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  1. 01-11-2018, 08:34 AM #1
    SPECTACUALR SPIDERMAN
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    Default insurance for drone

    hey bob or anyone who knows, where can i find insurance for my drone, both against damage to drone or damage
    i might incur if crashed?
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  2. 01-11-2018, 08:47 AM #2
    Bob Denman
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    Your drone is personal property, and would be insured for damage or loss that is caused by any covered peril, that applies to your personal property.
    You could probably add a clause to your policy that provides for a wider range of instances where coverage will apply. Ask your insurance agent for specifics.
    Good luck!
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black
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  3. 01-11-2018, 09:30 AM #3
    MisterP
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    Verifly offers liability and invasion of privacy insurance on a per flight basis.
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  4. 01-11-2018, 09:41 AM #4
    SPECTACUALR SPIDERMAN
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    does anyone who has a drone here have insurance?
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  5. 01-11-2018, 02:25 PM #5
    SPECTACUALR SPIDERMAN
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    contacted all state who i have home/car/bike under to see if they can quote me on drone & i also asked about my
    trailer i just got.
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  6. 01-11-2018, 06:45 PM #6
    MisterP
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    I use Verifly but I need commercial insurance as I am flying for hire under Part 107. AMA isn’t a bad deal for hobbyists. AOPA insurance offers coverage either way. There are also companies out there offering UAV coverage. It all depends on what you want.
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  7. 01-12-2018, 08:19 AM #7
    SPECTACUALR SPIDERMAN
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    Quote Originally Posted by Bob Denman View Post
    Your drone is personal property, and would be insured for damage or loss that is caused by any covered peril, that applies to your personal property.
    You could probably add a clause to your policy that provides for a wider range of instances where coverage will apply. Ask your insurance agent for specifics.
    Good luck!
    BOB, which policy are you talking about so i can mention to my agent?
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  8. 01-12-2018, 08:24 AM #8
    Bob Denman
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    Homeowners...
    Or even a Tenant Homeowners...
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black
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  9. 01-12-2018, 10:34 AM #9
    MisterP
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    Quote Originally Posted by Bob Denman View Post
    Homeowners...
    Or even a Tenant Homeowners...
    Just curious how a homeowners policy protects the pilot from damage caused by a drone, which was part of the OP’s question? I understand that it can cover the aircraft itself.

    This discussion is only relevant to hobbyist flyers. I doubt any homeowners policy will cover a commercial drone.
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  10. 01-12-2018, 10:53 AM #10
    Bob Denman
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    Each Homeowners policy includes personal liability coverage...
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black
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  11. 01-12-2018, 12:16 PM #11
    SPECTACUALR SPIDERMAN
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    thanks bob i will ask my agent about that. i knew someone who likes bacon so much has to be smart.
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  12. 01-12-2018, 05:23 PM #12
    SPECTACUALR SPIDERMAN
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    Hey bob, my agent just called back & said yes i am covered but not for theft or damage to drone. my main worry is to others, people or vehicles.
    Hey everyone bob does really know insurance & bacon.
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  13. 01-12-2018, 06:05 PM #13
    Bob Denman
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    You're welcome...
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black
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