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  1. #1
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    Default Great another insurance rate hike.

    Not sure what everyone else pays for insurance rates. For me it's about $800 for a driver season of April to October inclusive. That's already with a 20% good driver discount. They are talking about a 73% increase now.

    http://cbc.sh/qDXjEme

  2. #2
    Very Active Member Chupaca's Avatar
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    Default Insurance..!!

    I am paying about $700.00 a year. But then they consider the spyder in the car category. Much the same as they don't require a motorcycle license either. But the rates are going up.
    Gene and Ilana De Laney
    Mt. Helix, California

    ​2012 RS sm5
    2012 RS sm5 , 998cc V-Twin 106hp DIY brake and park brake Classic Black

  3. #3
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    Default Rider Insurance

    Try these folks. My Spyder dealer turned me onto them.
    This is all they insure is bikes. My rates for the RT Limited is 366. per year. Yes, full coverage.

    Rider Insurance
    www.RIDER.com

    1-866-751-3078

  4. #4
    Registered Users Padre Spyder's Avatar
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    Quote Originally Posted by Chupaca View Post
    I am paying about $700.00 a year. But then they consider the spyder in the car category. Much the same as they don't require a motorcycle license either. But the rates are going up.
    Find an agent that writes through American Reliable. I've been with them for 3 yrs. Annual premium on my RT
    is $300, 300, 000 liability, $500 deductible comp & collision.
    Padre Spyder & Jenny
    Riding the Dream on a Dream Ride

  5. #5
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    Default Insurance

    I'm with nationwide, full coverage on my RT Limited is about 377. Got a quote from Foremost Insurance, full coverage about 373.

    Dan, Pasadena, Md.

  6. #6
    Very Active Member oldgoat's Avatar
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    I'm in Canada as well & it costs $300 for full coverage to a private insurance company.

    However, my driver's licence & registration also include insurance premiums with Quebec so who knows what the true total is.
    2008 GS SM5, Full Moon Silver
    2007 Piaggio MP3 - 250cc

  7. #7
    Invalid Emails murphybrown's Avatar
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    Default Safeco

    I have full coverage as well as uninsured driver. Dropped to $289 this year...$88 savings...works for me. Every year at this time I start "shopping"...so far nothing coming close...wow starting to see a few dirt spots on my icy driveway....I am soooooo ready to ryde...don't care that it is only 28'....just need to be able to get out of my driveway...
    My Motto Is:
    Live my life in such a way that when my feet hit the floor in the morning...Satan shudders & says "Oh, crap, SHE'S awake!"

    Red Stallion: 2016 F3t SE6 (from Pitbull PowerSports/ Springfield, MO)
    White Knight: 2014 RTS SE6 and matching 622 trailer (from Pitbull
    PowerSports/ Springfield, MO)
    Ms Spydee: 2010 RT SE5



  8. #8
    Very Active Member ARtraveler's Avatar
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    Default

    Hope they keep the 73% stuff elsewhere. That is a pretty bad hit to take.

    Mine currently has not gone up--even with annual renewals taking place at this time.

    Currently paying $648 for the 2010 RT-S and $708 for the 2011 RT A&C. State Farm--they also have my car and house. Full Coverage on both the ,s

    Currently Owned: 2019 F3 Limited, 2020 F3 Limited: SOLD BOTH LIMITEDS in October of 2023.

    Previously : 2008 GS-SM5 (silver), 2009 RS-SE5 (red), 2010 RT-S Premier Editon #474 (black) 2011 RT A&C SE5 (magnesium) 2014 RTS-SE6 (yellow)

    MY FINAL TALLY: 7 Spyders, 15 years, 205,500 miles

    IT HAS BEEN A LONG, WONDERFUL, AND FUN RIDE.
    2020 F3L , Magma Red

  9. #9
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    Default

    Quote Originally Posted by Can-Am Poogs View Post
    Not sure what everyone else pays for insurance rates. For me it's about $800 for a driver season of April to October inclusive. That's already with a 20% good driver discount. They are talking about a 73% increase now.

    http://cbc.sh/qDXjEme
    I should have mentioned, automobile insurance in SK is through a Crown Corp. We can't buy it through private corporations or shop around. We have to buy it as part of our government registration. For our neighbours from the south, it would be like having to buy your basic registration and insurance from your State's Government, and then we pay higher premiums to get lower deductibles and higher liabilities.

  10. #10
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    Quote Originally Posted by Can-Am Poogs View Post
    I should have mentioned, automobile insurance in SK is through a Crown Corp. We can't buy it through private corporations or shop around. We have to buy it as part of our government registration. For our neighbours from the south, it would be like having to buy your basic registration and insurance from your State's Government, and then we pay higher premiums to get lower deductibles and higher liabilities.
    Does that insurance include health insurance, Or do you pay extra for that,

  11. #11
    Active Member Spyder601's Avatar
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    I have full coverage from Shelter Insurance for $ 445 a Year
    17 F3 Limited (Pearl White), Sena 10C intercom, X Grip iPhone mount, IPS key, spyder to go cup holder, Lamonster Highway Center Lane, TricLED engine lights, TricLED night rider, LS2 Helmets, Lamonster Bypass pipe, 2 Brothers Exhaust, mirror relocator kit, Bluetooth radio module, OEM Backrest, Rear LED Light Kit

    2017 F3-T , Pearl White

  12. #12
    RT-S PE#0060 Gordy's Avatar
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    rates for my rts is about $1200.00 and that is from may 1 untill oct 31 our riding season, it is still covered in storage. also gov insurance

  13. #13
    GOS member (Girls On Spyders) Phyxius's Avatar
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    Default

    I'm $508 for 12 months with a $250 deductible and coverages of $100,000.
    Thats with Allstate.

    Rider was $50 more, for me.
    -Christina
    2012 RT-S Blue
    Photographer and horse rider.
    2012 RT , Blue

  14. #14
    Very Active Member Cavman's Avatar
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    Mine went down this year to $388. Getting a discount cause I took the GWRRA rider's trike class and the Spyder is a year older.

  15. #15
    Very Active Member mrfats's Avatar
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    Quote Originally Posted by R30SHIRE View Post
    Try these folks. My Spyder dealer turned me onto them.
    This is all they insure is bikes. My rates for the RT Limited is 366. per year. Yes, full coverage.

    Rider Insurance
    www.RIDER.com

    1-866-751-3078
    Me too! But they aren't in every state...

  16. #16
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    Post Ins rate for us

    Quote Originally Posted by Can-Am Poogs View Post
    Not sure what everyone else pays for insurance rates. For me it's about $800 for a driver season of April to October inclusive. That's already with a 20% good driver discount. They are talking about a 73% increase now.

    http://cbc.sh/qDXjEme
    We have State Farm and are paying about $800 a year for each Spyder RS here in California.

  17. #17
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    Default

    Quote Originally Posted by boborgera View Post
    Does that insurance include health insurance, Or do you pay extra for that,
    No. health insurance is different and through the Province as well, we supposedly don't have private health care in Canada, but we buy additional health benefits through private companies. There is a health care component and wage recovery component to auto/moto insurance. Plus and minuses to that. But we can't sue either. No fault insurance.

  18. #18
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    Default

    I'm paying $385.00 thru Progressive and that includes my RT full coverage & just liability on my 1978 SR500 Yamaha.

  19. #19
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    Default

    This is a game of pure frustration...
    Without knowing more about your ages, sexes, driving records, years of motorcycle piloting experience, if you have any safety courses or not, exactly which model bike you have, the exact coverages that you're pricing, the rating territory in which you reside and how it compares to others, AND your State or Province's insurance regualations; it's just a number.

    It's a bit like looking through a keyhole at an elephant that has backed up against the door; what do you see?
    Sorry!
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black

  20. #20
    Registered Users Captain Fin's Avatar
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    Default Self insured

    Self insured except for auto. Florida does not require insurance on motocycles.
    Don't just dream the dream! Live the dream! Sent from my coconut using tap-a-nut. Spyderlovers Southern-Most Member.

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