View Full Version : What's the deal with Insurance and riding club membership?
Allen42
03-07-2024, 08:49 AM
I just thought of something... when I was shopping for motorcyce insurance, all of them asked me if was a member of a motorcycle club. I said no (honestly), but am wondering now... would that hurt you or help you?
I have two trains of thought:
Non member: ride less? Less risk?
Member: Ride more? more experience? Ride in a group... more safety?
Peter Aawen
03-07-2024, 09:35 AM
Did you ask any of them?? :dontknow:
Allen42
03-07-2024, 09:49 AM
Did you ask any of them?? :dontknow:
If I had, I wouldn't need to ask here. ;) Frankly, it didn't occur to me at the time. I was in a hurry because the dealer wouldn't let me take the trike without insurance.
Bfromla
03-07-2024, 11:59 AM
:dontknow::roflblack::roflblack:“Discount!” (One particular brand) :coffee:
LALoner
03-07-2024, 01:21 PM
Insurance is weird. I just got a "middle of the road" policy for my soon-to-be 24 F3-S. I checked with a few agents before letting "Flo" talk me into Progressive. I think I got a good rate at +/- $300 per year.
The policies went from the basic requirement to more than I believe is needed. That is why I went for the middle.
Allen42
03-07-2024, 02:15 PM
That seems like a good deal. My 2019 RTL is approx $550 for the year through progressive. (Dallas area though) I thought that sounded great compared to my auto policy (Farmers), so didn't complain a bit.
slhanks004
03-08-2024, 09:24 AM
I don't think I've ever seen that question when getting an insurance quote.
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