STS

[jlemkow]

What does the second s stand for. I am being charged double for my insurance because Allstate says my STS is a sport bike ???

[scott16119]

Time to shop around for insurance.

[nhoj]

What does the second s stand for. I am being charged double for my insurance because Allstate says my STS is a sport bike ???

Its a trim level common across the whole Spyder range. RSS, STS & RTS.

Mostly cosmetic differnces, same engine(s), HP etc.

[quickster47]

Well, the ST does stand for Sport Tourer.

Carl

[SNOOPY]

I wonder if that is why my Allstate is so expensive.

I need to get back to looking around again....it's on a separate policy anyway on mine.

[Sny]

ST stands for Sport Touring.

The -S is Sport which is the trim level which includes mostly cosmetic changes, a different seat, cruise control, floorboards.

Nothing "sporty" is added in the -S trim level on the ST model.

Most insurance companies were quite confused when the ST's first came out this year and charged a LOT for them. Mine doubled going from a GS to an ST with State Farm (from $600/yr to $1200/yr)

Progressive, on the other hand, is only $400 a year for $500k CSL, total loss coverage with a $1k ded, pay loss coverage $250/wk (it's something), accessory coverage, towing, trip interruption pretty much every checkbox maxed out.

Time to shop around.

[ARtraveler]

It sounds like your agent or the company office is confusing your ST with a crotch rocket type of machine. Maybe a picture or two to your agent will help.

Never had a problem when I had my RS and GS versions of Spyder. With State Farm. My current RT's cost $50 and $55 per month. Rates vary for a gazillion reasons though from person to person.

[Bob Denman]

You need a new agent who knows a bit about bikes...

[Chupaca]

the key letter in your case is the "T". Touring takes you out of the crotch rocket world he is trying to put you in. Weather you are a sport/ralley or any other classification tourer you are in the bagger category. I would shop around...