Just my two cents, but may help?
Monk maybe this might help you sell, or put others at ease ? If I lived near you, or in your state I might very well pursue your RT with some very nice add ons. However sadly not the case. Anyway what I understand and anyone living a distance would have to send you a cashiers check; wait for it to clear, which could take some time depending on the finical institution. Wait for your lender to clear and then send you the title and then you have to over night the title to new owner. This may be a lot for a potential new owner to accept. You, MOSTLY the lender would have their money; title and the the RT. As I have and like many have had on occasions screw ups from banks; lenders and the DMV because of so many hands involved, which could put the potential new buyer in a holding pattern for some time. I.E. I purchased a gold Wing out of state few years back from a nice couple, we thought. She was the notary signing off the title on her husbands signature. Didn't know that at the time it's illegal to do that. My Wife looked at the title and saw the notary stamp and off we went. Our DMV refused the title and it took me and my lawyer friend three months to get a new title from sellers. Please Monk this has nothing to do with your honesty and very sorry for your financial situation, but this may be your stumbling block for not selling yet ??? I'm hoping Somebody near will be the new owner of your RT, making it easier and less painful for you both. Regards and good luck !!!