Spyder Insurance

[bcer960]

I was going to suggest Beacon. That’s why I asked.

Someday, when this Covid thing is over, we will have to meet up

[beerandchips]

I see you are in Southern IL, I am in central IL & pay ( just got my new bill for a yr $280) if I pay monthly it was another $60 more. I am with Progressive this policy is full coverage $500.000 liability $100 deductible for a 2020 RTL

I did have 300,000 and went to about 800 dollars. I went with Dairyland and lowered to 100,000 and 500 deductable and it is at 268.00 per year. I might adjust that up some but I just couldn't pay more for this thing and ride only during nice weather and drive my car everyday and pay less with it. I know we complain about the cost but when we need it, we need it. Like I wrote, I will probably adjust the limits. We were hit in our car in 2017 and they were VERY underinsured and we got screwed bad!!!

Hope the weather gets good up there in central Illinois for you soon.

Happy riding.

Steve

[JimH]

I have Rider out of New Jersey - great rates and easy to deal with.

[IdahoMtnSpyder]

Asking what is the right price for insurance is like asking all the other guys how beautiful is my girl friend? You can't trust any of the answers to be the right one!

[IdahoMtnSpyder]

Here are some of the variables in quoting an insurance cost for you.
Value of the vehicle.
Cost for potential repairs.
Your zip code.
Your age.
Your marital status.
Your driving record.
Number of miles.
Number of vehicles under the same policy, or company.
Color.
Anti-theft features.
Number and age of other drivers.
Your physical health.
Your past claims history.
Your driver education extent.
And on and on.

[Motogordo]

I just got my insurance with Rider Ins. Agency
I have a 2014 Spyder ST-LTD.
300,000 plus complete comprehensive ( $100 deductible and some other goodies for $412 for the year. A good company to deal with.

[fredgal]

progressive.. 125.00 a yr. 0 deductible comp and collision.. i also have a atv and a motorcycle on this policy... 220.00 a yr for all three.. but we have been with them for a long time with muliple discounts. this is on a 2020 F3-limited which is sitting on the dealers showroom floor, waiting for a nice day for delivery.. its been there 2 weeks now,, and im getting the itch to ride it, but the weather is ****.

[Wmoater]

I did have 300,000 and went to about 800 dollars. I went with Dairyland and lowered to 100,000 and 500 deductable and it is at 268.00 per year. I might adjust that up some but I just couldn't pay more for this thing and ride only during nice weather and drive my car everyday and pay less with it. I know we complain about the cost but when we need it, we need it. Like I wrote, I will probably adjust the limits. We were hit in our car in 2017 and they were VERY underinsured and we got screwed bad!!!

Hope the weather gets good up there in central Illinois for you soon.

Happy riding.

Steve

I take it you don’t own sleds or SXS. We pay $460 a year per new sled for 5 weeks of riding this year. (We own 3) Thats full coverage/ full replacement on summits. SXS is just over $830 full both. Theft and fire covered. Home insurance will not cover them if lost. I trailer it out west all the time. It gets in wreck in trailer your car insurance will not cover it so full coverage and replacement is needed. 1000cc on SXS is a totally different ball game. Add another $200. I have full coverage and replacement with State Farm’s on spyder just under $500. I have 23 policies (life, cars, home, trailers, toys, jewelry and articles) with them so they apply discounts.

[BLUEKNIGHT911]

progressive.. 125.00 a yr. 0 deductible comp and collision.. i also have a atv and a motorcycle on this policy... 220.00 a yr for all three.. but we have been with them for a long time with muliple discounts. this is on a 2020 F3-limited which is sitting on the dealers showroom floor, waiting for a nice day for delivery.. its been there 2 weeks now,, and im getting the itch to ride it, but the weather is ****.

WOW that's the lowest cost for Spyder insurance I've ever heard of by anyone on this site ..... ............. Mike

[ndspyderlover]

Hello,

Yet, another insurance question. I just got a 2020 Spyder RT. It was a zero mile left over unit from last year. Went to get insurance from Allstate and I went from 2015 Honda Shadow phantom 300,000 bells and whistles gold coverage of 200 dollars to $800 for the Spyder. Holysh&t! That is more than my 2017 Ford Fusion. Looking at Dairyland. How are they? I have already priced it. Want to know IF they are a hassle IF you need them? Experiences, etc. please.

I'm sorry, but I don't ride all year long. As a matter of fact I only put 2600 miles on the bike from Dec 17 to about two weeks ago. I mainly commute. I live in Southern Illinois so riding year'round won't work anyway.

Thanks.

Steve

try Geico. that is who I have

[fredgal]

yep,,, my new tacoma is like 325.00 a yr... im 63, own our house, bla bla bla..lol..

Policy changes effective March 26, 2021
…………………………………………………………………………………………………………………………………… …………………..
Changes requested on: Mar 26, 2021 05:44 a.m.
…………………………………………………………………………………………………………………………………… …………………..
Requested by: Fred..... Gall.....
…………………………………………………………………………………………………………………………………… …………………..
Premium change: $111.15
…………………………………………………………………………………………………………………………………… …………………..
Changes: The 2020 CAN-AM SPYDER F3 has been added.
The Multi-Vehicle discount has been removed from your policy.
A Multi-Vehicle discount has been added to your policy.

[K80Shooter]

Never mind.

[RykerRider1959]

I have been with State Farm for 47 years...When I got my quote for the new Ryker ($460.00) I decided to call Geico...181.00 for 12 months if I pay in full...I called the S.F. Agent back and told her what the differance in the premiums was...She could care less that I was going with Geico...So Much for loyalty...

[vito1943]

I had Progressive for the coverage on my 2016 Honda Goldwing. When I traded in the Goldwing for a new 2021 RT, my insurance dropped by $36 for the year. What is also weird about motorcycle insurance is that some companies will give a multi bike discount that is greater than the cost of insuring the second bike. When I added a 2019 Honda PCX scooter to my policy on the Goldwing back in 2019, my annual bill went down $12 rather than up for covering a second bike. Strange but fine with me.

In the past when I have done comparison shopping, Progressive, Dairyland and Geico were all pretty close in price.

[ndspyderlover]

Geico 250 for the year. Full coverage the same I carry on my Q7.

i also have GEICO and i pay 12$ per mo for full coverage. 12x12= 144$ per year.

[Chasdog]

I have progressive for the 2019 Spyder rt limited and it was $100. However I insure 3 other bikes as well as my truck with them. 25/50/15 with 250 deductible on collision and comprehensive.

[RickWB]

$800 Cdn for 6 months. I got $2 million liability, collision and comprehensive. I insured for replacement cost.

[bigbadbrucie]

$800 Cdn for 6 months. I got $2 million liability, collision and comprehensive. I insured for replacement cost.

Beacon for the physical damage? or all ICBC?

[Fatcycledaddy]

Markel was lowest price for me in WI. Full coverage with 500 deductible is a little over 300 per year for a 2020 RT

Same with me with Markel

[Schreckftw]

State Farm for me. I have full coverage. Body Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist. I pay 29.03 a month for that. During the winter months I will take it way down to around $6 a month. The rest is covered by home owners while its in the garage for those couple of months I am not riding. I do carry a $500 deductible however on that.

[RickWB]

Brucie: All ICBC. I had Beacon when I had my Suzuki SV650, but it was higher than ICBC with the Spyder. I am going to look into Westland Insurance for the Spyder when I renew. I have Westland for our truck camper and house - very competitive rates.

[bigbadbrucie]

Brucie: All ICBC. I had Beacon when I had my Suzuki SV650, but it was higher than ICBC with the Spyder. I am going to look into Westland Insurance for the Spyder when I renew. I have Westland for our truck camper and house - very competitive rates.

Really! When I renewed in April, Beacon was cheaper...just use ICBC for the basic...including UMP. I’ll check again next renewal.

[Deanna777]

i also have GEICO and i pay 12$ per mo for full coverage. 12x12= 144$ per year.

I also have GEICO and I pay $408.14 twelve month premium, I also have full coverage, plus I have the hightest Limits and /or deductibles, $500.00 Deductible $ 500.00 Collision, towing & labor costs, also i have all the discounts that they offer, except taking the motorcycle instructor coarse( I am not taking that).

Also the State of Vermont law requires that the property damage be included as part of your Uninsured an Underinsured Motorists coverage( UM& UND). I also have fee for lay-up/storage ( when I am not riding during the winter months, from Oct. to April). But the comp stays on. I have been with GEICO since 2012.


Deanna

[bcer960]

Really! When I renewed in April, Beacon was cheaper...just use ICBC for the basic...including UMP. I’ll check again next renewal.

mine is the same......still WAYYYYYYY higher than what I read on here though.

[Motogordo]

l July 26, 2021

My insurance is with Rider/Plymouth Rock. ( 2021 Sea to Sky )

I am paying $666/year
Coverage is 100,000 300,000 50,000
$500 deductible