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View Full Version : Who has the best price for spyder insurance?



spyder-dude
07-20-2011, 03:37 PM
I know this was discussed early on when the spyders came out....but looking for a new insurance company as Allstate is now charging $689 compared to back when I got my new 2008 it was $235.....this is crazy big difference.

Could you please reply back with who you have for insurance, the rate and where you live along with your age....just to get a good idea of the best company that is rating the spyders the best.

edobey
07-20-2011, 03:49 PM
I have my insurance through Dairyland and I pay $78 a month

Cliff-Co.
07-20-2011, 03:51 PM
my best insurance deal (colorado) is progressive, but I have 3 cycles insured

ARtraveler
07-20-2011, 04:02 PM
Hard question to get a good answer for.

Rates vary by state, your driving record, deductible level, age and a gazillion other factors.

Cheapest is not always the best--come claims time.

I have mine with State Farm--they have insured everything for me since 1965. I get a bundle price and they have always come through when I had any kind of claim.

BLUE MULE
07-20-2011, 04:05 PM
It really depends on the state you live in plus many other factors - in-town, out of town, and even your type of winter weather (some insurers will only insure for months you can safely ride in the north). I found Progressive to be the cheapest for my situation here in the DFW metroplex - $681 a year with full replacement for the first four years. Get a lot of quotes and go from there.

DragonSpyder
07-20-2011, 04:15 PM
Progressive - Looked around each year for a better deal but nobody would touch the price

DougB
07-20-2011, 04:27 PM
$320.00/yr thru Progressive

Recon
07-20-2011, 04:34 PM
We pay $240. a year with Foremost thru AARP here in Florida, and when I broke down they towed me 50 miles to the dealer I wanted to go to. :ohyea:

coz
07-20-2011, 04:45 PM
i pay around 290.00 for full coverage, clean record, 53yrs old. cincinnati ins. co. but we have cars and home with them too. you won't get two like answers, i don't think, but i think you're getting hosed.:spyder:

johnnyg
07-20-2011, 04:59 PM
We have state farm
For are RS 272. a year
For are TR 285. a year
For are 622 trailer 26. a year
Now you know why we ryde when we can, Not that often:gaah:that works out to $1.59 a day to ride or sit in the garage :doorag: just for coverage. Now do you want to talk about gas :roflblack::roflblack: We love our spYders:ohyea:

Whats $$$$$ when you love the time ryding together.:spyder::2thumbs:

SpyderRyder2B
07-20-2011, 05:54 PM
we have progressive, 2 kawis, and 1 spyder,( somewhere around 1400 per year) but also have higher limits due to the litigious nature of people around here.

Leslee
07-20-2011, 06:04 PM
$417/yr for Spyder with Auto-Owners Insurance thru independent agent. 2 cars, 2 cycles on same policy. Age 65, North Carolina.

katnapper
07-20-2011, 06:07 PM
I have my insurance through Dairyland and I pay $78 a month


We also have Dairyland - 2 Spyders less than 500 a year.

Papa
07-20-2011, 06:08 PM
Just renewed with Foremost thru AARP at $322 with a $5,000 accessory upgrade. Last year (my first) was $400.


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Campverdefela
07-20-2011, 06:30 PM
We pay $240. a year with Foremost thru AARP here in Florida, and when I broke down they towed me 50 miles to the dealer I wanted to go to. :ohyea:
Foremost for me, just got my renewal-$276, for my 09, Progressive wanted $495 for us in Az.

retiredsquid
07-20-2011, 06:44 PM
Wow! All over the place. I am with Progressive via USAA and pay $560 a year and have never had a ticket in over 40 years of driving, have MC endorsement and Rider's Edge MSF course. That is with discounts after being with Progressive for over three years now.

AFSpyder
07-20-2011, 06:49 PM
I'm in Iowa and 43 years old and have a 2011 RS SE5 and I pay $14.50 per month through State Farm. My insurance guy says the biggest thing is that no one knows how to classify a Spyder. You can bet as more get on the road they will figure it out though. Until then:ohyea::2thumbs::clap::yes:

SpongeBob
08-03-2011, 01:12 PM
I'm with ANPAC (American National Property & Casualty) and was surprised to learn that they classify the Spyder RT-S as a sport motorcycle, not a trike.

The result is a $547 annual premium. (100/300 with a $500 deductible on comp & collision)

Maybe I can get the classification changed. In the meantime, I will shop around to see if there is a better deal.

Bob Denman
08-03-2011, 01:17 PM
...American Modern Home... $525.00 this year...
100/300/50 liability
Comp and Collision $500 deductibles
$3000 worth of Farkle coverage ;)