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  1. #26
    Active Member SteveP's Avatar
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    Default What Bob said

    Quote Originally Posted by Bob Denman View Post
    Old news, and that situation is no longer a valid description...

    If you live by price alone: you'll die by price alone.
    Find yourself an Insurance Broker who ALSO rides, and ask them where they have their bikes insured.
    It's all about the service after the claim...
    I purchased some "cheap " insurance about 15 years ago , someone ran into me .... It turned into a nightmare trying to process a claim . I always use my broker now and go with who they recommend

  2. #27
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    Default

    I'm sorry to hear that you had difficulties with your claim...
    It's always best to keep an open line of communication with your Broker, and let them know what's going on.
    2010 RT A&C, RT-L, RT-L , Orbital Blue, Cognac, Jet Black

  3. #28
    Very Active Member ARtraveler's Avatar
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    Default

    I have been with State Farm since 1966. They have my home, car, & two 's. My 2017 Subaru is $528 per year and each is a bit less for full coverage (have to look at next bill for numbers on the Spyders).

    They may not be the cheapest, but I can call my agent any time. When I have a claim, it is taken care of ASAP and to my satisfaction. To me, that is worth something.

    They have covered one head on collision that totaled the vehicle, another head on collision that caused thousands in damage, a freeway winter fender bender, and a tree falling on my Tribeca and damaging the roof. Also covered the front end damage on my 2014 after a highway speed collision with a dog. In each case they were on it within hours, fixes were done quickly, and I did not receive any penalties (no fault insurance).

    I am sticking with the Farm.

    Currently Owned: 2019 F3 Limited, 2020 F3 Limited: SOLD BOTH LIMITEDS in October of 2023.

    Previously : 2008 GS-SM5 (silver), 2009 RS-SE5 (red), 2010 RT-S Premier Editon #474 (black) 2011 RT A&C SE5 (magnesium) 2014 RTS-SE6 (yellow)

    MY FINAL TALLY: 7 Spyders, 15 years, 205,500 miles

    IT HAS BEEN A LONG, WONDERFUL, AND FUN RIDE.
    2020 F3L , Magma Red

  4. #29
    Very Active Member Deanna777's Avatar
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    Default

    Quote Originally Posted by Papa Smurf View Post
    Don't forget to add your accessory coverage! I have been with GEICO for three years. My annual premium with the is about $900 for both my Spyders.


    Sent from my iPhone using Tapatalk
    I also have GEICO my yearly premium is $489.00. zero accidents. I have a 2014 RTS-SE6. Also, have been with Geico for 5 years. Deanna




    Current Spyder - 2023 F3 LTD Special Mineral Blue

    Red LED NANO Saddlebag Marker Lights with Full Illumination
    Sequential Fender LED'S (Amber/Red) with Safety Reflector
    Dual Power Plate (12 V & USB ports)
    Gremlin Bell
    Rear Trunk Organizer (4 holders, 2 Elastic Holders)
    Lamonster "Top Cuff" with adjustable drink Holder
    SpyderPops Missing Guard Belt
    Console Accent Trim (Carbon Fiber Domed Black)
    Ultimate F3 Floorboards
    Front Fairing Service Access Door Covers (Carbon Fiber Doomed Black)
    Sway Bar with Links
    Rolo Laser Alignment
    Half Cover
    A-Arm Daytime Dual Color LED Running Lights with Blinker Module
    Hi-Viz DRL and Sequential Mirrors lights


    Former Spyder - 2014 RTS SE6 Cognac SOLD
    2023 F3 LTD Special Series , N/A N/A Mineral Blue

  5. #30
    Active Member SteveP's Avatar
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    Default That one time

    Quote Originally Posted by Bob Denman View Post
    I'm sorry to hear that you had difficulties with your claim...
    It's always best to keep an open line of communication with your Broker, and let them know what's going on.
    Absolutely , unfortunately that was the one time I didn't use a broker ... They were recommended by a business associate for a commercial policy , it was a tough and expensive lesson

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