Insurance

[Bfromla]

Notice how the state farm commercials say "move to a better state" ? Its not a slogan its the rates! & sad to say my state is part of the problem.


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[Deanna777]

I called "AARP" got a Quote for my 2014RTS-SE6 and they said" $ 685.00 for 1 year, they are with Foremost insurance.
( I do belong to AARP)

Deanna

[Bob Denman]

I don't believe that you're old enough to be an AARP member yet!

[rgk]

I'm not spanking anybody today, Mike...
What I WILL say, is that you're not buying a loaf of bread from the store. You pay for your Agent's expertise, experience, and advice. You pay for prompt and accurate claims procedures. If this were just a loaf of bread; price should be the only concern. (Well; price, and the expiration dates!).
But it's not...

Any person with assets that he values should consider using an insurance agent. The purchase of insurance as a commodity rather than as a product tailored to individual requirements can result in financial disaster. Many online sources sell insurance on price alone...low limits, no under/uninsured motorists, and etc. It may be worthwhile to consider "total loss replacement" for the first year or two of ownership given the profound effect of depreciation on some new vehicles...especially if there is a lien holder. One needs to consider the underlying limits that ones umbrella requires.

There are many concerns that are best reviewed by a competent agent who is familiar with the insured's needs.

[Bob Denman]

I just KNEW that I liked you for a reason...
Thanks for saying it!

[Deanna777]

I don't believe that you're old enough to be an AARP member yet!

Yes, I am old enough to be a AARP member, I know I don't look my age. I am in the 50's age group. Deanna

[bikeguy]

I agree with the advice to use a local insurance agent. In the time that I've insured motorcycles through our agent, they have changed our coverage from one company to another (with our permission, of course) several times when they found that we could get equal coverage at better rates. Currently, our 2010 RT and my 2003 BMW f650 is covered by Foremost. The RT includes full coverage and the BMW just liability. The policy includes a pretty comprehensive roadside assistance and towing policy for both bikes. Cost for both bikes is $377.00 per year.

I'd much rather have my agent do the research and recommend coverage options than having to do it myself. I don't know that much about it. I have never had a claim of any kind on my motorcycles but I have on my passenger cars and it's as simple as explaining to the agent what happened and getting the problem fixed. No hassles whatsoever.

Cotton

[Bob Denman]

...And if you can find an Agent who also rides:
You can stop by, drink coffee, and talk about really important stuff...

...Like where the best coffee shops can be found out there!