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Ozzie Ozzie Ozzie
Last edited by Peter Aawen; 11-03-2015 at 05:34 AM.
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Member
Sheffield, 1.9% for 84 months through BRP promotion. 2015 RTS Intense Red 0 miles, purchased July 2015
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They are a great bank and we use them quite a bit.
They have better rates on lower terms and usually a credit union can beat a long term rate.
But, that being said, they are easy to deal with and we submit the applications on line, usually takes no more than 5 to 10 mins to get a response.
Once you book the loan and if you have any questions, you don't have to push a million buttons to get in touch.
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Originally Posted by spyderbee13
Sheffield, Check, same here
1.9% for 84 months through BRP promotion Check, same here (almost... see below)
2015 RTS Intense Red Check, same here (except RTL)
0 miles check, same here,
purchased July 2015 Check, same here (because promotion was only for July)
My deal was for a much lower price than the one that qualified for the 1.9 rate, so I was later told "1.9 rate OR lower price, but NOT BOTH". So I ended up with 3.9, not 1.9, but I didn't care because I intended to make a rapid payoff anyway. Now I'm hearing I'm going to be charged the full interest amount regardless? Whoa, that's news to me! If I have to pay the interest anyway, then their "No Prepayment Penalty" terms statement is BS and a bald-faced lie!
Anyhow, Gosh, we're not more than 50-60 miles apart! Where did you buy yours?
NEW - 2015 RT Limited SE6 Intense Red Pearl - 07/21/15
Retained the old mirrors with TricLed Signals
General Altimax RT43 rear tire (at...17,000 miles) Ran for 36,500 miles
Michelin Defender.......rear tire (at...53,500 miles) Ran for 60,700 miles
Riken Raptor HR.........rear tire (at 114,200 miles)
Vredestein Quatrac 5 front tires (at 70,500 miles, first new fronts!)
Gear Brake Decelerometer Module
OLD - 2012 RT Limited SE5 Pearl White - 01/31/13 - Traded in at 32,600 miles.
BajaRon Anti-sway Bar
Kumho ECSTA AST rear tire (at 14,200 miles)
TricLed Turn Signals in Mirrors
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Sheffield-
We used Sheffield and we just paid the bike off! Sheffield was fine for our first Spyder. Got a 3.? % interest rate.
We are contemplating buying a 2015 RTS-SE6 and our dealer said they do not go through Sheffield now and their rates are not very good. They are using other places to get the credit. Just FYI!
So if we bite the bullet and trade, our 2nd Spyder will NOT be financed through Sheffield.
2015 RT-Limited SE6-TricLED Fender LED's (Red and Amber), 3rd LED Brake Light/Tail Light, ISCI Handbrake with black small hands handle,Spyderpops Rock Guard. ,Can-Am Adjustable Wing Vents, Bumpskid, Bajaron's Sway-Bar with metal Heim Joints. Elkas Stage 2 Plus., TricLED Wide-VU Mirrors, TricLED Jumper Port, Laser Aligned!
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I just did a spreadsheet analysis of my Sheffield statements after having made 3 payments so far, all of which were several times the required amount. Prepayment on steroids, in fact!
The interest charges shown therein are exactly consistent with Simple Interest calculations, and the declining balance is dropping accordingly. There is no "forward weighting" or any other such exotic math going on here, at least not with my loan.
So I'm happy with the deal, overall.
NEW - 2015 RT Limited SE6 Intense Red Pearl - 07/21/15
Retained the old mirrors with TricLed Signals
General Altimax RT43 rear tire (at...17,000 miles) Ran for 36,500 miles
Michelin Defender.......rear tire (at...53,500 miles) Ran for 60,700 miles
Riken Raptor HR.........rear tire (at 114,200 miles)
Vredestein Quatrac 5 front tires (at 70,500 miles, first new fronts!)
Gear Brake Decelerometer Module
OLD - 2012 RT Limited SE5 Pearl White - 01/31/13 - Traded in at 32,600 miles.
BajaRon Anti-sway Bar
Kumho ECSTA AST rear tire (at 14,200 miles)
TricLed Turn Signals in Mirrors
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Sheffield is a great bank with outstanding customer service. Just so you know, Sheffields current rates for Spyders are: 3.9% for 36 months; 6.9% for 60 months; 7.9% for 84 months. But most any of your local credit unions should be able to beat the 6.9% rate for 60 months...
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Originally Posted by missouriboy
My deal was for a much lower price than the one that qualified for the 1.9 rate, so I was later told "1.9 rate OR lower price, but NOT BOTH". So I ended up with 3.9, not 1.9, but I didn't care because I intended to make a rapid payoff anyway.
I dug back through my paperwork and found that I got mine for $7839 below the List Price, due to the BRP July promotion, and the leverage of the competing offer from Imotorsports.
NEW - 2015 RT Limited SE6 Intense Red Pearl - 07/21/15
Retained the old mirrors with TricLed Signals
General Altimax RT43 rear tire (at...17,000 miles) Ran for 36,500 miles
Michelin Defender.......rear tire (at...53,500 miles) Ran for 60,700 miles
Riken Raptor HR.........rear tire (at 114,200 miles)
Vredestein Quatrac 5 front tires (at 70,500 miles, first new fronts!)
Gear Brake Decelerometer Module
OLD - 2012 RT Limited SE5 Pearl White - 01/31/13 - Traded in at 32,600 miles.
BajaRon Anti-sway Bar
Kumho ECSTA AST rear tire (at 14,200 miles)
TricLed Turn Signals in Mirrors
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Active Member
I wonder if that is because the dealer doesn't make as much money using Sheffield?
Originally Posted by Elembytes
We used Sheffield and we just paid the bike off! Sheffield was fine for our first Spyder. Got a 3.? % interest rate.
We are contemplating buying a 2015 RTS-SE6 and our dealer said they do not go through Sheffield now and their rates are not very good. They are using other places to get the credit. Just FYI!
So if we bite the bullet and trade, our 2nd Spyder will NOT be financed through Sheffield.
("It is a great day for hockey." Bob "Badger" Johnson)
KM6KSQ
2021 Blue RT Spyder
Comfort Seat
BajaRon Bar
2012 Bronze RT-Limited Spyder ///SOLD///
Inspector Gadgets Floorboards $150 & Highway Pegs $65, BajaRon Bar, Corbin Seat & Armrests
2008 Yellow GS SM5 Spyder ///SOLD///
Corbin Seat, Seal Floorboards, 3" risers, CalSci windshield, DWG Speakers, Spyder front and back decal, passenger foot peg extensions.
2015 Yellow Chevy Camaro Convertible
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