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Thread: insurance

  1. #1
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    what does the average spyder owner pay for insurance here in canada (ontario) is killing me .

  2. #2
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    You are right. I am 55 with clean record and paying $680.00 with T.D. insurance. they are the cheapest

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    Active Member teadave's Avatar
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    44 and paying $1000.

  4. #4
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    well i am 40 bought a new rs-r 2011 in july of last year m2 licence after taking a bike education course (very good course but not nessesary) took it to save on insurance . T D from july to feb 25 2012 was $1382.00 for full coverage with a 2000.00 deductable . now after 3700 km T D want $1987.95 for full coverage and a $2000.00 deductable! No tickets but come-on !!!T D has my house ,sled,quad,2 trucks.
    any body know of a better place

    thanks for letting me rant!

  5. #5
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    Get a hold of Jevco. TD is stupid for beginner riders.

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    Active Member teadave's Avatar
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    mine is with jevco also. first year (september 2010) was $1549. and i had only written my test two days before.
    i then took the mc course two weeks later.
    no discounts immediately upon passing the course(unlike other insurers), but the second year is $1000. i did some online comparisons, and so far jevco has the best price for me.

  7. #7
    Active Member GregP's Avatar
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    2011 RTS se5 with complete BRP chrome pkg etc. etc. 65 with clean record. $2500 deductible for both collision and comprehensive. Total premium for the RTS was $ 750.00. Local Insurance Company (AXA General Insurance) unavailable outside of this Province.

    Incidentally, the price of the new RT was JUST above the entry point of the next category up from the 2009 RS se5 that I had on the same policy. It had C & C deductibles of $1000 ea. The total premium for the RS was $ 626.00.

    The combined premium for both RT and RS was $1376.00 !

    I am reasonably happy with both premiums, especially considering the next best that I was able to get locally ranged from $1600 to $2600 each !!!!

    Good Luck with your hunt.

    Regards....

  8. #8
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    Sorry to see your expense for insurance up North. You guys are getting raped.
    Hindle exhaust, Kewlmetal K&N intake + prefilter, Kuryakyn widow pegs, Kuryakyn grips, Madstad 20in. windshield, Juice Box, 02Modifier, Kewlmetal backrest and carrier, missing air dam, missing belt shield, 1" riser, Kewlmetal handlebar risers,Evoluzione sway bar, Street Magic/Day Runner Pucks, Glo Riders Amsoil, 10w40, Rons performance wires

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    $739 annual for 100k, 100k, 1 Mil, 500 deductible, full comprehension thru AARP (Foremost) for my 09 RS.

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    My 09 rs is with jevco and i pay less then then $1000.00 a year with $500.00 deductable and full coverage , On my $1000.00 car i pay $1300+ a year for just liability
    Last edited by SpyderSteve; 01-09-2012 at 07:00 PM.

  11. #11
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    thanks for all the replies i will look into jevco i talk to my (TD) guy today , he says that his hands are tied.

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    Sad to see you all are paying such high premiums,,here in Quebec, 2 million liability,$250.00 deduct. fully covered,24 hrs roadside ass., they will even rent me a spyder, if i get it stolen or crashed, while paperwork is being processed. for a grand total of $238.00/ yr. Thats for 2011 RSS , I'm 46 yrs old.

  13. #13
    Very Active Member ARtraveler's Avatar
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    State Farm: 2010 RTS full coverage $56 month $672 year 2009 Vulcan LT full coverage $43 month $516 year.
    2020 F3L , Magma Red

  14. #14
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    Nationwide multi vehicle
    400$ a year
    2008 GS
    California (in car theft capital... Modesto)

  15. #15
    Active Member minerdoug's Avatar
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    If you are Veterans, check out Progressive for USAA members, 2011RT Limited for $443/year with $500 ded.

  16. #16
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    Quote Originally Posted by minerdoug View Post
    If you are Veterans, check out Progressive for USAA members, 2011RT Limited for $443/year with $500 ded.
    We have had USAA for 30 years and today we cancelled our motorcycles and Spyder insurance with them and went with Progressive. While we were at our local agents office my husband called USAA as the Progressive quote for the 3 motorcycles and the Spyder was less than half of what USAA charged. They transferred him to their Progressive rep and he was not able to match the price of our local agent.

    2017 F3T-SM6 Squared Away Mirror Wedgies & Alignment
    2014 RTS-SM6 123,600 miles Sold 11/2017
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    2011 RTS-SM5 5,000 miles
    2013 RTS-SM5 burned up with 13,200 miles in 13 weeks
    2010 RTS-SM5 59,148 miles
    2010 RT- 622

  17. #17
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    jevco, full meal deal, 525 per year

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    Back in 2008 when I bought my Spyder, I had a hell of a time trying to get insurance, as the SPYDER was not recognized as a motorcycle, come to the rescue the salesman. Jevco was the answer, been with them ever since. Conviently enough , now my current other ins, comp, really want's my business for the spyder as well. POUND SALT, THANK,YOU.

  19. #19
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    Believer plus have a dedicated Spyder section on their web site. I think they go through Jevco.

    http://www.believerplus.com/

    They quoted me $1065 per year for a new RT-S in southern Ontario.

  20. #20
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    Smile Motorcycle Insurance

    Quote Originally Posted by Xendrick View Post
    Believer plus have a dedicated Spyder section on their web site. I think they go through Jevco.

    http://www.believerplus.com/

    They quoted me $1065 per year for a new RT-S in southern Ontario.
    Today I got a 12 month quote from Geico, not my favorite company, and their quote for a 2011 Spyder RT and a 2008 Harley Heritage Softail was $416.34 total for both bikes. Coverage is $250K/500K Bodily injury, $100K Property damage, comp. and coll. $1000 deductable, towing, Optionall bike coverage of $2000.00. To compensate for no Uninsured motorist I purchace stacked coverage on my auto policy. Seems like a great rate, what say Y'all?

  21. #21
    Registered Users Tierhog's Avatar
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    That is a very good rate. I am willing to bet the farm your NOT stuck in California lol. I have the pleasure of paying 4.30 a gallon and saving prairie shrimp so neener neener neener.

  22. #22
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    primmum insurance 750.00/year with full coverage .i am 58 wth 42 years of riding .my last bike was a CBR125 honda and it was around 400.00 without collision so to me the spyder is cheap .2009 se5 , bought used .

  23. #23
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    Quote Originally Posted by Tripple x View Post
    Sad to see you all are paying such high premiums,,here in Quebec, 2 million liability,$250.00 deduct. fully covered,24 hrs roadside ass., they will even rent me a spyder, if i get it stolen or crashed, while paperwork is being processed. for a grand total of $238.00/ yr. Thats for 2011 RSS , I'm 46 yrs old.
    Yeah but how much is your sticker or plate each year ??......5 - 700 ??
    Ours is $44

    Thanks

  24. #24
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    $488 year full coverage. Not sure about the plate as I've not had to buy one yet.

  25. #25
    Very Active Member Buttsy's Avatar
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    Quote Originally Posted by rickeggett View Post
    Yeah but how much is your sticker or plate each year ??......5 - 700 ??
    Ours is $44

    Thanks
    Hmm........renewal of a motorcycle in excess of 401cc (* three wheeled bikes) is almost $ 545.65 down from 2011 when it was almost $ 633.55? Quebec must have a provincial insurance plan? So $ 545.65 plus $ 238.00 yup gettin pretty close to what I pay in Ontario between insurance and my $ 42.00 license sticker.
    Last edited by Buttsy; 09-13-2012 at 09:17 AM.
    2011 RTS SM5

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