Insurance

[telespec]

I have a 2012 RT SE5 and just moved to Sugar Land Texas from Plainfield IL and I need to find some insurance here. Someone please help me.

[Spyder_Cowgirl]

I have a 2012 RT SE5 and just moved to Sugar Land Texas from Plainfield IL and I need to find some insurance here. Someone please help me.

We use Progressive here in Bowie, TX (between Fort Worth and Wichita Falls). Have had great success with their MC insurance after hubby's wreck on a Honda VTX1300 -- bike totaled and nearly hubby too. Have two machines insured ... a 2007 HD Ultra Classic and a 2012 RT SE5 Limited; I'd say price is about average (about $900 for both machines, including accessory coverage).

Good luck in your search .... Ann

[Chupaca]

shop around...if your insurance for home and cars covers motorcycles you get discounts I use State Farm and they treat the spyder as a car which is cheaper.. being in CA and needing only auto license may be why. Progressive, Allstate, and a host of others will cover you...

[lionking]

Find a local Insurance AGENT. He or she should be able to guide you.

shop around...if your insurance for home and cars covers motorcycles you get discounts I use State Farm and they treat the spyder as a car which is cheaper.. being in CA and needing only auto license may be why. Progressive, Allstate, and a host of others will cover you...

[jcthorne]

Here in Houston, my State Farm agent (who handles everything EXCEPT our Spyders) told us to go to Progressive. I was surprised at how much more expensive the coverage was than for the Harley but they were competitive with the other majors. State Farm in Texas does not seem to be competitive on motorcycles.

Spyders are registered, insured and licensed as Motorcycles, not cars in Texas.

[Dragonrider]

My best deal was with Liberty Mutual... MUCH cheaper than other companies.. it's only $280/yr up here.

[ARtraveler]

I recommend dealing with a local insurance agent. They know you, your insurable interests, and will usually help you through problems when they arise.

That said, I have used State Farm for everything since 1965. Lived all over the country and the service has been the same. No BS when I have a claim and I have been treated right each time.

On my 's, I currently pay $58 per month on the 2014 and $42 per month on the 2011. Both carry full coverage. Your rates may vary depending...

[kep-up]

I canceled my policy with Progressive after I bought my Spyder. Seems they wanted $167.00 a year more to insure it than to insure my HOND ST1300. Insured my Spyder through RIDER for $100.00 less than I was paying Progressive to insure my ST1300. Go figger. It pays to shop around.

[Orange Spyder Man]

Try Geico... they were the least expensive for the exact amount of coverage...

[GunDoctor]

Spyder and Harley run me 320.00 a year each through GMAC

[Bob Denman]

Find a local Insurance AGENT. He or she should be able to guide you.

Thanks, Leo!

[hill27]

check on foremost they with aarp.

[Deanna777]

I also agree I would check with your house, or vehicle insurance company, they know you. Deanna

[Bob Denman]

Oddly enough; I haven't found that the package discounts can make up for not using a Company that specializes in underwriting motorcycles.
You need an Agent who can shop the risk around for you...

... One that preferably rides also!

[Deanna777]

Oddly enough; I haven't found that the package discounts can make up for not using a Company that specializes in underwriting motorcycles.
You need an Agent who can shop the risk around for you...

... One that preferably rides also!

Deanna

[pitzerwm]

I shopped and found Formost the best, (as hill27) as Hartford doesn't cover bikes. Of course you have to be 50+ and join AARP

[Bob Denman]

They have an excellent PowerSports Program...

[recordingguy]

I use Foremost for my Rt and 622 Trailer. This company even has a motorcycle race team. I know if you buy a new bike they will replace it fully with a new one if totaled in first year. They have good rates. .

[telespec]

Thanks to all who responded to help me with getting some insurance for my Spyder, your information is very helpful.

[Deanna777]

check on foremost they with aarp.

Disregard this Sorry Deanna

[speedbuggy]

Jeeese guys, you in the US sure pay a lot for insurance. Here in Ontario Canada, the province known for the highest insurance rates in Canada, I pay, for FULL coverage including full cost replacement $250.00/year. That's for everything.
Maybe because I have never made claims, or tickets excellent driving record and over 55yrs.
Actually, when I had my Goldwing, I paid more.
The agent told me, that due to 3 wheels, there is less chance of upset or crash on my part and here in Ontario, they consider
the Spyder a very safe bike, hence, low rates.
I am a happy Spyder rider.

[Bob Denman]

Do you still have the 08 GS?
That's why your insurance is so cheap: the age and value of your bike have made it so...

(I've got an insured with an 09 RS, who pays $257...)

[speedbuggy]

Ya, still have the bike. Have had it for 1 year. Bought it used with 37,000 km on it
So far, works great, no problems, except the nearest dealer is over an hour away from my house.
.

Do you still have the 08 GS?
That's why your insurance is so cheap: the age and value of your bike have made it so...

(I've got an insured with an 09 RS, who pays $257...)

[BLUEKNIGHT911]

DAIRYLAND ......they are motorcycles only & have been around for 35 + years ...........I'm 67 live in Vt. got very good FULL coverage for $ 240 for entire 12 mos coverage , no mileage restriction..................It won't hurt to call ??????..............Mike

[Bob Denman]

I'm not spanking anybody today, Mike...
What I WILL say, is that you're not buying a loaf of bread from the store. You pay for your Agent's expertise, experience, and advice. You pay for prompt and accurate claims procedures. If this were just a loaf of bread; price should be the only concern. (Well; price, and the expiration dates!).
But it's not...