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Registered Users
Originally Posted by stevencovert
The wife and I are at $530/yr with full coverage in Virginia. Seems a bit steep, but I've had to call a tow truck a couple times on my old pickup and the GEICO App works awesome, never a problem.
Steve
Yeah $571 here in NJ.
For comparison, My Bonneville is $400, my Vespa 250 $145, my Buddy 125 $65. All are 12 month, full coverage.
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Very Active Member
Well....
I have state farm with...3 cars, spyder, home , earthquake, and umbrella but shopping is the way to go cause it is different if you cross the street...
Gene and Ilana De Laney
Mt. Helix, California
2012 RS sm5
2012 RS sm5 , 998cc V-Twin 106hp DIY brake and park brake Classic Black
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Very Active Member
Try Dairyland insurance.....
Spyder #1 - 2008 GS SM5 Premier Edition #1977. RIP after 80,000 miles.
Spyder #2 - 2012 RT SM5. Traded in after 24,000 miles.
Spyder #3 - 2015 F3 SM6. Put 13,000 miles on and sold it.
Spyder #4 - 2017 F3 SM6. Too good of a deal to pass up!
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Very Active Member
Both our Spyders are insured by Foremost. And, for the same coverage, Foremost was roughly 40 percent less than what USAA would charge - and I've been with them for 50 years!
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Active Member
Allstate here: House, cars, motorcycles (including Spyder), and umbrella. Spyder added 8 weeks ago at <$200/year. All very reasonable.
2017 F3-S
2010 Honda Element
Harley map
Spyder map
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Very Active Member
Allstate, here in Ohio. Cars, home, Spyder and umbrella. The Spyder is about $350 per year and they have always been good to cover us, even when I had my golf cart.
At first I thought that it was the AARP folks but Dave dispelled that for you. Personally, I dwould NEVER buy anything through AARP unless it was a last resort, but that is just me.
Joe
U.S. Army Viet Nam Era Vet
2013 Spyder RT-L, Black Currant
Trunk mount dual SS flag holder
TricLed foam hand grips (awesome)
Chromed Soaring Eagle License Holder
Utopia Deluxe driver backrest
LED fender lighting
Fast Flash LED brake light
Spyder Pops LED/skid plate
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Originally Posted by Bob Denman
By packaging your policies with one company: you will often get extra discounts.
I'm glad you said often and not always. I have my HO policy with Grange. Not sure if I have an umbrella add-on or not. My vehicles are all with Geico. Both of them are the lowest cost individually, and when added together are still lower than what the agent could find in a package price for me.
2014 Copper RTS
Tri-Axis bars, CB, BajaRon sway bar & shock adjusters, SpyderPop's Bumpskid, NBV peg brackets, LED headlights and modulator, Wolo trumpet air horns, trailer hitch, custom trailer harness, high mount turn signals, Custom Dynamics brake light, LED turn signal lights on mirrors, LED strip light for a dash light, garage door opener, LED lights in frunk, trunk, and saddlebags, RAM mounts and cradles for tablet (for GPS) and phone (for music), and Smooth Spyder belt tensioner.
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Currently, an umbrella policy with Farmer's insurance. No issues. State Farm before that. No issues. I see that you're looking to dump The Hartford and go shopping. They may have done you a BIG favor.
What a ludicrous policy! The Spyder is inherently safer than any 2 wheel vehicle that they do insure.
Ignorance is NOT ALWAYS Bliss!
Last edited by BajaRon; 09-20-2017 at 01:18 PM.
Shop Ph: 423-609-7588 (M-F, 8-5, Eastern Time)
Only SLOW people have to leave on time...
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You should definitely shop all the policies around. We have all our cars, a HD and my Spyder with Farmers. They use Formost for the bikes.
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Active Member
Good thing you dumped The Hartford! I manage a towing company and The Hartford is the absolute hardest to deal with for their customers. I have seen them go to ridiculous lengths to get out of paying to repair their customer's cars. It is so bad that body shops will not do anything for The Hartford without payment up front.
Also one of their policy holders ran a red light and hit my wife. The at fault person was cited by the police and the Hartford tried to tell us we were at fault. They stated that it was just the officer's opinion as to what happened. My insurance (State Farm) had to pay for our vehicle and then sue The Hartford. It all worked out and The Hartford had to pay but it took years to get it done.
2014 RT Limited, Cognac (Wife's) Hand Brake, Heated Comfort Seat, iPhone Cable in Glove Box, Baja Ron Swaybar, Spyder Pop's BumpSkid.
2014 RT-S, Cognac (Mine) Tri Axis Bars, Comfort Seat, BRP Backrest, iPhone Cable in Glove Box, Baja Ron Swaybar, Spyder Pop's BumpSkid, Spyder2go Drink Holder.
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Very Active Member
Originally Posted by Bob Denman
Hartford is a big, well-established Company; they offer lots of products...
But if it doesn't fit into their plans: you might as well look elsewhere!
And the AARP program is even worse!
I'm now finding that out !! ^^^
Have got quotes so far from State Farm,Allstate and Safeco (fun times ) but they range in price from $500 to $1000 more annually that what I have !! The search continues --
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I have state farm and cannot complain. I got my house and all other vehicles through them and the spyder increased my monthly payment by 8 dollars a month. 8 x 12 so thats 96.00 a year, cannot complain one bit. I think it may be time to shop around.
Jim
2012 Can am Spyder RT Limited
2013 Chevy Camaro SS
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Very Active Member
I have Markel Insurance for the spyder and my two Yamaha Venture Royale, never had any problem with them even when I had a claim. They beat everyone else's price on my Yamahas and the spyder. House, cars, and all other insurance is through AAA but they couldn't come close to the price Markel gave me.
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Active Member
Surprised Bob did not mention insurance is filed by state by each company
It sounds too stupid to believe, but it may be they made a filing in CA for only two wheels. Does CA accept Spyders as M/Cs? Having retired from the industry, there many many things which are outside of logic.
Doug Barnes
James 4:17
all on two wheels. More on four or more. Guess I may need to start multi-coloring for three wheels.
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Update
Ameriprise Insurance , through Costco, did the deed for me, at the price of a couple of Mocha's cheaper
Thanks all for the good info, twas a learning experience.
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Very Active Member
I had my Spyder insured by Foremost for several years. Got a policy that was much less money than going through AARP. I called a Foremost agent direct. AARP takes Foremost and Hartford rates and adds in THEIR markup to give you a price. That's how AARP makes money! Tom
Baloo is my name. Spyders are my game. Well, it's a doo-bah-dee-doo, yes, it's a doo-bah-dee-doo, I mean a doo-bee, doo-bee, doo-bee, doo-bee, doo-bee-dee-doo. And, well, now. Ha ha! What have we here?
2020 Petrol Blue Metallic RTL
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Originally Posted by akspyderman
Sounds like its time for a new insurance agent and maybe a new company. I have all mine with State Farm. Currently: 1 house, 1 car, 2 Spyders, 1 motorcycle. Been happy since 1965.
Same here. 2 houses, 2 cars, 2 Spyders and a travel trailer. I recently looked into USAA and they were attractive on everything but the Spyders, which they pass off to Progressive. At that point, they lost me with all their exclusions and conditions, etc. I'm sticking with State Farm.
2014 RTL Platinum
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Originally Posted by Tango
I had my Spyder insured by Foremost for several years. Got a policy that was much less money than going through AARP. I called a Foremost agent direct. AARP takes Foremost and Hartford rates and adds in THEIR markup to give you a price. That's how AARP makes money! Tom
Yup. AARP makes most of their money off advertisers and insurers. Avoid their markup and deal with the insurers directly.
2014 RTL Platinum
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Originally Posted by Zip
I have State Farm with no issue
Same here..... I have the house..... Mercedes AMG, Rav4, CBR1000rr, Spyder, BMW GS with not a problem..... even after a coupe of no fault claims!!
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Very Active Member
I have my truck and house with State Farm, but stop insuring my motorcycles with them years ago because they were ridiculously high, my agent told me they sold motorcycle insurance but didn't really want that business but if you wanted to pay the price then they would. I have Nationwide on my Spyder and they give a discount if you belong to the AMA.
Ed
They told me not to give up on my dreams, so I went back to sleep.
Champagne 2017 RTS SE6
Quantum Blue 2012 RTS-SE5 "Bluebell, Bell for short" - Traded 09/2017
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