more states to go in the Continental USA. Hope to get there soon.

  21. #21
    Very Active Member HayRog's Avatar
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    2015 RT-L , CA, Geico $530 per year. Full coverage.
    Tried many many times to get cheaper with no luck. :-(

  22. #22
    Very Active Member Tslepebull's Avatar
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    Quote Originally Posted by nchangin View Post
    MN quoted my policy 240/yr Ryker 600, 300/yr Ryker Ralley. Have not purchased yet.
    Interesting to see that they make a distinction between the 600 and 900 Rally. I wonder if the 900 ACE fell between?
    2019 Ryler Rally , Shock Yellow

  23. #23
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    Quote Originally Posted by Tslepebull View Post
    Interesting to see that they make a distinction between the 600 and 900 Rally. I wonder if the 900 ACE fell between?
    Good question, comes out to $5 month (for me anyway) difference. They told me they look at MSRP and displacement. 900/10k 900 Ralley 10,900. 1K difference. Same performance engine, I don't see why there would be an upcharge on Ralley.

  24. #24
    Active Member NewYorkSpyder's Avatar
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    Think I posted before but $144 with full coverage in NY , but I have 11 bikes insured with Progressive also have defensive driver course and advanced rider Ed course taken.
    2019 Rally , GMUltra Violet

  25. #25
    Customer Support LeftCoast's Avatar
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    Dairyland considers me a new rider (which I am) while Progressive looks at how many years I’ve been driving and just uses that so they were cheaper for me but still $700 yr I think.
    2015 Pearl White RTL
    Baja Ron Sway Bar
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    2015 RTL , Yes Pearl White

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