Found this forum while researching Spyder. Looking at a new 2016 or 2017 RTS. Looking for info on good dealer in St. Louis Mo. area. Checked with Big St. Charles and CowTown. Any advice on these or others? Currently have a 2013 Harley Sportster 1200C to trade. Should I expect a large increase in insurance or possibly lower? Looking to add the 3 years BEST coverage. Should I do this upfront or wait 2 years?